CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.
Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy
Over 10 million Insureds
Over 10,000 Trustpilot reviews
Unique Loyalty Club Scheme
Loyalty Customers always pay less
£14.56
Standard price
£11.65
Best loyalty price**
£228.22
£233.50
£391.85
CoverForYou
Avis
Europcar
Sixt
Max days (per trip)
8 days
8 days
8 days
8 days
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Optional
Cost*
Max days (per trip)
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
£14.56
Standard price
£11.65
Best loyalty price**
8 days
£228.22
8 days
£233.50
8 days
Optional
£391.85
8 days
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
£10,000
Unlimited trips for a year covering up to £10,000 of excess across the policy duration.
62 Days
Worldwide cover for up to 62 days per rental.
2
Cover up to two main drivers who can independently travel and hire a car.
7
Named drivers can drive any hire car rented by a main driver and receive full coverage.
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
So what makes CoverForYou Club special?
Already a policy holder?
Access the CoverForYou Club
Reviews
I needed to bring forward the start date of my policy and the agent was both pleasant and efficient. The job was quickly done. It was easier than i thought it would be.
Very good response and communication giving ease of mind Totally knew what needed to be done Thank you Spencer
Bradley was very helpful when I spoke to him on the phone helping me resolve an issue I had with my quote. I’ve used cover for you for many years and always found them very reasonable .
Nicky was very helpful, friendly and listened to what I had to say, which is very important !! As some sales people have a speel to complete and are not interested in deviating from it, Nicky was relaxed and friendly which put me at ease also I could understand what she was saying
Unable to pay through all ans Susie sorted it all out, and it was not trouble for her
All my questions answered and extra help provided, can’t fault that! Lots of information to help with accessing my policy and all the benefits I’m entitled to.
Great customer service - sorted out an error on my policy quickly and easily.
Easy to use, great price!
They dealt with my application very well and the assistant was very good
Straightforward insurance sorted within minutes!
Straight forward and easy comunication
Excellent efficient service
Very easy to find and tailor policies to meet requirements. Also the follow up documentation is very good, and makes saving documents where required in case of need/emergency very easy. Overall, CoverForYou makes arranging insurance one of the easiest parts of arranging a multi-activity holiday.
Knowledgable and patient, Bradley was very helpful and explained everything thoroughly
I had an email conversation with Spencer, he answered my questions comprehensively. His manner was professional and extremely quick to respond to my emails. Many thanks
Grest service at a great price
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