NORTH AMERICA TRAVEL INSURANCE

travel insurance for wherever you travel in North America from just £13.50**

Up to £5* of overseas medical expenses

You can travel up to a year with our 12 months policy

Insurance add-ons available, including for winter sports

Children insured at no extra charge on family policies
Whether you're heading to a short city vacation to New York, visiting Toronto for business or heading to The Bahamas for the sun, sea and nightlife, CoverForYou are able to provide a travel insurance solution for you.

KEY POLICY BENEFITS AS STANDARD

Cancellation Cover
100+ Sports & Activities
Kids Free On Family Policies
Online Policy Documentation
Accident & Liability Cover
Airline Failure Cover
Baggage Cover
Medical Expenses
All CoverForYou policies come with over one hundred activities and sports as standard, covering a large number of watersports - perfect for enjoying the beautiful beaches along the coastline!

Buying travel insurance online is easy with CoverForYou - our travel insurance policies have been specifically built so that they can be purchased quickly online, without the need for any lengthy phone calls.

Whether you are touring Argentina, visiting the vineyards of the Napa Valley or viewing the Mayan ruins in Belize, you can be sure that CoverForYou has a travel insurance policy to suit your needs.

Please Note: CoverForYou travel insurance policies do not cover undisclosed medical conditions, please refer to the policy wording for full terms and conditions. Please note no cover is provided for any destination where, prior to your trip commencing, the Foreign and Commonwealth Office have advised against all (but essential) travel.

THE BAHAMAS - FEATURED TRAVEL GUIDE

Currency - Bahamian Dollar (BSD)
Language - English

The Bahamas are a picturesque set of islands located just off the south east coast of Florida, USA. Many travellers are attracted to the Bahamas for the laid back atmosphere of the Bahamian residents, as well as the plethora of adventure sports, beaches and vibrant culture.

Top Cities to Visit

Nassau is the most popular city in the Bahamas, attracting a large number of tourists each year. The vast majority of Bahamian residents (over 70%) live in Nassau and the largest international airport in the region, Lynden Pindling International Airport, is also located near to the city centre. As well as its natural beauty, Nassau dates back hundreds of years and was once a pirate republic, meaning the city is steeped in history.

For the traveller

Be sure to be in Nassau for the Junkanoo festival, a street parade occurring in the final week of December (predominantly December 26th to January 1st. The Nassau Public Library and Museum is full of interesting historic information surrounding the Bahamas, whilst Lucayan National Park, located on Grand Bahamas Island, features the longest underwater cave system in the world. Make sure if there’s only one thing you do during your visit to the Bahamas that it is to visit the Exuma Cays - a place that truly sums up the raw beauty of the Bahamas.

Adventure Sports

From a powerboat adventure in Nassau to surfing off one of the many beaches, The Bahamas is heavily focused on watersports. Paradise Island is a great place for snorkelling whilst Lake Nancy on New Providence Island provides jet skiing, kayaking and various other watersports.

Barbados Nightlife

The Bahamas boast a large number of bars and clubs, as well as a number of casinos. Downtown Nassau has clubs playing a variety of music from local music to reggae to the latest hits. Cable Beach is a tourist haven, meaning that it has numerous places to drink and party the night away. The island of Grand Bahama also boasts a number of great bars to visit. The best way to spend both day and night in the Bahamas if you want to enjoy your drink, is to find a local beach cafe or beach and enjoy the sunshine with an ice cold beverage.

Safety Notes

There have been an increasing number of violent crimes in The Bahamas in recent years so take extra care when walking after dark. Wherever possible, avoid leaving areas frequented by tourists after dark and if you do need to, do not travel alone. Outside New Providence Island and Grand Bahama Island, there is very little crime but always take sensible precautions. The most common safety concern in The Bahamas is overexposure to sun and other basic health issues.

Apart from this, The Bahamas is a generally safe place to visit and you shouldn’t need to take any more precautions than normal. Just use common sense and be prepared.

Travel (in and around)

There are three major airports in the Bahamas; Marsh Harbour International Airport on Abaco Island, Lynden Pindling International Airport on New Providence and Grand Bahama International Airport on Grand Bahama Island.

Buses and taxis are the main modes of public transportation on the islands, although in the evening transportation is provided solely by taxis. A large number of visitors to the islands hire a car to get around New Providence Island - for those who are looking to travel to multiple islands it is better to stick to public transportation which is reliable and safe.

If you do decide to drive, make sure you stay on the left hand side of the road. Road safety in the Bahamas is average so take care on the road, specifically at junctions and whilst on roundabouts.

Looking for the Previously Featured Travel Guides?

