Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

£17.47
Standard price

£13.98
Best loyalty price**

£201.42

£180.53

£245.93

What's included

CoverForYou

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitors website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.

Get a Quote

How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Easy to arrange cover StarStarStarStarStar
Trusted Customer - July 2, 2025 - Single Trip Travel Insurance

Easy to use website and good cover

easy StarStarStarStarStar
Trusted Customer - July 2, 2025 - Annual Multi-Trip Travel Insurance

clear and good

Excellent holiday insurance update StarStarStarStarStar
Adam Trigg - July 2, 2025 - Annual Multi-Trip Travel Insurance

Well spoken operator who dealt with all my issues

Friendly and helpful staff StarStarStarStarStar
Nicola - July 2, 2025 - Single Trip Travel Insurance

I spoke with Giovanna today. She was incredibly helpful and assisted me with my policy.

Quick and easy to book StarStarStarStarStar
Michael - July 2, 2025 - Single Trip Travel Insurance

Quick and easy to book, with 5 stars

Nicky was fab StarStarStarStarStar
Trusted Customer - July 2, 2025 - Annual Multi-Trip Travel Insurance

Nicky was really excellent. I initially called to get a renewal quote and fully intended to shop around but Nicky was so good that I decided to renew my annual policy with them on the phone. Helpful, professional, personal and made the whole thing really easy. A credit to the team. Thanks.

StarStarStarStarStar
Trusted Customer - July 2, 2025 - Annual Multi-Trip Travel Insurance

Good experience. I did check other travel insurance companies but came back to Cover for You.

StarStarStarStarStar
Mr Anderson - July 2, 2025 - Annual Multi-Trip Travel Insurance

Was able to speak to a knowledgeable advisor quickly, who answered my query and actioned a solution.

StarStarStarStarStar
Sarah - July 1, 2025 - Single Trip Travel Insurance

Excellent easy to navigate website.

copmetative quotes StarStarStarStarStar
Trusted Customer - July 1, 2025 - Annual Multi-Trip Travel Insurance

easy sight

Good service for good product StarStarStarStarStar
Trusted Customer - July 1, 2025 - Single Trip Travel Insurance

So easy to use the website to give information required. Have confidence in the product I've purchased.

First class service StarStarStarStarStar
Trusted Customer - July 1, 2025 - Single Trip Travel Insurance

Knowledgeable and polite agent, sorted our issue out very quickly. Not the first time I have had to contact Insurance For You prior to a trip and always been super efficient and helpful.

StarStarStarStarStar
Wayne Hulse - July 1, 2025 - Single Trip Travel Insurance

Nice and easy to apply

Super quick reply & dealt with enquiry very fast too. StarStarStarStarStar
Trusted Customer - July 1, 2025 - Annual Multi-Trip Travel Insurance

Super quick reply & dealt with enquiry very fast too.

Thankyou StarStarStarStarStar
Neal Jones - July 1, 2025 - Single Trip Travel Insurance

Spencer helped me through my medical conditions

Great service StarStarStarStarStar
Trusted Customer - July 1, 2025 - Annual Multi-Trip Travel Insurance

Great service yet again thank you Used cover for you multiple times still the best

StarStarStarStarStar
Trusted Customer - June 30, 2025 - Annual Multi-Trip Travel Insurance

Very efficient

StarStarStarStarStar
Trusted Customer - June 30, 2025 - Single Trip Travel Insurance

Very good & helpfull

StarStarStarStarStar
Lisa Marron - June 29, 2025 - Annual Multi-Trip Travel Insurance

Easy to book great cover at a great price

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store

Schengen Insurance Logo

Travel Insurance if you need a
Schengen Visa

Get started today!

Get a quote Contact us