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Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty program.

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Comprehensive Cover

Up to £7,500 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you break down
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million insured
Over 20,000 customer reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

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Compare our cover

£14.34
Standard price

£11.47
Best loyalty price**

£309.68

£341.88

£173.04

£276.15

What's included

CoverForYou

Avis

Europcar

Sixt

Enterprise

Max days (per trip)

8 days

7 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

Cost*

Max days (per trip)

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

£14.34
Standard price

£11.47
Best loyalty price**

8 days

£309.68

7 days

£341.88

7 days

£173.04

7 days

£276.15

7 days

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to CoverForYou Plus members, in most cases CoverForYou Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£7,500

Excess Cover

Unlimited trips for a year covering up to £7,500 of excess across the policy duration.

94 Days

Trip Duration

Worldwide cover for up to 94 days per rental.

Main Drivers

Cover up to 10 main drivers who can independently travel and hire a car on annual policies.

Named Drivers

Cover will automatically extend to named drivers you add to your Car Hire Agreement.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance

100% FREE for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus

Reviews

Excellent

Trusted Customer - September 15, 2026 - Single Trip Travel Insurance

Very straight forward and polite and to the point

Easy to deal with and renew

Trusted Customer - September 15, 2026 - Annual Multi-Trip Travel Insurance

Easy to deal with and always very helpful when I telephone. great renewal price and I am so happy to stay loyal with the same company. Easy to renew on line too

Happy Travels

Trusted Customer - September 14, 2026 - Annual Multi-Trip Travel Insurance

Very quick and easy, as needed to change payment card & was easy.

Good service and nice to deal with

Trusted Customer - September 14, 2026 - Annual Multi-Trip Travel Insurance

Grace was professional and friendly in helping me finalise my travel insurance

Excellent feedback

Debbie - September 14, 2026 - Single Trip Travel Insurance

Excellent service from Spencer, very helpful.

Winter holiday

Sandra Graham - September 14, 2026 - Single Trip Travel Insurance

So easy to go through the questions and quick response and costs almost immediately.

Good customer service

Trusted Customer - September 14, 2026 - Annual Multi-Trip Travel Insurance

The argent I spoke to was kind and helpful and I got my questions answered.

Good value

Trusted Customer - September 14, 2026 - Single Trip Travel Insurance

Very easy to use and very good price

Travel insurance

Trusted Customer - September 13, 2026 - Single Trip Travel Insurance

Used cover for you for several years for travel insurance, good price, easy to use website. App good with documents easily assessable

Trusted Customer - September 13, 2026 - Annual Multi-Trip Travel Insurance

Very helpful and pointed me in the right direction on the website.

Excellent

Trusted Customer - September 13, 2026 - Single Trip Travel Insurance

Excellent, website easy to use

Trusted Customer - September 12, 2026 - Single Trip Travel Insurance

Quick and simple

Brilliant

Trusted Customer - September 12, 2026 - Single Trip Travel Insurance

Ive used cover for you for several years, great prices and you get rewards, ive never had to claim as yet, so that's good but overall id go to these everytime

Easy to use

Shaun Farrell - September 12, 2026 - Annual Multi-Trip Travel Insurance

good clear communication, easy to use and renew our policy and competitive price. No need to print loads of documents as they are all available on the app

10/10 support

Trusted Customer - September 11, 2026 - Annual Multi-Trip Travel Insurance

10/10, Spencer was extremely helpful

Helpful and polite

Stephen hibberd - September 11, 2026 - Single Trip Travel Insurance

Grace was polite, helpful and professional. A pleasure to speak to.

Always great service, price and quality

Reuben North - September 11, 2026 - Single Trip Travel Insurance

Always great cover with awesome service. After someone fell ill on holiday a few years ago I have never changed my travel insurance company

Reasonable Priced Golf Club Travel Insurance

Scott Armstrong - September 10, 2026 - Single Trip Travel Insurance

I was looking for some travel insurance that included golf clubs for my trip to Portugal and came across CoverForYou online, the seemed very reasonable priced and very easy to sign up for. Highly recommended if your looking for golf club travel insurance 👌😁

Over
10 MILLION
insured

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Important Notice: Your policy is sold and administered by CoverForYou (a trading name of Cover For You Insurance Group Limited) an insurance intermediary authorised and regulated by the Financial Services Commission in Gibraltar under Permission Number 5570 (click here to confirm).

Use of our website is subject to our Terms & Conditions, this includes our Privacy Policy, Cookie Policy, and if you purchase a policy our Transactional E-Mail and SMS Communications Policy. Please note that all products and prices offered on our website and by email are offered live unless otherwise noted, this means that if you don't purchase at the time you take your quote or receive an offer by email, the price you pay or the product you receive might change.