CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.
Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy
Over 10 million Insureds
Over 10,000 Trustpilot reviews
Unique Loyalty Club Scheme
Loyalty Customers always pay less
£14.56
Standard price
£11.65
Best loyalty price**
£228.22
£233.50
£391.85
CoverForYou
Avis
Europcar
Sixt
Max days (per trip)
8 days
8 days
8 days
8 days
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Optional
Cost*
Max days (per trip)
Excess / Deposit reimbursement
Misfuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
£14.56
Standard price
£11.65
Best loyalty price**
8 days
£228.22
8 days
£233.50
8 days
Optional
£391.85
8 days
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
£10,000
Unlimited trips for a year covering up to £10,000 of excess across the policy duration.
62 Days
Worldwide cover for up to 62 days per rental.
2
Cover up to two main drivers who can independently travel and hire a car.
7
Named drivers can drive any hire car rented by a main driver and receive full coverage.
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
So what makes CoverForYou Club special?
Already a policy holder?
Access the CoverForYou Club
Reviews
Easy to apply and put existing conditions
As always the Agent was excellent and the renewal process went very smoothly
Brilliant services and Bradley also told me about the app which is really handy
Simple to navigate. Covered the areas I needed covering
First class, assistant very helpful
Christian answered the call very quickly and was very kind and efficient. He took me through all the details and waited on the line while I checked the policy change emailed to me and agreed the changes to the cover. If only every insurance company was like this!
After having let my renewal expire, after using Cover for you for a few previous years I contacted them and spoke with susie , whom added my previous loyal customer discount to my new policy ! Susie was informative, clear and precise in putting together my quote for specifics I wanted , mainly having longer than the general 31 day policy length I opted for ruby cover as I’d always previously had at a very competitive annual cost for multi trip worldwide cover, One very happy customer knowing I have peace of mind for my future travels within the year.. thank you susie for the help in achieving that outcome today great service.
Very prompt and polite reply. No charge for the admin amendments requested and all resolved within a few hours.
Good value and easy to update details.
Very helpful and polite
The call was answered quickly and the enquiry was dealt with effectively and to our satisfaction Spencer was very professional and understanding and made the whole process easier. Also listened explained and gave helpful information throughout
Easy to access Bradley was very helpful
Have been using the travel insurance for about 3years now. Great that it has multiple trips insurance that last for the year. Good competitive prices and get discount for being loyal customers. Have referred friends.
Tomas was very thorough and helpful. He answered my queries clearly and concisely.
Bradley was helpful, concise and efficient
Excellent customer service listened to exceptionally by Michaela thank you so much for all your assistance today
Can’t really rate them fully as only got cover with them and not used it
Easy to answer took less than 3 minutes
It was easy to sign up for the policy and the price was good. I can’t comment on the claims process or customer service as I hope it’s purely for cover.
TravelMate
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