SOUTH AMERICA TRAVEL INSURANCE

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We cover for airline insolvency and failure

No extra charge for children on our family policies

Cover for travellers from 0- years old

Up to £5* of medical expenses outside the UK
Whatever attracts you to the shores of South America, it is important to ensure you have purchased the correct travel insurance product before you leave the UK.

KEY POLICY BENEFITS AS STANDARD

Cancellation Cover
100+ Sports & Activities
Kids Free On Family Policies
Online Policy Documentation
Accident & Liability Cover
Airline Failure Cover
Baggage Cover
Medical Expenses
Travel insurance can help cover you against a variety of issues you may have when travelling abroad such as personal injury, baggage loss, forced holiday cancellations & theft of your belongings. A more comprehensive list of the cover that we can offer you can be found here.

Whether you are looking for a relaxing getaway or something a little more adventurous, CoverForYou has a policy to suit you. With over 100 sports and activities covered as standard, we provide protection for a wide range of activities including windsurfing, cycling & jet skiing. covering a large number of watersports - perfect for enjoying the beautiful beaches along the coastline!

All of our travel insurance policies have been specifically tailored so you can purchase them online, with no fuss necessary. There's no need to pick up a phone - you can purchase your travel insurance policy in a few short minutes through our quote system.

Please Note: CoverForYou travel insurance policies do not cover undisclosed medical conditions, please refer to the policy wording for full terms and conditions. Please note no cover is provided for Afghanistan, Cuba, Iran, Liberia, North Korea, Somalia, Sudan or Syria or any destination where, prior to your trip commencing, the Foreign and Commonwealth Office have advised against all (but essential) travel.

CHILE - FEATURED TRAVEL GUIDE

Currency - Peso (CLP)
Language - Spanish

Renowned for its wine production, Chile is a travel destination with much more to offer than a good glass of wine. (although this is a bonus!) The country is a mixture of incredible landscapes, from dusty deserts in the north of the country to vast ice plateaus in the south. Chile has much to offer visitors to the country - backpackers in particular will enjoy the mixture of beautiful cities and exciting adventure activities.

Top Cities to Visit

Santiago, the capital of Chile, is an amazing city for a whole host of reasons. Firstly, the view is incredible - head up to the statue of the Virgin Mary atop the Cerro San Cristobel for stunning views of the city and surrounding area. Secondly, the city can keep even the most avid traveller fully occupied for a number of days. Visit La Moneda Palace (the presidential palace), visit some of Chile’s famous wineries or head to the Plaza De Armas for a bit to eat and to visit the national cathedral. La Serena is a pretty town towards the north end of Chile and is a great base for visiting some of the white, sandy beaches in the area as well as the Elqui Valley and the Archaeological Museum. Head to the city of Valparaiso, which is a UNESCO World Heritage site. Although the city may not be to everyone’s tastes, it brings together bohemian culture and a great nightlife which attracts backpackers from around the world.

For the traveller

If you want a great base to view some of the most spectacular places in the world, then Chile is a great country for this. Travel onwards to Antarctica and Easter Island is possible from the country, as well as travel to the Juan Fernandez Islands, which where inspirational in the tale of Robin Crusoe. Why would you want to leave the country though, when there’s so much to visit? Visit the world’s driest desert, the Atacama Desert, areas of which haven’t seen rain for hundreds of years! Or if that all sounds a bit too hot for you, why not head off on a glacier cruise around Cape Horn. The Chilean side of Patagonia is host to wonderfully lush rainforests and a myriad of wildlife - and the Volcan Villarrica is one of the world’s most active volcanoes which is well worth a visit.

Adventure Sports

Portillo Ski Resort is a world famous ski resort is a must visit for any skier or snowboarder. Head to the Bio-Bio River for some great white water rafting opportunities and then relax in the hot springs after a tough day on the rapids. Pichilemu is the best spot in the country for surfing and is located just south west of Santiago. Other adventure sports available in Chile include canyoning and kayaking on the Rio Blanco, paragliding in Valdivia or ATV riding around Pucon.

Chile Nightlife

Head to Santiago for the customary pub crawl or head to one of the many bars and clubs littering the city. Santiago has some immense clubs where the fun starts at midnight and doesn’t end until sunrise! Bellavista and Barrio Brasil are the best places for nightlife in the city. Valparaíso has a great night time scene and you’ll be joined by the students that attend the local university - and students love to party.

Safety Notes

Santiago has its fair share of petty crime including muggings so it’s worth taking extra care especially after dark. Sexual assaults and drink spiking in Santiago is not uncommon so keep a close eye on your drinks on nights out and make sure you travel in group if you are a single female traveller. Try to avoid wearing expensive looking clothing and jewellery and try to stay in groups especially at night. All areas of Chile suffer from pick pocketing and theft so keep a close eye on your belongings.

Travel (in and around)

You are most likely to arrive into the country through Comodoro Arturo Merino Benitez International Airport, located around 15km (9 miles) from Santiago. There are a number of other smaller international and domestic airports across the country, meaning that uses planes to make your way around the country is a definite possibility.

