Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£37.60 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

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Reviews

Best travel cover StarStarStarStarStar
Lewis Hollan - May 21, 2025 - Single Trip Travel Insurance

Quick and easy app is simple to use

StarStarStarStarStar
Trusted Customer - May 21, 2025 - Single Trip Travel Insurance

Very friendly and informative

Very quick at responding! StarStarStarStarStar
Michaela Collins - May 21, 2025 - Single Trip Travel Insurance

I had to change the dates of my travel insurance because my holiday had been slightly amended. I was worried it’d take ages and be difficult to sort (most insurance companies are!), but all I had to do was send an email. Anca at Cover for You emailed me back straight away and the dates were amended in less than 30 minutes and I immediately received my updated policy schedule. I couldn’t fault that service whatsoever!

StarStarStarStarStar
Gavin Griffin - May 21, 2025 - Annual Multi-Trip Travel Insurance

Been a customer for 4 years - always easy to use website

StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Great service

Thank you, Bradley! StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Bradley was very kind to help me sort out a change to a policy. He was very patient with my questions, and I thank him for going out of his way to help me today.

StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Quick and easy website to navigate

StarStarStarStarStar
Trusted Customer - May 20, 2025 - Annual Multi-Trip Travel Insurance

Really helpful, dealt with my query efficiently and effectively. Great customer service

Easy to speak to about an update StarStarStarStarStar
Janice Mitchelson - May 20, 2025 - Single Trip Travel Insurance

I had a very pleasant polite and helpful agent Dikra today, she added a note to my policy as I wished to update a health matter and she done it for me with a lovely manner

Excellent service and help choosing travel cover StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

I called in to clarify some points that I wasn't clear on when I tried to purchase online. I spoke to Miriam who was amazing. Incredibly helpful, kind and patient and she explained the travel cover, and in particular the pre existing medical condition part of the cover, thoroughly. If I hadn't received that level of assistance, detail and professionalism I would not have purchased the policy. Miriam was able to answer all my questions and I feel confident that I chose the right policy thanks to her help. Thank you so much!

Agents very polite and friendly. StarStarStarStarStar
Trusted Customer - May 20, 2025 - Annual Multi-Trip Travel Insurance

Thankfully never had to claim. Easy to deal with.

Excellent customer service StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Very professional in handling my query and very helpful with the advice I was given.

Cover for you - look no further StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Muskaan was extremely helpful. Give that lady a pay rise!

Great affordable insurance StarStarStarStarStar
Pamela Whitmarsh - May 20, 2025 - Single Trip Travel Insurance

Easy to use website, and affordable insurance covering exactly what I need

Easy Update to medical conditions StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Problem understood and resolved quickly

Helpful service to renew our cover StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Helpful service to renew our cover, thank you. Didn't have to wait too long to speak to someone and happy with the level of cover.

Friendly professional service. StarStarStarStarStar
Janet Horsman - May 20, 2025 - Annual Multi-Trip Travel Insurance

Anca was fantastic at dealing with my query in a friendly, clear and professional way. She quickly put my mind at rest. Excellent communication skills.

Clear Trusted information for your policy needs StarStarStarStarStar
Anthony Allder - May 19, 2025 - Single Trip Travel Insurance

Clear concise web site , excellent final checks covering your trip

Quick and easy and good price StarStarStarStarStar
Julie - May 19, 2025 - Single Trip Travel Insurance

Always straight forward to obtain a quote and purchase travel insurance. Good price too.

StarStarStarStarStar
Annette Winstanley - May 19, 2025 - Annual Multi-Trip Travel Insurance

Excellent very professional

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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