Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

£17.47
Standard price

£13.98
Best loyalty price**

£201.42

£180.53

£245.93

What's included

CoverForYou

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitors website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Best travel cover StarStarStarStarStar
Lewis Hollan - May 21, 2025 - Single Trip Travel Insurance

Quick and easy app is simple to use

StarStarStarStarStar
Trusted Customer - May 21, 2025 - Single Trip Travel Insurance

Very friendly and informative

Very quick at responding! StarStarStarStarStar
Michaela Collins - May 21, 2025 - Single Trip Travel Insurance

I had to change the dates of my travel insurance because my holiday had been slightly amended. I was worried it’d take ages and be difficult to sort (most insurance companies are!), but all I had to do was send an email. Anca at Cover for You emailed me back straight away and the dates were amended in less than 30 minutes and I immediately received my updated policy schedule. I couldn’t fault that service whatsoever!

StarStarStarStarStar
Gavin Griffin - May 21, 2025 - Annual Multi-Trip Travel Insurance

Been a customer for 4 years - always easy to use website

StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Great service

Thank you, Bradley! StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Bradley was very kind to help me sort out a change to a policy. He was very patient with my questions, and I thank him for going out of his way to help me today.

StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Quick and easy website to navigate

StarStarStarStarStar
Trusted Customer - May 20, 2025 - Annual Multi-Trip Travel Insurance

Really helpful, dealt with my query efficiently and effectively. Great customer service

Easy to speak to about an update StarStarStarStarStar
Janice Mitchelson - May 20, 2025 - Single Trip Travel Insurance

I had a very pleasant polite and helpful agent Dikra today, she added a note to my policy as I wished to update a health matter and she done it for me with a lovely manner

Excellent service and help choosing travel cover StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

I called in to clarify some points that I wasn't clear on when I tried to purchase online. I spoke to Miriam who was amazing. Incredibly helpful, kind and patient and she explained the travel cover, and in particular the pre existing medical condition part of the cover, thoroughly. If I hadn't received that level of assistance, detail and professionalism I would not have purchased the policy. Miriam was able to answer all my questions and I feel confident that I chose the right policy thanks to her help. Thank you so much!

Agents very polite and friendly. StarStarStarStarStar
Trusted Customer - May 20, 2025 - Annual Multi-Trip Travel Insurance

Thankfully never had to claim. Easy to deal with.

Excellent customer service StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Very professional in handling my query and very helpful with the advice I was given.

Cover for you - look no further StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Muskaan was extremely helpful. Give that lady a pay rise!

Great affordable insurance StarStarStarStarStar
Pamela Whitmarsh - May 20, 2025 - Single Trip Travel Insurance

Easy to use website, and affordable insurance covering exactly what I need

Easy Update to medical conditions StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Problem understood and resolved quickly

Helpful service to renew our cover StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Helpful service to renew our cover, thank you. Didn't have to wait too long to speak to someone and happy with the level of cover.

Friendly professional service. StarStarStarStarStar
Janet Horsman - May 20, 2025 - Annual Multi-Trip Travel Insurance

Anca was fantastic at dealing with my query in a friendly, clear and professional way. She quickly put my mind at rest. Excellent communication skills.

Clear Trusted information for your policy needs StarStarStarStarStar
Anthony Allder - May 19, 2025 - Single Trip Travel Insurance

Clear concise web site , excellent final checks covering your trip

Quick and easy and good price StarStarStarStarStar
Julie - May 19, 2025 - Single Trip Travel Insurance

Always straight forward to obtain a quote and purchase travel insurance. Good price too.

StarStarStarStarStar
Annette Winstanley - May 19, 2025 - Annual Multi-Trip Travel Insurance

Excellent very professional

Over
10 MILLION
insured

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