EUROPE TRAVEL INSURANCE

from the culture and architecture to the beaches and scenery from just £5*

We provide cover for over 100 sports and activities

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Specialist winter sports cover add-on available

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Are you heading to Europe soon - whether that be for a family holiday, a personal voyage of discovery, a business trip or a week abroad with your friends? CoverForYou can provide the security you need when you are abroad in Europe - our travel insurance is there to look after you in your time of need.

KEY POLICY BENEFITS AS STANDARD

Cancellation Cover
100+ Sports & Activities
Kids Free On Family Policies
Online Policy Documentation
Accident & Liability Cover
Airline Failure Cover
Baggage Cover
Medical Expenses
Our Europe travel insurance policies start from just £5*, meaning you can be covered abroad for only a fiver!

From the sun kissed beaches of Greece to the incredible attractions to visit in Italy, CoverForYou can provide the cover you need to help make your holiday memorable for all the best reasons.

All our travel insurance policies are available to purchase online, now, so there's no need to wait in a queue on the phone (and let's be honest, who likes queues?)

Please Note: CoverForYou travel insurance policies do not cover undisclosed medical conditions, please refer to the policy wording for full terms and conditions. Please note no cover is provided for any destination where, prior to your trip commencing, the Foreign and Commonwealth Office have advised against all (but essential) travel.

ANDORRA - FEATURED TRAVEL GUIDE

Currency - Euro (EUR)
Language - Catalan

Andorra is a tiny gem of a country, located between France and Spain. It is only 464km2 which makes it one of the top 20 smallest countries of the world. Don’t be fooled by its size though, Andorra has a lot to offer.

Top Cities to Visit

Andorra la Vella is the picturesque capital of Andorra. There are guided tours of the town and it is easy to see all the key features of the town within a single day trip. There are a number of quaint villages that you can visit using the bus service.

For the traveller

If the capital is not your cup of tea, then you can head out to various villages where you will be greeted by incredible views. The hamlet of El Serrat provides some of the best views, whilst the Madriu valley is a glacial valley that has been given UNESCO world heritage status.

Adventure Sports

Skiing. Andorra has various skiing resorts, most of which are accessible by bus from the capital. The two major skiing areas are known as Vallnord and Grandvalira.

Austria Nightlife

The main nightlife in Andorra is focused around the ski resorts. Pas de la Casa and Soldeu provide a variety of entertainment from karaoke to live music. Bars, and in particular, clubs, are largely limited across the country though.

Safety Notes

Andorra is generally considered an extremely safe country to visit with low crime rates and limited anti social behaviour. The main dangers to visiting Andorra come from icy roads and hiking or skiing accidents, so you shouldn’t need to take any more precautions than normal. Just use common sense and be prepared.

Travel (in and around)

Andorra does not have an international airport - the nearest being Toulouse in France (180km / 112 miles) and Barcelona, Spain (225km / 140 miles). The easiest way to reach Andorra is using the train. There is no train service in Andorra though - if you want to use public transport then buses are realistically your only option.

Roads are adequately maintained and you should drive on the right hand side of the road. Ice and snow can make driving treacherous so take care when driving, particularly on minor roads. Be aware that the speed limit is only 70km/h on major roads and 40km/h on minor roads.

Looking for the Previously Featured Travel Guides?

You can click on the following links to find our previous travel guides: Austria Travel Guide & Belgium Travel Guide

TOP EUROPEAN DESTINATIONS IN 2016

Cyprus

Cyprus is a Mediterranean island close to Turkey, Greece, Egypt, Israel, Lebanon, and Syria. It has a subtropical climate with very hot, humid summers and mild winters. It rarely rains in the summer months so is the perfect holiday destination for those who want to enjoy sunshine from morning to evening. Tourism plays a major role in the Cypriot economy, which is hardly surprising as it is an ideal holiday destination due to the weather and the numerous attractions on offer. All-inclusive beach holidays are popular but there is much more to Cyprus than the beach. Paphos is said to be the birthplace of Aphrodite, the Goddess of Love and there are many historic sites all over the island for those who want to enjoy the culture of this beautiful paradise.