You can click on the following links to find our previous travel guides: Barbados Travel Guide & Canada Travel Guide

TOP USA DESTINATIONS IN 2016

Florida

Florida is located in the south-east of the United States and is one of the most popular tourist destinations in the world. The north of the state has a subtropical climate while the south has a tropical climate. Summer temperatures typically max out at about 38oC but it has been known to get hotter. It is nicknamed the ‘Sunshine State’ but tornados are quite common and hurricane season lasts from June until November.

The largest sector in the Florida state economy is tourism, which is hardly surprising given that there are hundreds of miles of beautiful beaches and some of the most amazing theme parks in the world. Florida is well known for Walt Disney World Resort as well as Universal Studios, but there are many other fantastic amusement parks here too as well as numerous other attractions.

Top Cities to Visit - Miami, Tallahassee, Fort Lauderdale, Orlando, Tampa, Jacksonville
Top Attractions - Walt Disney World, Universal Studios, Wild Florida Gator Park, Wet n’ Wild, Dinosaur World, Bok Tower Gardens

New York

New York State is located on the east of the United States and its largest city, New York City, is one of the most popular destinations for a holiday. New York winters are quite cold and temperatures can drop as low as -25oC in some parts. Summers are typically warm and pleasant. However, in some regions of New York State, particularly in New York City, the summers are very warm and can be very humid.

New York City is particularly popular for tourists who want to see the sights and do some shopping. There are many attractions here including the Statue of Liberty and the Empire State Building as well as many more iconic buildings and monuments.

Top Cities to Visit - New York City, Buffalo, Syracuse, Rochester, Albany
Top Attractions - The Statue of Liberty, Central Park, Times Square, American Museum of Natural History, National September 11 Memorial & Museum

California

California is a state on the west coast of the US and is another hugely popular tourist destination in North America. Most of the state of California has a Mediterranean type climate, which means dry, warm summers and cool wet winters. However, the further inland you go, the colder the winters are and, conversely, the hotter the summers.

California is home to Los Angeles and Hollywood, at which many of the world’s movies are produced. Visitors come from all over the world to see the famous Hollywood sign and take a tour of movie star home locations. There are so many things to see and do in California that you could spend weeks here and still not get around half of them. As well as all the attractions, there are many national parks and even vineyards to enjoy.

Top Cities to Visit - Los Angeles, San Diego, San Jose, San Francisco, Fresno, Sacramento
Top Attractions - Disney California Adventure, Legoland California Resort, San Diego Zoo, Golden Gate Bridge, Yosemite National Park, Hollywood Walk of Fame, Alcatraz Island, San Francisco Cable Cars

TOP NORTH AMERICAN DESTINATIONS IN 2015

United States of America (USA)

Top Cities to Visit - New York, Los Angeles, San Antonio, Savannah, San Diego, Orlando, Honolulu, San Fransisco, Los Vegas & Chicago
Top Attractions - Alongside the many listed above, why not take a helicopter tour of New York? Or how about seeing the immense Mount Rushmore, where the heads of four previous US presidents are carved into the mountain in South Dakota.

The Bahamas

Top Cities to Visit - Nassau, plus a number of truly spectacular islands
Top Attractions - The Exumu Cays, Lucayan National Park, The Nassau Public Museum & the relaxing Bahamian beach bar experience!

Mexico

Top Cities to Visit - Acapulco, Cancun, Mexico City, Tulum, Guanajuato, Puerto Vallarta
Top Attractions - Various Aztec and Mayan ruins, Cozumel, Copper Canyon & the Great Mayan Reef (the second largest in the world)

NORTH AMERICA TRAVEL SAFETY GUIDE

Many of the countries situated in the continent of North America can be considered safe for tourists, although there are some exceptions - for example parts of Central America can be problematic for the unseasoned traveller. Some inner cities areas across the US and Canada can be unwise to visit, particularly after dark. If in doubt, check with your accommodation if there are any parts of the city to avoid or conduct some simple research before you leave the UK. Sites such as TripAdvisor provide excellent reviews that often indicate if your accommodation may be located in an area that is particularly run-down or dangerous.

Petty Crime

Petty crime can be common in a number of North American countries, particularly in urban areas. To ensure you remain safe from muggings, robbery and other petty crime, it is important that you try to blend in to your surroundings, especially if you venture from the most tourist-heavy areas of your destination. It is also advisable not to wear flashy cloching or expensive jewellery, particularly when you are visiting poorer countries or areas. It is also worth noting that a large percentage of petty crime takes place on public transport, so keep a close eye on any items that a potential thief could pick up and walk away with unnoticed.

