Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

£17.47
Standard price

£13.98
Best loyalty price**

£201.42

£180.53

£245.93

What's included

CoverForYou

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitors website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Charlotte Backhouse - July 10, 2025 - Single Trip Travel Insurance

Great Service!

Exvelent StarStarStarStarStar
Trusted Customer - July 10, 2025 - Annual Multi-Trip Travel Insurance

Excellent!

Easy process StarStarStarStarStar
Trusted Customer - July 10, 2025 - Single Trip Travel Insurance

Good quote, easy to understand. very clear instructions.

Great Customer Service StarStarStarStarStar
Nicholas Lock - July 10, 2025 - Annual Multi-Trip Travel Insurance

Very happy with service received from the call handler

StarStarStarStarStar
Vanessa - July 10, 2025 - Single Trip Travel Insurance

Excellent service - polite, professional and extremely patient.

StarStarStarStarStar
Trusted Customer - July 9, 2025 - Single Trip Travel Insurance

Good value

StarStarStarStarStar
Trusted Customer - July 9, 2025 - Single Trip Travel Insurance

It was all online and easy to use.

StarStarStarStarStar
Trusted Customer - July 9, 2025 - Annual Multi-Trip Travel Insurance

Exactly what I was looking for

Thank you Mikhala StarStarStarStarStar
Kiran Jobanputra - July 9, 2025 - Single Trip Travel Insurance

Excellent customer service from Mikhala. Very patient, answered all questions thoroughly. Very professional. Thank you Mikhala.

Efficient and timely StarStarStarStarStar
Trusted Customer - July 9, 2025 - Annual Multi-Trip Travel Insurance

Efficient and timely

Excellent Customer Service StarStarStarStarStar
ALANA MCDONALD - July 9, 2025 - Single Trip Travel Insurance

Excellent Customer Service received today when I called to make an amendment to my travel insurance policy after my daughter fell and broke her elbow before our travel date- Diexter was extremely helpful and showed a lot of empathy towards my situation. He explained everything thoroughly and left me with great peace of mind prior to our trip. Many Thanks, Alana

Great policy update experience StarStarStarStarStar
Neil - July 9, 2025 - Annual Multi-Trip Travel Insurance

I needed to update my annual Europe wide policy as I was travelling outside of Europe and there had been a change in my medical details. I was expecting a really difficult and expensive process however Nicky made this such an easy and well explained transaction and it didn’t cost the earth either. I left feeling happy and confident in my purchase.

Easy peasy StarStarStarStarStar
Trusted Customer - July 8, 2025 - Single Trip Travel Insurance

Easy application process

StarStarStarStarStar
Trusted Customer - July 8, 2025 - Single Trip Travel Insurance

Great advisor

StarStarStarStarStar
Trusted Customer - July 8, 2025 - Annual Multi-Trip Travel Insurance

Really helpful polite service. The lady was knowledgeable and very helpful

Quick and efficient service StarStarStarStarStar
Barry Leonard - July 8, 2025 - Annual Multi-Trip Travel Insurance

Excellent service from Bradley. Very quick, thorough and professional. Needed some advice on best option of adjusting policy and he came up with a good solution.

Cover For you Customer Services Excellent StarStarStarStarStar
Paul Gordon - July 8, 2025 - Annual Multi-Trip Travel Insurance

I have just had to amend my Policy to cover me for full contact sports swiftly Assisted by Cover for you who amended my policy at a small additional cost. Excellent service professional and fast well done!

StarStarStarStarStar
John Irons - July 8, 2025 - Annual Multi-Trip Travel Insurance

Bradley was very competent and informative and helpful

Great Customer Service StarStarStarStarStar
Trusted Customer - July 7, 2025 - Annual Multi-Trip Travel Insurance

Really helpful agent who was clear and easy to understand.

Over
10 MILLION
insured

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