CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.
Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy
Over 10 million Insureds
Over 10,000 Trustpilot reviews
Unique Loyalty Club Scheme
Loyalty Customers always pay less
£14.56
Standard price
£11.65
Best loyalty price**
£228.22
£233.50
£391.85
CoverForYou
Avis
Europcar
Sixt
Max days (per trip)
8 days
8 days
8 days
8 days
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Optional
Cost*
Max days (per trip)
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
£14.56
Standard price
£11.65
Best loyalty price**
8 days
£228.22
8 days
£233.50
8 days
Optional
£391.85
8 days
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
£10,000
Unlimited trips for a year covering up to £10,000 of excess across the policy duration.
62 Days
Worldwide cover for up to 62 days per rental.
2
Cover up to two main drivers who can independently travel and hire a car.
7
Named drivers can drive any hire car rented by a main driver and receive full coverage.
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
So what makes CoverForYou Club special?
Already a policy holder?
Access the CoverForYou Club
Reviews
Diexter was very pleasant, well spoken and explained everything very well helping me to understand.
Excellent, helpful and understanding telephone call to discuss and update our policy.
Completed my quote on-line & the payment element hung-up at my credit card holder. Rang the Cover for You help line & they sorted the problem out in a very short time. I have used Cover for You for many years & they have always been helpful & reliable when I have called upon them. The Customer Service staff are calm & thorough & inspire a high degree of confidence in the product. All my documents are available in the app & I find this very helpful.
Charlie very knowlegable and helpful when I phoned to add medical on for my husband and discuss mine too
Great. Everyone hopes not to use insurance. My wife had a severe tooth ache whilst on a cruise and had to be treated by the ships dentist. We got home and were reimbursed within a few days. Very good insurance, I've just renewed an annual policy for peace of mind.
Very nice and straight forward to fill in, with a great quote at the end. Motorcycle riding covered as standard.......great for a motorcycle trip to Europe.
Easy to fill out questions and I was quoted a very reasonable price compared to other companies.
Excellent, friendly, polite and knowledgeable. Very quick and easy to deal with my enquiry.
Easy to deal with great value as always
We've been with CoverForYou for several years and unfortunately have needed to make two small claims in that time, which were handled professionally and efficiently. We were happy to renew with them for a further year given the competitive renewal quote.
Susie was so very patient with me as there was a lot to go through. She made sure I understood everything before I agreed to purchase. She explained everything about what was to happen next.
Very easy to navigate & fill in. Clear & easy to understand
Super quick and clear - fast solution found - thanks Diexter!
My teenage son had an unfortunate accident on holiday and we are so thankful we chose Cover for You who supported us in raising a case with the hospital. The support was top class and saved us from an extortionate bill to help my son with a minor surgery.
Super easy to set up and get a quick competitive quote. I love the discounts for loyalty and keeps me going back
TravelMate
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