CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.
Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy
Over 10 million Insureds
Over 10,000 Trustpilot reviews
Unique Loyalty Club Scheme
Loyalty Customers always pay less
£14.56
Standard price
£11.65
Best loyalty price**
£228.22
£233.50
£391.85
CoverForYou
Avis
Europcar
Sixt
Max days (per trip)
8 days
8 days
8 days
8 days
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Optional
Cost*
Max days (per trip)
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
£14.56
Standard price
£11.65
Best loyalty price**
8 days
£228.22
8 days
£233.50
8 days
Optional
£391.85
8 days
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
£10,000
Unlimited trips for a year covering up to £10,000 of excess across the policy duration.
62 Days
Worldwide cover for up to 62 days per rental.
2
Cover up to two main drivers who can independently travel and hire a car.
7
Named drivers can drive any hire car rented by a main driver and receive full coverage.
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
So what makes CoverForYou Club special?
Already a policy holder?
Access the CoverForYou Club
Reviews
Can’t really rate them fully as only got cover with them and not used it
Easy to answer took less than 3 minutes
It was easy to sign up for the policy and the price was good. I can’t comment on the claims process or customer service as I hope it’s purely for cover.
Giovanna was excellent assisting me update my policy due to a change in a medical condition. She was kind with great listening skills and very professional. She made the process easy and I felt valued.
Susan did a great job and helped me through my new policy changes. She helped at each stage as I tried to purchase online and I got a bit confused. She had great patience and resolved all my issues.
Good guidance given and details sorted out.
Easy to contact and get through to someone helpful - which makes a lovely change in the world of insurance!! Not needed to make a claim but experience so far gives me confidence
Excellent support, really clear on what actions to take
Check re insurance for existing holiday
Spencer was very professional and understanding and dealt with all issues brilliantly
Problem easily sorted and quick, very pleased
So far so good. The site was super easy to use and didn't take look too get exactly what I wanted.
So friendly, helpful and efficient.
Easy to use and nice to get discounts for loyalty as well as monthly draws to enter - thank you
Simple Used them several times before. Never needed to claim but they have always made pro-active contact in case I needed to.
Call was quickly answered and dealt with in a timely fashion too. Call taker was very helpful.
Mikhala was super efficient and had people and customer service skills second to none. She immediately found my policy which I had only set up a few minutes prior and confirmed that she would post out my policy immediately as well as the email documentation which had already been recieved . Quote was extremely competitive and covered my health issues. Mikhala took away all the stress and made the transaction super smooth. This company will definitely be my goto insurance provider for future travel and holidays
Suzy was clear, concise and friendly Answering all my quires. I am very satisfied with the service i received today from the warm and empathetic Suzy.
Charlie was very helpful when I needed to purchase travel insurance. He explained the different levels of cover and when I was put on hold he offered to phone me back. He didn’t need to as I stayed on hold and didn’t have to wait too long.
TravelMate
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