Nightlife and Staying Out After Dark

It is after darkness that many travellers feel at their most vulnerable but with some common sense and general knowledge of the area you are staying, there is no reason you should need to worry about enjoying the local nightlife. It is always advisable to drink in moderation as intoxication severely increases your liklihood of being involved in any incident. You may also not be covered on your travel insurance policy if it is deemed your claim was heavily influenced by your intoxication, so this is best avoided anyway. If you can travel in a group when you are heading out after dark, this should be considered, even if you are later to split up to go to different venues. If you are heading out to any nightclubs or bars, do not accept drinks from strangers and keep a close eye on your own - drink spiking is always a possibility. Lastly, unless your accommodation is situated close to the venue you enjoying the night time at, take public transport to reach your home destination instead of walking. If in doubt, call a reliable taxi firm, particularly if travelling alone. It is not advised to flag down taxis unless you can be sure they are legal.

Lone Female Travel

Whilst you may encounter issues in Central America as a lone female traveller, the USA, Canada & the Caribbean are generally seen as safe destinations for this particular group of traveller. As long as you follow similar safety procedures to travelling in the United Kingdom (take extra care after dark, avoid unlight alleyways, ensure you have an emergency contact, and so on) you should find you have no issues in much of North America. The USA & Canada in particular both provide excellent opportunities for lone female travellers to meet and network with similarly minded women and it is common for travel groups to be formed for those who are in the country for more than week or two. These are excellent ways to see parts of the USA & Canada that you may not otherwise have considered possible!

Key Things to Remember

Before you leave the UK, it is worth making a list of things to remember to take abroad with you and information that you may wish to pick up before or when you arrive at your destination. Here are just a few of our top suggestions;

  • Pick yourself up a pay as you go mobile phone when you reach your destination if you are travelling for more than two weeks. You may well find you save yourself considerable amounts of money as your UK network may well have heavy data fees. If you are travelling for less than two weeks, or wish to take your UK sim card, ensure that you know your network fees.
  • Be sure to let your bank know you are heading abroad! Certain banks may block your access for your own security if you haven't informed them you'll be using your debit or credit card in a different country.
  • Ensure you find out your local emergency number before heading abroad - unfortunately not every country conforms to the UK 999 number! It could save your life.
  • To avoid yourself further hassle, take along photocopies of all your travel insurance documentation when you head away on holiday. This could be invaluable if you do happen to need to claim whilst you are on holiday.
  • You may wish to find out where your local British Embassy is located on arrival to your destination. Embassies can provide useful services such as a lost passport replacement service, so you won't get stranded if you lose it!
  • Research the area you are visiting and make sure you know if you should consider taking any extra precautions. This could save you a lot of hassle in the long run - and it always helps to be prepared!


  • Please remember: There are areas of North America that may not be suitable for you or your family to visit. You can view the current travel warnings issued for each country in North America at www.fco.gov.uk.

WHAT COUNTRIES IN NORTH AMERICA DO WE COVER?

CoverForYou travel insurance policies do not cover undisclosed medical conditions, please refer to the policy wording for full terms and conditions. Cover of countries listed below is subject to the above, the selection of the relevant area of cover, the FCO recommendations on travel, and the terms and conditions within the policy wording.

Anguilla, Antigua & Barbuda, Aruba, The Bahamas, Barbados, Belize, British Virgin Islands, Canada, Cayman Islands, Costa Rica, Dominica, Dominican Republic, El Salvador, Greenland, Grenada, Guadeloupe, Guatemala, Haiti, Honduras, Jamaica, Martinque, Mexico, Montserrat, Nicaragua, Panama, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Pierre & Miquelon, Saint Vincent & The Grenadines, Trinidad & Tobago, Turks & Caicos Islands and the United States.

WORKING HARD TO EARN YOUR TRUST

We go above and beyond to provide great quality services, and we are proud to work with:

Feefo

Working with Feefo allows our customers a voice to tell us how we're doing - all reviews are genuine CoverForYou customers who have insured with us.

Financial Conduct Authority

We work with the FCA (Financial Conduct Authority) to ensure you will receive a travel insurance product that is best suited for your needs.

Know Before You Go

The FCO (Foreign & Commonwealth Office) website provides important information on travel advisories so you can stay safe whilst abroad.

Important Notice: Your policy is sold and administered by Worldwide Internet Insurance Services Ltd (trading as CoverForYou) an insurance intermediary licensed in Gibraltar by the Financial Services Commission under Licence Number FSC00657B (click here to confirm). This insurance is underwritten by AXA Insurance UK plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The European Commission has provided an Online Dispute Resolution Service for logging complaints. The ODR service can be reached through http://ec.europa.eu/odr

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