Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

£17.47
Standard price

£13.98
Best loyalty price**

£201.42

£180.53

£245.93

What's included

CoverForYou

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitors website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Kathleen Readman - April 30, 2025 - Single Trip Travel Insurance

Easy to understand

holiday insurance StarStarStarStarStar
David Smith - April 30, 2025 - Single Trip Travel Insurance

excellent customer service needed to change date because travel company cancelled quick response easy to use email service all sorted withing a couple of days abig thankyou

Very good StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Susy always very helpful easy step by step quote

EASY StarStarStarStarStar
Helen Eynon - April 30, 2025 - Single Trip Travel Insurance

Very easy to navigate from start to finish. Very competitive quote

Easy and not expensive StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Very easy to find the right cover

Excellent StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Keep up the good work. Excellent Customer Service.

StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Excellent

Thank you Mirian StarStarStarStarStar
Steve Thompson - April 30, 2025 - Annual Multi-Trip Travel Insurance

Mirian was very helpful and knowledgeable about all your products.

StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

very efficient

Thank you Susie StarStarStarStarStar
Lauren Hughes - April 30, 2025 - Annual Multi-Trip Travel Insurance

Susie was very helpful on the phone and I didn’t have to wait at all to get through when calling customer service.

Excellent Service StarStarStarStarStar
Carol Tod - April 30, 2025 - Annual Multi-Trip Travel Insurance

I spoke to a very helpful gentleman. Alex Bradley. He was well spoken, very easy to understand and extremely helpful. He took his time to explain everything and went through every option that was available for me to find the best deal. Could not be happier with the service I received!

Delighted with the service StarStarStarStarStar
Trusted Customer - April 30, 2025 - Annual Multi-Trip Travel Insurance

Delighted with the service and professionalism dealing with Mikhala, to change details on mu travel policy.

Would recommend StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Easy to navigate website

StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Sorted out my issue straight away explaining everything to me

StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Easy to use

StarStarStarStarStar
Trusted Customer - April 29, 2025 - Annual Multi-Trip Travel Insurance

Quick and easy. Polite and informative.

Great customer service StarStarStarStarStar
Sunita Rani - April 29, 2025 - Annual Multi-Trip Travel Insurance

I wanted to make a change on the policy. I spoke to Suzy and we went through the process thoroughly. She was very nice and did not rush me. Very happy with the outcome.

Muskaan was exceptional StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Nice tone Very helpful Very knowledgeable Dealt with my query at the first point of contact

Excellent service StarStarStarStarStar
Trusted Customer - April 29, 2025 - Annual Multi-Trip Travel Insurance

The phone was answered quickly. The agent was polite and helpful, even though dithered and forgot something. Excellent service.

Over
10 MILLION
insured

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