Buses are the cheapest way to get around Chile and are generally comfortable. Be aware that how much you pay generally directly corresponds to the comfort level you will receive and the cheaper buses can be significantly less comfortable and on-board facilities often do not work. La Micro’s are probably the best way to get around town apart from in Santiago and Valparaiso which both have metro systems.

If you decide to drive in Chile, be aware that car hire costs can be relatively high. Santiago can be a difficult driving experience for many, although outside of Santiago the local driving is far less aggressive. Main roads tend to be paved, but you will require a 4x4 vehicle if you head off the main routes. You must drive on the right hand side of the road in Chile.

Looking for the Previously Featured Travel Guides?

You can click on the following links to find our previous travel guides: Argentina Travel Guide & Brazil Travel Guide

TOP SOUTH AMERICA DESTINATIONS IN 2016

Brazil

Brazil is the largest country in South America, occupying almost half of the continent. The climate in Brazil is mostly tropical but, because of its size, there are actually five different climates here - tropical, highland tropical, equatorial, semiarid, and subtropical. Tourism is an important sector in Brazil and it is growing year on year.

Most tourists visiting Brazil do so for the fabulous beaches as well as the Amazon Rainforest. There are also a number of cultural tourist attractions that draw in visitors each year, including the magnificent Christ the Redeemer Statue in Rio de Janeiro. This beautiful statue is 30 metres tall and stands on an 8-metre pedestal. Thousands of people visit it every year.

Copacabana Beach is another tourist hotspot, with historic forts situated at either end of the 4-kilometre stretch of sand. Every New Year’s Eve, hundreds of thousands pack the beach to enjoy the fireworks and celebrations as they ring in another year.

Top Cities to Visit - São Paulo, Rio de Janeiro, Salvador, Brasilia, Fortaleza
Top Attractions - Iguazu Falls, Christ the Redeemer, Copacabana Beach, Ipanema, Tijuca Forest, Paulista Avenue

Colombia

Colombia is located in the north-west of South America and has a diverse climate. About 82 per cent of Colombia is hot and humid. However, most of the population lives where the temperatures are moderately warm and rarely exceed 24oC.

Tourism is very important to the economy of Colombia and many attractions entice visitors to the country every year. Cartagena is a historic city, and there are many world heritage sites here. Bogotá is a popular tourist destination as well because of the many attractions, including Monserrate and the Colombian National Museum.

Top Cities to Visit - Bogotá, Medellin, Cali, Barranquilla, Cartagena
Top Attractions - Monserrate, Gold Museum, Lake Guatavita, Bogotá Botanical Garden, Tayrona National Natural Park, Rosario Islands, Barefoot Park

Peru

Venezuela is located on the north coast of South America and has a varied climate. Some regions have a tropical climate while others have an alpine climate, depending, obviously, on where in the country one is, and at what elevation. Venezuela has some of the most amazing beaches on the planet and can boast of having the highest waterfall in the world in the form of The Angel Falls; this is one of the country’s most popular tourist attractions.

Tourism is growing but probably slower than the Venezuelans would like. This is because tourism has taken a back seat for so long in favour of other industries such as oil. However, its beauty stuns those who do visit Venezuela. Not only does it have some amazing beaches, it also has some wonderful attractions, including Morrocoy National Park and Caracas Cathedral.

When Christopher Columbus found Venezuela, he believed he had found a paradise on earth - he wasn’t wrong. Venezuela has some stunning scenery, which can only be appreciated in person.

Top Cities to Visit - Isla Ratón, La Esmeralda, Maroa, Puerto Ayacucho, San Carlos de Río Negro
Top Attractions - Angel Falls, Anima National Park, Mochima National Park, National Pantheon of Venezuela, Altamira, Los Aleros, Pico Naiguatá

OTHER TOP DESTINATIONS

Argentina

Top Cities to Visit - Buenos Aries, Mar del Plata, Mendoza, Ushuaia, Bariloche
Top Attractions - Monte Fitz Roy, Perito Moreno Glacier, Iguaza Falls, Plaza de Mayo (Buenos Aries), Patagonia, The Andes, Tierra del Fuego

Chile

Top Cities to Visit - Santiago, Valparaiso, Vina del Mar, Arica
Top Attractions - Atacama Desert, Easter Island, Patagonia, Cerro San Cristobal, Los Pinguinos, San Rafael Glacier, Volcan Villarrica

Peru

Top Cities to Visit - Lima, Iquitos, Puno, Trujillo, Cuzco
Top Attractions - Amazon Rainforest, The Sacred Valley, The sand dunes of Huacachina, The Nazca Lines, Lake Titicaca, Machu Picchu, Chan Chan, Chavin de Huantar

SOUTH AMERICA TRAVEL SAFETY GUIDE

South America has its issues - with some countries suffering from banditry, other countries having issues with violent crime and petty crime being commonplace across many urban areas in the continent - but that doesn't mean you will be a victim of crime in Argentina if you are willing to take sensible precautions! As with any other travel destination in the world and even in the UK itself, a little common sense goes a long way when it comes to ensure you are protected.

