CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.
Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy
Over 10 million Insureds
Over 10,000 Trustpilot reviews
Unique Loyalty Club Scheme
Loyalty Customers always pay less
£14.56
Standard price
£11.65
Best loyalty price**
£228.22
£233.50
£391.85
CoverForYou
Avis
Europcar
Sixt
Max days (per trip)
8 days
8 days
8 days
8 days
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Optional
Cost*
Max days (per trip)
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
£14.56
Standard price
£11.65
Best loyalty price**
8 days
£228.22
8 days
£233.50
8 days
Optional
£391.85
8 days
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
£10,000
Unlimited trips for a year covering up to £10,000 of excess across the policy duration.
62 Days
Worldwide cover for up to 62 days per rental.
2
Cover up to two main drivers who can independently travel and hire a car.
7
Named drivers can drive any hire car rented by a main driver and receive full coverage.
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
So what makes CoverForYou Club special?
Already a policy holder?
Access the CoverForYou Club
Reviews
Simple, straightforward and speedy quote and cover, able to pull up my information despite a year gap. Charlie talked me through the various steps and got me sorted.
Quick & easy to sort
Emily was very polite and helpful on the call about the change in my medical conditions and she dealt with it very quickly Thanks
Have previously used this company and, unlike others, they make the claims process straightforward if you're unlucky enough to need to make a claim. Easy to get a quote and any questions are answered promptly by email.
Christian was very helpful and friendly, and dealt with my query quickly and with professionalism. Would recommend Cover for You insurance
Excellent communication during the purchase process along with contact during the insurance cover period including contact after the expiry of the policy to ensure everything was OK, this is a first for me so well done Cover for You!!
Excellent, quick, adviser, Nicky knew their stuff
Excellent customer service, very clear explanations of questions and easy to make changes to my policy. Call quickly answered and lovely customer service agent help me update my medical history. Would recommend cover for you to all friends and family. I have had cover for you policies for many years. Great service.
Perfect, issue resolved in minutes.
Very nice fella very easy to change my policy
Agent was very helpful and gave us all options to pick from. We just called to ask 1 question and he helped us with a lot more. Excellent service
polite and nice
Get conversation on telephone first went through it perfectly and I was able to renew with a loyalty discount this was for my son I have all the family covered with CoverForYou highly recommended
Excellent in all respects
Great service from Susie. Very knowledgeable.
I thought the help I got today was 100%. The member of staff I spoke to Susie could not have been more helpful or pleasant.
Efficient and friendly service
Susie was helpful, extremely efficient and made the process of updating a travel policy very simple.
Swift and easy. Good price also.
TravelMate
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