Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

£17.47
Standard price

£13.98
Best loyalty price**

£201.42

£180.53

£245.93

What's included

CoverForYou

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitors website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - July 14, 2025 - Annual Multi-Trip Travel Insurance

Cheaper quite than last year as staying with same insurer. Good value for market price and cover needed.

Excellent customer service StarStarStarStarStar
Elaine McConnell - July 14, 2025 - Annual Multi-Trip Travel Insurance

1st class service from Christian today. He was extremely polite, helpful and patient when I had questions. Explained everything clearly and nothing was too much trouble. Excellent customer service!

5* Customer Service StarStarStarStarStar
Trusted Customer - July 14, 2025 - Annual Multi-Trip Travel Insurance

Emily was really helpful with my query and everthing is now sorted

StarStarStarStarStar
Robert Johnson - July 14, 2025 - Annual Multi-Trip Travel Insurance

quick & simple

Easy to Upgrade insurance StarStarStarStarStar
Trusted Customer - July 14, 2025 - Annual Multi-Trip Travel Insurance

efficient and helpful

Outstanding and professional StarStarStarStarStar
Jason - July 14, 2025 - Single Trip Travel Insurance

Mikhala was fantastic, declaring certain medical conditions is not always pleasant but she was empathetic and her professionalism shone through. Thank you.

Easy cover StarStarStarStarStar
Trusted Customer - July 13, 2025 - Single Trip Travel Insurance

Easy and perfect cover

Easy to update medical conditions. StarStarStarStarStar
Trusted Customer - July 13, 2025 - Annual Multi-Trip Travel Insurance

Was easy to update my medical condition.

Easy to sign-up StarStarStarStarStar
GTzen - July 13, 2025 - Single Trip Travel Insurance

Easy to sign-up

Best travel insurance provider for families StarStarStarStarStar
Trusted Customer - July 13, 2025 - Single Trip Travel Insurance

Would not use anyone else!! There when you them most!!

StarStarStarStarStar
Trusted Customer - July 12, 2025 - Single Trip Travel Insurance

Real easy to get a quote and purchase came back to you for my travel insurance as I have used you before Thankyou

Insurance for Trip 25’ ! StarStarStarStarStar
Giancarlo Baldoni - July 12, 2025 - Single Trip Travel Insurance

Great services that protect many items, multiple choices to insure different products and a wide selection of insurance options. Would definitely recommend if your going on holiday and need a reliable insurance package.

StarStarStarStarStar
Trusted Customer - July 11, 2025 - Single Trip Travel Insurance

Very helpful, I phoned to make an amendment to the policy and it was dealt with promptly and professionally by Christian.

StarStarStarStarStar
Trusted Customer - July 11, 2025 - Single Trip Travel Insurance

Site easy to use.

Good fast service StarStarStarStarStar
Trusted Customer - July 11, 2025 - Single Trip Travel Insurance

Good and fast

easy StarStarStarStarStar
Trusted Customer - July 11, 2025 - Single Trip Travel Insurance

quick easy to use .

Great customer service StarStarStarStarStar
Trusted Customer - July 11, 2025 - Single Trip Travel Insurance

Nicky was very helpful and sort my query quickly and efficiently, great customer service

2025/26 renewal StarStarStarStarStar
David Armstrong - July 11, 2025 - Annual Multi-Trip Travel Insurance

Very knowledgeable and helpful call with regard to my renewal following a standard hernia procedure. I needed to renew and couldn't automatically renew because of that. Nicky took me through the process and I was able to get to a position to be able to renew in August.

Easy to navigate website and set up StarStarStarStarStar
Scott Sloan - July 11, 2025 - Single Trip Travel Insurance

Easy simple website. Used them before and will continue to do so

StarStarStarStarStar
Charlotte Backhouse - July 10, 2025 - Single Trip Travel Insurance

Great Service!

Over
10 MILLION
insured

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