Important Information: You must be a permanent UK resident and at least 18 years of age to purchase cover. Your trip must start from and end in the UK.

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Please note:

Planning a staycation? This policy will provide cover while in the UK where you have pre-booked at least two nights' accommodation in a hotel, holiday home (ie Airbnb), holiday park or similar accommodation rented for a fee.

If you will be using this insurance to apply for a Schengen Visa, you must purchase a policy for the whole of Europe by clicking here.

If you travel to a country where the Foreign, Commonwealth and Development Office (FCDO) or other regulatory authority advise against travel there will be no cover under this policy, even if the country would be otherwise covered.

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If you delay the start date of your policy, you'll have no cover until the policy starts (including if you need to cancel a holiday). You'll also need to let us know of any change in health before the start date (which may result in additional cost). Choose today's date if you want cover as soon as possible.


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You'll need to let us know about most pre-existing medical or mental health conditions for which you or anyone in your party have taken prescribed medication (either new or repeat) or received treatment (including surgery, tests, check-ups or investigations) in the past 5 years.

You'll also need to let us know if anyone in your party is currently on a waiting list for treatment or investigation. It's really important you provide accurate information as failure to declare may result in your claim being declined even if a claim is not related to an undisclosed pre-existing medical or mental health condition.

Do you or anyone in your party have any pre-existing medical or mental health conditions that you need to tell us about?

This product is designed to meet the demands and needs of those who wish to ensure that they are financially protected in the event of medical emergencies, delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses when travelling and if chosen, optional cover can be included if applicable. The levels of cover may vary depending on which options you choose and where you travel to.