Top Cities to Visit - Limassol, Paphos, Nicosia, Larnaca
Top Attractions - Tomb of the Kings, Aphrodite’s Rock, Ayios Neophytos Monastery, Kourion, Kolossi Castle, Fassouri Watermania Water Park, Omodos Village, Limassol Marina, Famagusta Gate

Turkey

Although a large part of Turkey is geographically located in Western Asia, it is actually classed a European country. Much of Turkey experiences hot, dry summers, which makes it an ideal holiday destination. Tourism is a very important contributor to the Turkish economy and there are many fantastic tourist resorts around the country.

For those who want a fun holiday in the sun, Turkey is the ideal choice. However, Turkey has so much more to offer the traveller. There are thirteen world heritage sites in the country, including Mount Nemrut and The Archaeological Site of Troy. In addition, for those who want some adventure, Turkey does not disappoint, with opportunities for caving, canyoning, and mountaineering.

Top Cities to Visit - Istanbul, Ankara, Izmir, Bursa, Adana
Top Attractions - Pamukkale Thermal Pools, Goreme National Park, Hagia Sophia Church, Ruins of Ephesus, Archaeological Site of Troy, Mount Nemrut, Mount Ararat, Topkapi Palace, Lake Van, Sumela Monastery

Croatia

Croatia is located in central Europe; it has more than 1,000 islands on its Adriatic Sea coast. The country is becoming increasingly popular as a top holiday destination for both short weekend breaks and longer summer holidays. Tourists are flocking to this beautiful country that is rich in culture and heritage to see world heritage sites as well as magical castles and fortresses. On top of that, there are many other fantastic attractions in Croatia including national parks, fabulous beaches, and open-air markets. Snorkelling and surfing are popular activities on Zlatni Rat Beach, the world famous Croatian beach that is also known as Golden Cape Beach or the Golden Horn. This fabulous stretch of sandy beach has been named as one of the most beautiful beaches on earth.

Top Cities to Visit - Zagreb, Split, Rijeka, Osijek, Zadar, Dubrovnik
Top Attractions - Zlatni Rat Beach, Plitvice Lakes National Park, Old City of Dubrovnik, Historic City of Trogir, Zadar, Saint Donatus Church, Istria Aquapark

OTHER TOP DESTINATIONS

Spain

Top Cities to Visit - Madrid, Barcelona, Grenada, Seville, Malaga, Ávila
Top Attractions - Alhambra (Grenada), Cathedral of the Holy Cross and Saint Eulalia & Sagrada Família (cathedrals in Barcelona), Flamenco dancing (generally either tablaos or professional concerts), PortAventura Theme Park & hundreds of scenic Spanish villages (why not head away from those tourist hotspots?!)

Italy

Top Cities to Visit - Rome, Venice, Milan, Naples, Turin
Top Attractions - The Colosseum, The Roman Forum (Rome), Ancient Pompeii, Mount Vesuvius, The Vatican (although technically not in 'Italy', we think it deserves a place on our list), The Grand Canal (Venice), The Leaning Tower of Pisa.

Estonia

Top Cities to Visit - Tallinn, Tartu, Rakvere, Pärnu
Top Attractions - The Old Town of Tallinn (and Tallinn nightlife), The Meteor Craters on Saaremaa, Rakvere Castle, The Islands of Estonia (there are well over 1,000 to visit!) and a wide array of wildlife - from eagles to lynx.

EUROPEAN TRAVEL SAFETY GUIDE

On the whole, the majority of European countries can be considered safe and family friendly travel destinations. This guide should act as a simplified guide to the basics of travelling safely in Europe - but the majority of this advice can be applied to travelling to most other parts of the world.

Petty Crime

Petty crime is relatively common place in the majority of European countries - particularly in urban areas. To protect yourself against petty crime, such as muggings and robbery, you should take precautions such as;
  • Ensure your belongings are kept securely (preferably in a safe)
  • Attempt not to 'flash the cash' and remember that moderation does not attract attention
  • Take extra care when using ATMs and cover the keypad with your hand and console with your body if necessary
  • Keep a close eye on handbags, cameras and any small items that can be taken easily
Nightlife and Staying Out After Dark

There is no reason not to enjoy the nightlife when you are on holiday, but it is important to remember that you are not guaranteed to be safe simply because you are in an area popular with tourists. Much the same as in the UK, try to stick in groups, do not accept drinks handed to you by strangers and ensure that the group you are with know your location at all times.
It is also important to note that you may not be covered for any insurance claim arising from your actions whilst heavily intoxicated, if this is deemed to be a determining factor in your claim. If you wish to drink, take extra care and stay safe.

