Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Up to £10,000 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you breakdown
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

£17.47
Standard price

£13.98
Best loyalty price**

£201.42

£180.53

£245.93

What's included

CoverForYou

Avis

Europcar

Sixt

Max days (per trip)

8 days

8 days

8 days

8 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Personal Possessions

Lock Out

Breakdown Recovery

Optional

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 13th June 2024 and based on quotes obtained directly from each competitors website for a rental at Alicante airport from 13th June to 20th June 2024 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to CoverForYou club members, in most cases CoverForYou club loyalty discount will vary between 15% and 20%, see club benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£10,000

Excess Cover

Unlimited trips for a year covering up to £10,000 of excess across the policy duration.

62 Days

Trip Duration

Worldwide cover for up to 62 days per rental.

2

Main Drivers

Cover up to two main drivers who can independently travel and hire a car.

7

Named Drivers

Named drivers can drive any hire car rented by a main driver and receive full coverage.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

trip StarStarStarStarStar
Trusted Customer - June 21, 2025 - Single Trip Travel Insurance

When I chose my insurance cover it was very straightforward and easy to understand.it was a good price for my trip and will be choosing the company again.

StarStarStarStarStar
Louise Wilson - June 21, 2025 - Annual Multi-Trip Travel Insurance

Great service and price yet again

StarStarStarStarStar
Louise Wilson - June 21, 2025 - Single Trip Travel Insurance

Great service,great price

Travel insurance StarStarStarStarStar
Georgia Grimes - June 21, 2025 - Single Trip Travel Insurance

N/A

StarStarStarStarStar
Trusted Customer - June 21, 2025 - Single Trip Travel Insurance

Very helping when I needed to add illness onto insurance I had already taken out

StarStarStarStarStar
Trusted Customer - June 21, 2025 - Single Trip Travel Insurance

Simple to use and good value for money

Medical coverage update StarStarStarStarStar
andrew knight - June 20, 2025 - Annual Multi-Trip Travel Insurance

The service was excellent and was very straightforward and well explained all the way through the process

Friendly and Helpful StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

Absolutely brilliant call handler answered, sorted my insurance pack for me to have ot sent to me by post Very friendly and helpful.

Qucik and easy! StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

Quick and easy, good options for cover.

Brilliant service StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

Very friendly lady and extremely helpful.

StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

kind and helpful

Mint StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

Good

Cheapest price online through moneysupermarket StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

Great prices and easy to purchase online. Cheapest personal cover I could find.

StarStarStarStarStar
Trusted Customer - June 19, 2025 - Single Trip Travel Insurance

Good

Holiday insurance StarStarStarStarStar
Trusted Customer - June 19, 2025 - Single Trip Travel Insurance

I can't really say about the service as I have only taken out the holiday insurance, good at keeping me informed through e mails

Holiday 2026 StarStarStarStarStar
Trusted Customer - June 19, 2025 - Single Trip Travel Insurance

Great cover and price for a one off holiday next Spring 2026.

Changing the insurance cover StarStarStarStarStar
Arzu Maral - June 19, 2025 - Single Trip Travel Insurance

I have an excellent customer service from Anka, she new what she was doing, extremely helpful .

StarStarStarStarStar
Trusted Customer - June 18, 2025 - Single Trip Travel Insurance

Efficient and easy to understand.

Great service StarStarStarStarStar
Trusted Customer - June 18, 2025 - Single Trip Travel Insurance

Quick fast helpful service

Thanks Nicky StarStarStarStarStar
Trusted Customer - June 18, 2025 - Annual Multi-Trip Travel Insurance

Very helpful and attentive - thanks Nicky!

Over
10 MILLION
insured

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