Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

£14.56
Standard price

£11.65
Best loyalty price**

£228.22

£233.50

£391.85

What's included

CoverForYou

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Andrea Noble - October 28, 2025 - Annual Multi-Trip Travel Insurance

Quick easy and clearly written well layed out

StarStarStarStarStar
Christian Cornwell - October 27, 2025 - Single Trip Travel Insurance

Charlie was very helpful and explained everything in detail

Easy to get cover StarStarStarStarStar
Trusted Customer - October 27, 2025 - Annual Multi-Trip Travel Insurance

Easy to navigate website questions easy to understand covered quite serious medical problems

Changing insurance information StarStarStarStarStar
Trusted Customer - October 27, 2025 - Annual Multi-Trip Travel Insurance

Excellent service Friendly and efficient Dealt with query quickly and in good humour.

Great service StarStarStarStarStar
Trusted Customer - October 27, 2025 - Single Trip Travel Insurance

Very efficient and straightforward conversation with Susie. I had my query and questions answered in a professional and friendly manner. I was also given information on the benefits that will be available to me personally should I download the Cover for you Travel App as I have had a number of policies from you in the past. Great representation of your company.

Great service StarStarStarStarStar
Claire Hawkins - October 24, 2025 - Single Trip Travel Insurance

I did not need to make a claim but was very reassured to receive both a text message and an email, following my holiday, providing me with contact details reminding of how to contact if i did need to make one.

StarStarStarStarStar
Trusted Customer - October 24, 2025 - Single Trip Travel Insurance

Easy quote process and affordable cover

StarStarStarStarStar
Trusted Customer - October 23, 2025 - Single Trip Travel Insurance

Good

Quick and easy StarStarStarStarStar
Trusted Customer - October 23, 2025 - Annual Multi-Trip Travel Insurance

The person who took my call was very friendly and helpful. Everything was made very easy to make updates to my policy.

Excellent service from Diexter StarStarStarStarStar
Trusted Customer - October 22, 2025 - Annual Multi-Trip Travel Insurance

Excellent profesional assistance

StarStarStarStarStar
Trusted Customer - October 22, 2025 - Single Trip Travel Insurance

Great customer service

Excellent StarStarStarStarStar
Milena Klimek - October 22, 2025 - Annual Multi-Trip Travel Insurance

Great advisor, very informative chat.

Easy cover StarStarStarStarStar
Zoltan Gyurka - October 22, 2025 - Single Trip Travel Insurance

I'm happy to find for my travel around the word cover my life and other things with this company. Very easy to complete the form and get a quote. And the price is friendly. Thank you

StarStarStarStarStar
Jan Kriel - October 21, 2025 - Single Trip Travel Insurance

Spencer was excellent

great service StarStarStarStarStar
Trusted Customer - October 21, 2025 - Annual Multi-Trip Travel Insurance

Really good

Good customer service for renewing policy StarStarStarStarStar
Trusted Customer - October 21, 2025 - Annual Multi-Trip Travel Insurance

Polite, kind, efficient service. Your man was thorough, knew what I needed to know, was clear about my options and walked me through the process. He's emailed me all the details and was gentle when I was got technically challenged or made a middle-aged joke. All pretty good service.

Nice and Easy StarStarStarStarStar
Trusted Customer - October 21, 2025 - Annual Multi-Trip Travel Insurance

Phone answered quickly, spoke to Jake who handle my enquiry about a medical issue, read back what he had added to my schedule, all nice and easy.

Best travel insurance! StarStarStarStarStar
Megan - October 21, 2025 - Single Trip Travel Insurance

It was easy to use, a quick process and cost effective for travel insurance for myself and my partner.

StarStarStarStarStar
Paul Derek Atkins - October 21, 2025 - Annual Multi-Trip Travel Insurance

Good quick clear info. Easy to deal with.

Over
10 MILLION
insured

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