Compare Travel Insurance | Travel Insurance Comparison

All our policies include cover for Covid-19 as standard, to help you decide if this cover is suitable for your needs please view our dedicated Covid Page which explains how your cover applies in a number of circumstances.

While we recommend you read our Covid Page to understand in more detail the cover we include as standard the information below provides you with an overview of the core cover.

Cancelling due to Covid: You will be covered if you need to cancel your trip because:
- You or a close relative are diagnosed with or have contracted COVID-19
- You are required to self-isolate, subject to a positive test result/confirmation from a GP
- Someone you were due to travel with or stay with on your trip needs to self-isolate.
Cutting your trip short: You will be covered if you need to cut your trip short because:
- You have been denied boarding at your UK departure point because you have COVID-19 symptoms
- If you need to come home early because a close relative has COVID-19
- The Foreign, Commonwealth & Development Office (FCDO) or other regulatory authority in a country in which you are travelling in advise you to evacuate or return home.
Emergency medical cover for COVID-19: If you develop COVID-19 whilst abroad your policy will cover you for:
- Emergency medical treatment, repatriation and other expenses
- Additional transport and accommodation if you are unable to return home as planned.

Our policies DO NOT require you to be vaccinated against Covid. Please note however that our policies do not offer any cover if you fail to hold the relevant documentation as required by your airline (or other public transport such as a cruise ship or train) or destination country. For example if your destination country requires you to provide either proof of being fully vaccinated or a current negative test certificate and you are denied boarding/entry due to not providing valid documents there is no cover under our policies.

Our policies do not cover the costs of Covid testing or vaccination either prior to, during, or post your trip.

Please note that all cover noted above is subject to terms and conditions.

We offer a range of products independently rated as 3, 4 or 5-star products by Defaqto which we benchmark against similar products on a regular basis - offering savings of over 50% compared to some leading brands. Our policies include a wide range of cover from emergency medical expenses to personal belongings protection, ensuring you and your loved ones are fully protected abroad. With millions of travellers using CoverForYou to stay safe abroad, and our customers rating our products and service 5-star on independent review site Trustpilot, you can be sure you are in safe hands with us.

We also offer a gadget cover add-on, allowing you to cover a wide range of electronics abroad. Benefits include protection against damage, loss, theft and unauthorised usage, meaning you won't lose out if you run into issues abroad. Our gadget insurance includes cover for Mobile Phones, iPhones, iPads, Tablets, Camera's, Go Pro's, Smartwatches and Laptops; alongside a large number of other devices.

We only compare competitor products that either match exactly or are lower than ours in at least 2 out of 3 of the key benefit areas. These key benefit areas are Medical Expenses, Cancellationand Baggage. The level of cover in these key areas are shown in the below travel insurance comparison table for easy comparison, as are the relevant excess levels.

The 'Price inc Max Club Discount' includes a 20% discount for Gold Members of the CoverForYou Club - policy holders can sign up to the CoverForYou Club here.

5 Day Trip to New York for an Individual (Age 45)
	Medical Expenses	Cancellation	Baggage	Excess	Price	Price inc Max Club Discount
CoverForYou	£15,000,000	£5,000	£2,000	£0	£21.50	£17.20
Insure & Go	£10,000,000	£5,000	£2,000	£60	£27.99	£27.99
Columbus	£15,000,000	£5,000	£2,500	£50	£53.10	£53.10
Post Office	£10,000,000	£5,000	£3,000	£50	£82.15	£82.15

5 Day Trip to Rome for a Couple (Age 40)
	Medical Expenses	Cancellation	Baggage	Excess	Price	Price inc Max Club Discount
CoverForYou	£15,000,000	£5,000	£2,000	£0	£8.00	£6.40
Insure & Go	£10,000,000	£5,000	£2,000	£60	£16.18	£16.18
Columbus	£15,000,000	£5,000	£2,000	£50	£23.16	£23.16
Post Office	£10,000,000	£5,000	£3,000	£50	£31.54	£31.54

5 Day Trip to Dubai for a Couple (Age 25)
	Medical Expenses	Cancellation	Baggage	Excess	Price	Price inc Max Club Discount
CoverForYou	£15,000,000	£5,000	£2,000	£0	£15.75	£12.60
Insure & Go	£10,000,000	£5,000	£2,000	£60	£30.13	£30.13
Columbus	£15,000,000	£5,000	£2,000	£50	£70.34	£70.34
Post Office	£10,000,000	£5,000	£3,000	£50	£134.56	£134.56

8 Day Trip to Spain for 4 Family Members (Parents Aged 40, Child 1 Aged 10 and Child 2 Aged 8)
	Medical Expenses	Cancellation	Baggage	Excess	Price	Price inc Max Club Discount
CoverForYou	£15,000,000	£5,000	£2,000	£0	£41.25	£33.00
Insure & Go	£10,000,000	£5,000	£2,000	£60	£60.54	£60.54
Columbus	£15,000,000	£5,000	£2,000	£50	£67.31	£67.31
Post Office	£10,000,000	£5,000	£3,000	£50	£90.30	£90.30

8 Day Trip to Florida for 4 Family Members (Parents Aged 45, Child 1 Aged 12 and Child 2 Aged 10)
	Medical Expenses	Cancellation	Baggage	Excess	Price	Price inc Max Club Discount
CoverForYou	£15,000,000	£5,000	£2,000	£0	£93.75	£75.00
Insure & Go	£10,000,000	£5,000	£2,000	£60	£175.72	£175.72
Columbus	£15,000,000	£5,000	£2,500	£50	£156.57	£156.57
Post Office	£10,000,000	£5,000	£3,000	£50	£147.49	£147.49

15 Day Trip to Thailand for a Couple (Age 35)
	Medical Expenses	Cancellation	Baggage	Excess	Price	Price inc Max Club Discount
CoverForYou	£15,000,000	£5,000	£2,000	£0	£93.25	£74.60
Insure & Go	£10,000,000	£5,000	£2,000	£60	£81.52	£81.52
Columbus	£15,000,000	£5,000	£2,500	£50	£68.76	£68.76
Post Office	£10,000,000	£5,000	£3,000	£50	£184.85	£184.85

Europe Annual Multi-Trip for an Individual (Age 30)
	Medical Expenses	Cancellation	Baggage	Excess	Price	Price inc Max Club Discount
CoverForYou	£15,000,000	£5,000	£2,000	£0	£58.50	£46.80
Insure & Go	£10,000,000	£5,000	£2,000	£60	£59.30	£59.30
Columbus	£15,000,000	£5,000	£2,500	£50	£77.62	£77.62
Post Office	£10,000,000	£5,000	£3,000	£50	£64.09	£64.09

Worldwide (incl.) Annual Multi-Trip for a Couple (Age 40)
	Medical Expenses	Cancellation	Baggage	Excess	Price	Price inc Max Club Discount
CoverForYou	£15,000,000	£5,000	£2,000	£0	£181.50	£145.20
Insure & Go	£10,000,000	£5,000	£2,000	£60	£267.92	£267.92
Columbus	£15,000,000	£5,000	£2,500	£50	£255.96	£255.96
Post Office	£10,000,000	£5,000	£3,000	£50	£227.96	£227.96

Our travel insurance comparison is updated on a regular basis. This table was last updated on the 18^th September 2023.

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