Crime

Petty crime is common across nearly all the countries in South America and although certain countries offer a significantly lower violent crime threat, for example Chile, there is a possibility of finding yourself becoming a victim of crime in any South American country. It is important to consider the area you are travelling to before you do so - for example, a number of countries such as Peru have a high level of poverty, particularly in major cities such as Lima, so dressing modestly is thoroughly advised. Urban areas can be particularly problematic after dark and it is therefore advised that you take extra precautions if you are looking to enjoy the nightlife in South America - particularly if you heading away from the main tourist hotspots. In certain countries, petty crime is endemic so ensure you keep a close hold onto your belongings at all times and if you are leaving your room for the day, make the most of any safe facilities you have in your room. It is not uncommon to hear reports of items going missing from your accommodation or your handbag/wallet being stolen, particularly when travelling on public transport or in areas where large numbers of people have gathered. (such as the main urban tourist attractions)

Wildlife

Whilst exposure to the local wildlife in South America is likely, you shouldn't encounter any issues. You should however take extra care if heading out of urban areas, particularly in the Amazon Rainforest and do not pick up or touch any animals or insects unless specifically advised you can do so. If you are staying in Brazil, be aware of the Brazilian Wandering Spider, commonly known as the banana spider due to the fact they often hide themselves in bunches of bananas. This is the world's most venemous spider and more important, is well known to hide around human dwellings and is also easily provoked. They are known to wander across the floor at night so it is advisable to wear footwear at all times, even when you are indooors. These spider bites are, however, completely treatable so if you are bitten and think it was a Brazilian wandering spider, ensure you visit your local hospital as soon as possible.

Lone Female Travel

The main issue lone female travellers are open to in South America is targeted crime. As long as you attempt to blend in as much as possible to the local crowd, you will find your liklihood of being a victim of crime significantly decrease. There are a number of rules that the majority of lone female travellers adhere to when they visit South America - such as ensuring you don't take suspicious looking taxis and keeping your belongings closely looked after at all times. The vast majority of lone female travellers traverse South America without encountering any problems at all and neither should you if you take sensible precautions.

Key Things to Remember

Planning a trip to South America can be a bit of a headache - so we thought we'd help! We've compiled a small list of essential considerations to make before you head off on holiday;

  • Are you heading to out of the city? If you heading into the Amazon Rainforest or out of the main city areas in general, it is important to plan ahead. Make sure you have the ability to contact the outside world if things to do go wrong and make sure someone knows where you are heading and when you will be returning.
  • Can you risk not knowing the local emergency services number? It's probably for the best to err on the safe side and find out the emergency services number of the country you are visiting - that may if you do find yourself in a spot of bother, you won't have any issues finding the number; particularly if you don't speak the local language.
  • Can you risk not taking out travel insurance to South America? You're probably already considering, or have already purchased travel insurance from CoverForYou if you reach this page - but if you're not sure, consider whether you could afford the medical & hospital bills if you were injured in South America. Could you afford to replace your luggage if it was lost? What about if you had to rush home and your holiday needed to be cancelled early? Travel insurance will cover you for issues such as these - and much more besides. (More information can be found here)
  • Have you checked to see whether there is a travel advisory warning about the country you are looking to visit? You may find that it is unsafe to travel to your destination - it may be far more difficult to return than arrive on your holiday. You can find information on travel safety on the FCO website.

WHAT COUNTRIES IN SOUTH AMERICA DO WE COVER?

CoverForYou travel insurance policies do not cover undisclosed medical conditions, please refer to the policy wording for full terms and conditions. Cover of countries listed below is subject to the above, the selection of the relevant area of cover, the FCO recommendations on travel, and the terms and conditions within the policy wording.

Argentina, Bolivia, Brazil, Chile, Columbia, Ecuador, Falkland Islands, French Guiana, Guyana, Paraguay, Peru, Suriname, Uruguay, Venezuela.

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Feefo

Working with Feefo allows our customers a voice to tell us how we're doing - all reviews are genuine CoverForYou customers who have insured with us.

Financial Conduct Authority

We work with the FCA (Financial Conduct Authority) to ensure you will receive a travel insurance product that is best suited for your needs.

Know Before You Go

The FCO (Foreign & Commonwealth Office) website provides important information on travel advisories so you can stay safe whilst abroad.

Important Notice: Your policy is sold and administered by Worldwide Internet Insurance Services Ltd (trading as CoverForYou) an insurance intermediary licensed in Gibraltar by the Financial Services Commission under Licence Number FSC00657B (click here to confirm). This policy is underwritten by HCC International Insurance Company plc, a subsidiary of HCC Insurance Holdings Inc., HCC International Insurance Company plc is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Registered in England and Wales No. 01575839. Registered office: 1 Aldgate, London, EC3N 1RE. Financial Services Register number 202655. These details can be checked on the Financial Services Register by visiting: www.fca.org.uk/register or contacting the Financial Conduct Authority on 0800 111 6768.

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