Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

£17.47
Standard price

£13.98
Best loyalty price**

£201.42

£180.53

£245.93

What's included

CoverForYou

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitors website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Jonathan David Towne - April 25, 2025 - Annual Multi-Trip Travel Insurance

Excellent service and very friendly advisor!

Great service StarStarStarStarStar
Trusted Customer - April 25, 2025 - Annual Multi-Trip Travel Insurance

Anca was very helpful.

Perfect great customer service StarStarStarStarStar
Trusted Customer - April 24, 2025 - Single Trip Travel Insurance

I expected a lengthy call, but it was quite the opposite. I spoke to Nicky. She was friendly, and knew exactly what needed. She stepped me though each stage and sent me my revised documents.

Excellent service. StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

Very good. Spencer was extremely helpful and patient.

StarStarStarStarStar
Trusted Customer - April 24, 2025 - Single Trip Travel Insurance

Very good & simple to use

Ease of booking, StarStarStarStarStar
Trusted Customer - April 24, 2025 - Single Trip Travel Insurance

Relatively easy to book online, Helpful questions, Although I have not claimed and hope not to do so, I hope that any claim if required would be as straight forward as booking from the website,

😊 StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

Easy to renew. Haven’t used the insurance so can’t really comment much more that.

StarStarStarStarStar
Trusted Customer - April 24, 2025 - Single Trip Travel Insurance

Excellent. Sorted my issue out immediately. Polite & friendly

Good Service StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

Used Cover for You for years, always great service.

Questions re travel insurance renewal StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

They sorted out all my questions

StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

The agent was polite and knowledgeable.

Easy to renew and great cover StarStarStarStarStar
Trusted Customer - April 24, 2025 - Annual Multi-Trip Travel Insurance

Excellent service so far, renewal was easy and the price was very competitive!

Great service StarStarStarStarStar
Janice Mitchelson - April 23, 2025 - Single Trip Travel Insurance

Quick reply to an email I sent requesting information about a recent policy I had purchased, very informative response and tips on how I could improve my experience by downloading the app via a handy link and a club I could join, to which I done both, very pleased with the service I received from Spencer.

Quick & Easy to apply StarStarStarStarStar
Paul Hughes - April 23, 2025 - Single Trip Travel Insurance

Easy to apply and finalise

5 star service StarStarStarStarStar
Jayne - April 23, 2025 - Single Trip Travel Insurance

Excellent service, Susie was very helpful and friendly and dealt with my problem.

Travel Insurance StarStarStarStarStar
Mathew Hodges - April 23, 2025 - Single Trip Travel Insurance

Always use cover for you for my travel insurance,plus you get your loyalty discount,fantastic service.

No problem making changes StarStarStarStarStar
Wendy Field - April 23, 2025 - Single Trip Travel Insurance

Very helpful and pleasant

Excellent Service StarStarStarStarStar
Trusted Customer - April 23, 2025 - Single Trip Travel Insurance

Excellent service and makes purchasing holiday insurance perfectly painless.

Over
10 MILLION
insured

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