Lone Female Travel

Whilst Europe, on the whole, is a safe travel destination for lone female travellers, it is important for this group to take extra precautions when out and about, particularly if heading away from the main tourist areas. Don't walk alone after dark, ensure you have an emergency contact and extra protective measures if needed. There are certain countries within Europe where you may be expected to dress more modestly than in the UK - it is worth researching the country you visit before heading out.

Key Things to Remember

If you are heading abroad, there are five key things to remember to take with you / establish before you leave the UK.

  • Mobile Phone - ideal if you are seperated from your travel group or find yourself in an emergency situation
  • Local Emergency Number - it is essential to establish the emergency number (Police, Ambulance, Fire) before you head to a country, in case the worst does happen
  • Travel Insurance Details/Medical Card (where necessary) - when you head abroad, you should ensure you take any applicable insurance documentation with you. It will significantly reduce any claim delays.
  • Embassy Details - if you find yourself in trouble, it is important to know where your local embassy is located. Many travellers use embassies to grant temporary passports if they lose their own.
  • Check the FCO website - if you want to find the latest travel warnings for Europe, visit the FCO website. This will give you all the information you need if you need to make a considered decision not to travel.


  • Anguilla, Antigua & Barbuda, Aruba, The Bahamas, Barbados, Belize, British Virgin Islands, Canada, Cayman Islands, Costa Rica, Cuba, Dominica, Dominican Republic, El Salvador, Greenland, Grenada, Guadeloupe, Guatemala, Haiti, Honduras, Jamaica, Martinque, Mexico, Montserrat, Nicaragua, Panama, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Pierre & Miquelon, Saint Vincent & The Grenadines, Trinidad & Tobago, Turks & Caicos Islands and the United States. NB: There are areas in Europe that can be considered potentially hazardous to visit, such as the North Caucasus region of Russia. (Chechnya, Ingushetia, North Ossetia, Dagestan, Kabardino-Balkaria & Karachay-Cherkessia) These areas should be considered high risk travel areas. It is advisable to always check the FCO travel recommendations on your travel destination before your departure to that country.

WHAT COUNTRIES IN ASIA DO WE COVER?

CoverForYou travel insurance policies do not cover undisclosed medical conditions, please refer to the policy wording for full terms and conditions. Cover of countries listed below is subject to the above, the selection of the relevant area of cover, the FCO recommendations on travel, and the terms and conditions within the policy wording.

Albania, Andorra, Austria, Azores, Balearics, Belarus, Belgium, Bulgaria, Canary Islands, Corfu, Corsica, Crete, Croatia, Cyprus, Czech Republic, Denmark, Eire, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Guernsey, Holland, Hungary, Ibiza, Iceland, Ireland, Isle of Man, Italy, Jersey, Kos, Lanzarote, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Majorca, Malta, Minorca, Moldavia, Moldova, Monaco, Monserrat, Netherlands, Northern Ireland, Norway, Poland, Portugal, Rhodes, Romania, Russia, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Syria, Tenerife, Turkey, Ukraine, United Kingdom, Vatican City and Yugoslavia.

WORKING HARD TO EARN YOUR TRUST

We go above and beyond to provide great quality services, and we are proud to work with:

Feefo

Working with Feefo allows our customers a voice to tell us how we're doing - all reviews are genuine CoverForYou customers who have insured with us.

Financial Conduct Authority

We work with the FCA (Financial Conduct Authority) to ensure you will receive a travel insurance product that is best suited for your needs.

Know Before You Go

The FCO (Foreign & Commonwealth Office) website provides important information on travel advisories so you can stay safe whilst abroad.

Important Notice: Your policy is sold and administered by Worldwide Internet Insurance Services Ltd (trading as CoverForYou) an insurance intermediary licensed in Gibraltar by the Financial Services Commission under Licence Number FSC00657B (click here to confirm). This insurance is underwritten by AXA Insurance UK plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The European Commission has provided an Online Dispute Resolution Service for logging complaints. The ODR service can be reached through http://ec.europa.eu/odr

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