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Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty program.

Comprehensive Cover

Up to £7,500 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you break down
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million insured
Over 20,000 customer reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

Compare our cover

£14.34
Standard price

£11.47
Best loyalty price**

£309.68

£341.88

£173.04

£276.15

What's included

CoverForYou

Avis

Europcar

Sixt

Enterprise

Max days (per trip)

8 days

7 days

7 days

7 days

7 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to CoverForYou Plus members, in most cases CoverForYou Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£7,500

Excess Cover

Unlimited trips for a year covering up to £7,500 of excess across the policy duration.

94 Days

Trip Duration

Worldwide cover for up to 94 days per rental.

10

Main Drivers

Cover up to 10 main drivers who can independently travel and hire a car on annual policies.

8

Named Drivers

Cover will automatically extend to named drivers you add to your Car Hire Agreement.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus
Feefo logo Feefo Gold Trusted Service Award

Reviews

Excellent service StarStarStarStarStar
Trusted Customer - September 8, 2026 - Annual Multi-Trip Travel Insurance

Always very helpful in resolving any problems

Great customer service StarStarStarStarStar
Trusted Customer - September 7, 2026 - Annual Multi-Trip Travel Insurance

Very user friendly and helpful Explained everything clearly and checked everything we needed covered, So much better then trying to complete online

Travel insurance StarStarStarStarStar
Andrew Thomas - September 7, 2026 - Single Trip Travel Insurance

Excellent, easy payment and great cover

Annual travel quote StarStarStarStarStar
stephen willsone - September 6, 2026 - Annual Multi-Trip Travel Insurance

Nice and easy quote experience

Excellent StarStarStarStarStar
Trusted Customer - September 6, 2026 - Annual Multi-Trip Travel Insurance

Muskann was very help full easy to talk too

Easy purchase StarStarStarStarStar
Nigar Alakbarli - September 5, 2026 - Single Trip Travel Insurance

Smooth and easy purchase

100% Would Recommend StarStarStarStarStar
Trusted Customer - September 5, 2026 - Annual Multi-Trip Travel Insurance

Very good and easy to purchase

Good service StarStarStarStarStar
Trusted Customer - September 5, 2026 - Single Trip Travel Insurance

Received text on arrival and once returned from holiday, with number to call with any problem/claim. Good service, have just used again.

Superb, couldn't be better,.. StarStarStarStarStar
Andrew Phillips - September 5, 2026 - Single Trip Travel Insurance

Great cover at a great price including all the elements I required with only a £50 vol excess, the Ruby level of cover was one of the cheapest premiums, at under £46. Plus it included a free 1Gb esim. This policy has the most comprehensive list of holiday/sport/recreational activities included as standard, covering 99%+ of what you'd ever do in Madeira. No need for Winter/Sport 1/Sport2 etc additional premiums, unless your a No Fear adrenaline junkie?

Professional service StarStarStarStarStar
David Rice - September 5, 2026 - Annual Multi-Trip Travel Insurance

Very helpful and informative,

StarStarStarStarStar
Krystian Konieczny - September 4, 2026 - Single Trip Travel Insurance

Great service

StarStarStarStarStar
Trusted Customer - September 3, 2026 - Single Trip Travel Insurance

Easy website to use

easy great StarStarStarStarStar
Trusted Customer - September 3, 2026 - Single Trip Travel Insurance

VERY HELPFUL GREAT PRICE AND THE MORE YOU USE THEM THE MORE % YOU CAN GET REDUSED PLUS YOU CAN GET ENTERD IN A FREE DRAW EVERY FEW MONTHS, I HAVE WON TWICE

Straightforward and prompt communication StarStarStarStarStar
Trusted Customer - September 3, 2026 - Single Trip Travel Insurance

Easy and straightforward online application and instant quote. When my documents came through I noticed I had made an error. Messaged Coverforyou and they sorted it without fuss and new documents were issued promptly. A good service….

StarStarStarStarStar
Versilo Antao - September 3, 2026 - Single Trip Travel Insurance

It was very smooth process and selecting

StarStarStarStarStar
Trusted Customer - September 3, 2026 - Single Trip Travel Insurance

very clear and concise information and pricing

Fantastic professional service StarStarStarStarStar
Mike Hinden - September 3, 2026 - Annual Multi-Trip Travel Insurance

Needed to amend my daughters travel policy as she had an additional unexpected medical condition to add. Grace was thoroughly professional and a pleasure to deal with. Nothing was a problem and the amendment was completed within 5 minutes. Excellent service.

StarStarStarStarStar
David Bush - September 2, 2026 - Single Trip Travel Insurance

Good

Excellent StarStarStarStarStar
Theresa davies - September 2, 2026 - Single Trip Travel Insurance

Brilliant customer service and support when needed to make a claim, great company, easy to navigate through the site. Highly recommend using them great deals.

StarStarStarStarStar
Trusted Customer - September 2, 2026 - Gadget Insurance

Charlie dealt professionally and politely with my cancellation thank you.

Over
10 MILLION
insured

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