Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

£17.47
Standard price

£13.98
Best loyalty price**

£201.42

£180.53

£245.93

What's included

CoverForYou

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitors website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Quick Update StarStarStarStarStar
Trusted Customer - June 11, 2025 - Annual Multi-Trip Travel Insurance

Quick, efficiant and a full explanation of the requirements

Quick and easy StarStarStarStarStar
Karen Magee - June 10, 2025 - Annual Multi-Trip Travel Insurance

Very quick process with a good range of choices to choose from.

StarStarStarStarStar
Trusted Customer - June 10, 2025 - Annual Multi-Trip Travel Insurance

Very friendly and efficient service

A must have travel policy. StarStarStarStarStar
Trusted Customer - June 10, 2025 - Annual Multi-Trip Travel Insurance

Excellent service. Easy user interface.

Travel Insurance StarStarStarStarStar
Andi Almond - June 10, 2025 - Single Trip Travel Insurance

Efficient, quick and easy process.

Changes made simple StarStarStarStarStar
Trusted Customer - June 10, 2025 - Single Trip Travel Insurance

Called to advise of some changes. Miriam listed and made the process simple. Confident , knowledgeable and friendly. A pleasure speaking to her.

StarStarStarStarStar
Carole Boyd - June 10, 2025 - Single Trip Travel Insurance

Had trouble finishing the reporting of my medical declarations but got there in the end. It was easy and quick and like the way the policies are listed so you can choose the one for you. I also like the fact that you appreciate repeat business and give discounts based on that.

Excellent service StarStarStarStarStar
Kevin Young - June 10, 2025 - Annual Multi-Trip Travel Insurance

Prompt response, friendly character - no issues

Helpful service StarStarStarStarStar
Trusted Customer - June 10, 2025 - Single Trip Travel Insurance

We received excellent service today from Diexter. Who was friendly and helpful with us updating our cover information.

StarStarStarStarStar
Lawrence Simpson - June 10, 2025 - Annual Multi-Trip Travel Insurance

So straight forward & easy.

StarStarStarStarStar
Ross Offord - June 9, 2025 - Single Trip Travel Insurance

fantastic service

Super Helpful! StarStarStarStarStar
Freya Kelsall - June 9, 2025 - Annual Multi-Trip Travel Insurance

Libby answered my question really quickly and even sent me a link to my updated policy. Really helpful, great customer service. Thank you :)

Pleasant, empathetic, excellent customer service. Thank you! StarStarStarStarStar
Trusted Customer - June 9, 2025 - Single Trip Travel Insurance

Pleasant, empathetic, excellent customer service. Thank you!

Great customer service StarStarStarStarStar
Edward Thorn - June 9, 2025 - Single Trip Travel Insurance

Great customer service

StarStarStarStarStar
Trusted Customer - June 9, 2025 - Single Trip Travel Insurance

Excellent service from Anca. Made everything clear and explained fully the policy I purchased.

Travellers with medical conditions needing worldwide travel insurance. StarStarStarStarStar
Trusted Customer - June 9, 2025 - Annual Multi-Trip Travel Insurance

Clear communication. Time taken explaining everything ,nothing was too much trouble. Bradley listened to what we needed for our travel insurance .showed interest and has a caring attitude. Bonus was we were part of the loyalty scheme.

Adding to a medical declaration StarStarStarStarStar
S Watson - June 9, 2025 - Annual Multi-Trip Travel Insurance

I called this morning to add a pre existing condition to my medical declaration. Nicky was very helpful and it was a quick an easy process.

StarStarStarStarStar
Scarlett Noble - June 9, 2025 - Annual Multi-Trip Travel Insurance

good value insurance and easy to do

StarStarStarStarStar
Trusted Customer - June 9, 2025 - Single Trip Travel Insurance

Ok

Holiday Insurance StarStarStarStarStar
David Williams - June 8, 2025 - Annual Multi-Trip Travel Insurance

It was easy to negotiate.

Over
10 MILLION
insured

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