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Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty program.

Comprehensive Cover

Up to £7,500 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you break down
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million insured
Over 20,000 Feefo reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

Compare our cover

£14.34
Standard price

£11.47
Best loyalty price**

£309.68

£341.88

£173.04

£276.15

What's included

CoverForYou

Avis

Europcar

Sixt

Enterprise

Max days (per trip)

8 days

7 days

7 days

7 days

7 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to CoverForYou Plus members, in most cases CoverForYou Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£7,500

Excess Cover

Unlimited trips for a year covering up to £7,500 of excess across the policy duration.

94 Days

Trip Duration

Worldwide cover for up to 94 days per rental.

10

Main Drivers

Cover up to 10 main drivers who can independently travel and hire a car on annual policies.

8

Named Drivers

Cover will automatically extend to named drivers you add to your Car Hire Agreement.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Brian Armstrong - October 5, 2026 - Single Trip Travel Insurance

Quick and simple Highly recommend this site

Excellent service StarStarStarStarStar
Trusted Customer - October 5, 2026 - Single Trip Travel Insurance

Called today and Charlie help me out with my enquiry and got me the cover I needed

Superb service, went over and above! StarStarStarStarStar
Paul Simpson - October 5, 2026 - Annual Multi-Trip Travel Insurance

Really really pleased as we had 2 policies for the same thing, Charlie was great and got the 3 policies reimbursed over the past 3 years they’d been running

StarStarStarStarStar
John Bradley - October 5, 2026 - Annual Multi-Trip Travel Insurance

Very pleasant operator, and very easy to update my policy.

Excellent StarStarStarStarStar
Trusted Customer - October 5, 2026 - Single Trip Travel Insurance

Very prompt, efficient and helpful. Thank you Grace

Excellent company StarStarStarStarStar
Amy Thewlis - October 3, 2026 - Single Trip Travel Insurance

I have rated this company on many occasions, my opinion on them hasn't changed, the app is easy to use, I would recommend this company to friends and family

Happy "Travels" StarStarStarStarStar
Trusted Customer - October 3, 2026 - Annual Multi-Trip Travel Insurance

I've been with you for quite some time now, and I appreciate your service. One time I've needed help, you've been helpful and supportive. It's reassuring to know I'm in good hands, and I'm happy to continue my journey with you. Thank you

Nice experience StarStarStarStarStar
Trusted Customer - October 1, 2026 - Single Trip Travel Insurance

Very helpful and informative. Explained the procedure to update my policy. Simple, easy and a pleasant experience.

Would recommend StarStarStarStarStar
Trusted Customer - September 30, 2026 - Single Trip Travel Insurance

Quick, easy, cheapto set up, didn't need to use it fortunately

Recommend StarStarStarStarStar
Trusted Customer - September 30, 2026 - Annual Multi-Trip Travel Insurance

I have used CoverForYou for several years now and highly recommend them. Great cover choices and easy to contact.

StarStarStarStarStar
Trusted Customer - September 30, 2026 - Single Trip Travel Insurance

excellent service throughout!

Excellent service! StarStarStarStarStar
Trusted Customer - September 30, 2026 - Single Trip Travel Insurance

Excellent service. I used them to cover me on my last trip and needed to claim which was made very easy. Definitely recommend!

Great company StarStarStarStarStar
Trusted Customer - September 30, 2026 - Single Trip Travel Insurance

Very nice advisor who assisted me. Thank you

StarStarStarStarStar
Trusted Customer - September 30, 2026 - Single Trip Travel Insurance

Straightforward purchase, easy to answer questions.

Great StarStarStarStarStar
Trusted Customer - September 29, 2026 - Single Trip Travel Insurance

Simple and quick to complete and price ok

Great StarStarStarStarStar
David Fearnley - September 29, 2026 - Annual Multi-Trip Travel Insurance

Great service as always...had a few policies...good price...

Exceptional service StarStarStarStarStar
Trusted Customer - September 28, 2026 - Single Trip Travel Insurance

Excellent service, extremely reasonable when compared to other insurers…. I have used Cover For You on numerous occasions and will continue to do so.

Good inshuence company StarStarStarStarStar
Trusted Customer - September 28, 2026 - Single Trip Travel Insurance

Very good

... StarStarStarStarStar
TEODORO PUENTE - September 28, 2026 - Single Trip Travel Insurance

I didn't use yet, so I don't know

StarStarStarStarStar
Trusted Customer - September 28, 2026 - Single Trip Travel Insurance

Very easy. great price.

Over
10 MILLION
insured

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