CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.
Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy
Over 10 million Insureds
Over 10,000 Trustpilot reviews
Unique Loyalty Club Scheme
Loyalty Customers always pay less
£14.56
Standard price
£11.65
Best loyalty price**
£228.22
£233.50
£391.85
CoverForYou
Avis
Europcar
Sixt
Max days (per trip)
8 days
8 days
8 days
8 days
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Optional
Cost*
Max days (per trip)
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
£14.56
Standard price
£11.65
Best loyalty price**
8 days
£228.22
8 days
£233.50
8 days
Optional
£391.85
8 days
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
£10,000
Unlimited trips for a year covering up to £10,000 of excess across the policy duration.
62 Days
Worldwide cover for up to 62 days per rental.
2
Cover up to two main drivers who can independently travel and hire a car.
7
Named drivers can drive any hire car rented by a main driver and receive full coverage.
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
So what makes CoverForYou Club special?
Already a policy holder?
Access the CoverForYou Club
Reviews
Quick easy and clearly written well layed out
Charlie was very helpful and explained everything in detail
Easy to navigate website questions easy to understand covered quite serious medical problems
Excellent service Friendly and efficient Dealt with query quickly and in good humour.
Very efficient and straightforward conversation with Susie. I had my query and questions answered in a professional and friendly manner. I was also given information on the benefits that will be available to me personally should I download the Cover for you Travel App as I have had a number of policies from you in the past. Great representation of your company.
I did not need to make a claim but was very reassured to receive both a text message and an email, following my holiday, providing me with contact details reminding of how to contact if i did need to make one.
Easy quote process and affordable cover
The person who took my call was very friendly and helpful. Everything was made very easy to make updates to my policy.
Excellent profesional assistance
Great advisor, very informative chat.
I'm happy to find for my travel around the word cover my life and other things with this company. Very easy to complete the form and get a quote. And the price is friendly. Thank you
Polite, kind, efficient service. Your man was thorough, knew what I needed to know, was clear about my options and walked me through the process. He's emailed me all the details and was gentle when I was got technically challenged or made a middle-aged joke. All pretty good service.
Phone answered quickly, spoke to Jake who handle my enquiry about a medical issue, read back what he had added to my schedule, all nice and easy.
It was easy to use, a quick process and cost effective for travel insurance for myself and my partner.
TravelMate
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