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Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty program.

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Comprehensive Cover

Up to £7,500 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you break down
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million insured
Over 20,000 customer reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

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Compare our cover

£14.34
Standard price

£11.47
Best loyalty price**

£309.68

£341.88

£173.04

£276.15

What's included

CoverForYou

Avis

Europcar

Sixt

Enterprise

Max days (per trip)

8 days

7 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

Cost*

Max days (per trip)

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

£14.34
Standard price

£11.47
Best loyalty price**

8 days

£309.68

7 days

£341.88

7 days

£173.04

7 days

£276.15

7 days

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to CoverForYou Plus members, in most cases CoverForYou Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£7,500

Excess Cover

Unlimited trips for a year covering up to £7,500 of excess across the policy duration.

94 Days

Trip Duration

Worldwide cover for up to 94 days per rental.

Main Drivers

Cover up to 10 main drivers who can independently travel and hire a car on annual policies.

Named Drivers

Cover will automatically extend to named drivers you add to your Car Hire Agreement.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance

100% FREE for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Already a policy holder?

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Reviews

Gary Blow - August 26, 2026 - Annual Multi-Trip Travel Insurance

Nice and easy to renew my policy

Very helpful

Trusted Customer - August 26, 2026 - Single Trip Travel Insurance

Very helpful and calm in the face of a technophobe!! Thank you. Changed my document dates as requested, super helpful

Caoimhe Hennigan - August 25, 2026 - Annual Multi-Trip Travel Insurance

very easy to renew

Sarah Woods - August 25, 2026 - Single Trip Travel Insurance

Very quick to respond to my query

Lahiru Jayamanne Arachchige - August 24, 2026 - Single Trip Travel Insurance

it was so easy.

Great Coverage

Trusted Customer - August 24, 2026 - Single Trip Travel Insurance

Easy to use site, offering fantastic cover, with a wide range of add ons. Excellent value for money too. I would definitely recommend

Trusted Customer - August 24, 2026 - Annual Multi-Trip Travel Insurance

Charlie was excellent, he dealt with my request quickly and without a fuss.

Great cover.

Jacqueline Kilsby-Dukes - August 24, 2026 - Single Trip Travel Insurance

Great cover at great price.

Trusted Customer - August 24, 2026 - Annual Multi-Trip Travel Insurance

Very patient very helpful spoke very clearly

Reliable

Fiona Lorimer - August 24, 2026 - Single Trip Travel Insurance

Good and reliable Service. Easy to use and feel it is dependable.

Excellent service

beverly thorndyke - August 24, 2026 - Annual Multi-Trip Travel Insurance

Grace was very helpful and informative. She took the time to check all details carefully. Was a pleasure to speak to someone so pleasant, thank you

Trusted Customer - August 24, 2026 - Single Trip Travel Insurance

USE THIS SITE FOR COVER EVERY YEAR QUICK EASY AND AFFORDABLE WITH MULTIPLE HEALTH ISSUES.

Very good service

Trusted Customer - August 22, 2026 - Single Trip Travel Insurance

Very good service. was nervous about the cost of the insurance especially given my Crohn's flare up but Cover for you not only insured me, but the cost was cheaper than other online merchants and of course buying the insurance via their website is very easy.

Good service

Trusted Customer - August 22, 2026 - Single Trip Travel Insurance

Confirmation text after buying product arrived quickly and all documents soon after by email. Bodes well should I need to contact them about anything.

Good sales service

Trusted Customer - August 22, 2026 - Annual Multi-Trip Travel Insurance

Quick resolution to changes needed on my coverage

Trusted Customer - August 22, 2026 - Single Trip Travel Insurance

Always used Cover for you, can’t be beaten on value. Got quoted almost double for the same cover by my bank.

Well recommended insurance

Trusted Customer - August 22, 2026 - Annual Multi-Trip Travel Insurance

Fantastic. Easy to use. Clear and affordable

Feature rich standard policy, smooth buying experience.

AN - August 21, 2026 - Annual Multi-Trip Travel Insurance

This is about process of buying travel policy. After many comparisons, the policy is fantastic. Zero excess, long duration and many activities included as standard makes it attractive. The online experience was smooth too.

Great price, great product

Trusted Customer - August 20, 2026 - Single Trip Travel Insurance

Very easy prices, great price. Really loved the discount for return customer

Over
10 MILLION
insured

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Important Notice: Your policy is sold and administered by CoverForYou (a trading name of Cover For You Insurance Group Limited) an insurance intermediary authorised and regulated by the Financial Services Commission in Gibraltar under Permission Number 5570 (click here to confirm).

Use of our website is subject to our Terms & Conditions, this includes our Privacy Policy, Cookie Policy, and if you purchase a policy our Transactional E-Mail and SMS Communications Policy. Please note that all products and prices offered on our website and by email are offered live unless otherwise noted, this means that if you don't purchase at the time you take your quote or receive an offer by email, the price you pay or the product you receive might change.