Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£47 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

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What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

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Reviews

Cover for You top holiday insurance provider StarStarStarStarStar
Adam Ward - August 30, 2025 - Annual Multi-Trip Travel Insurance

Cover for you holiday insurance is really good value for money. The customer web site is easy to use and very clear to make amendments etc. Their loyalty bonus is also worth having. the more you use Cover for you the more discount you receive on your chosen policy.

Up and away StarStarStarStarStar
Trusted Customer - August 30, 2025 - Single Trip Travel Insurance

Professional and concise.

Great service as always StarStarStarStarStar
Trusted Customer - August 30, 2025 - Single Trip Travel Insurance

Great easy application and always really competitive on price.

Our go to for travel insurance StarStarStarStarStar
Trusted Customer - August 29, 2025 - Annual Multi-Trip Travel Insurance

Always quick and efficient. Very helpful, and reasonably priced.

StarStarStarStarStar
Lee Mitchison - August 29, 2025 - Single Trip Travel Insurance

Really helpful with what i needed great support

Travel insurances StarStarStarStarStar
Trusted Customer - August 29, 2025 - Single Trip Travel Insurance

I got an answer to my question .

Quick answer StarStarStarStarStar
Trusted Customer - August 29, 2025 - Annual Multi-Trip Travel Insurance

I sent an email request to check a policy detail and received a response answering my questions in full within 10 mins. What more can you ask for.

Friendly and English customer service StarStarStarStarStar
Chris Aitken - August 29, 2025 - Annual Multi-Trip Travel Insurance

Spoke with Nicky on the phone today, and found her to be friendly, polite and helpful. I've used CoverForYou for a couple of years now, and thou luckily I've never had to make a claim, I've found them to be amongst the cheapest on the market!

StarStarStarStarStar
Trusted Customer - August 29, 2025 - Single Trip Travel Insurance

Good easy to use

Affordable, easy to purchase, helpful StarStarStarStarStar
Trusted Customer - August 29, 2025 - Single Trip Travel Insurance

Very affordable and all information available and was able to acquire insurance immediately. When returning from the trip the company immediately contacts me to help me claim if needed which was very good.

Updating medical condition StarStarStarStarStar
Dawn Buckle - August 29, 2025 - Annual Multi-Trip Travel Insurance

Was very easy to update a recent health update following the links through the app. Dikra was very efficient and my policy was updated straight away.

First class service StarStarStarStarStar
Trusted Customer - August 29, 2025 - Annual Multi-Trip Travel Insurance

Easy access to a real person, rare these days, polite knowledgable and efficient. All round a great service

Nicky is a fantastic advisor StarStarStarStarStar
Trusted Customer - August 29, 2025 - Single Trip Travel Insurance

Nicky was absolutely brilliant. Very bubbly, friendly and helpful in making a change to my policy. Would recommend purely based off of my experience with Nicky ⭐️ ⭐️ ⭐️ ⭐️ ⭐️

Excellent customer service StarStarStarStarStar
Scott Chambers - August 29, 2025 - Annual Multi-Trip Travel Insurance

Excellent customer service, very professional and helpful and resolved my queries in minutes.

StarStarStarStarStar
Trusted Customer - August 29, 2025 - Single Trip Travel Insurance

Easy

Positive and helpful experience . StarStarStarStarStar
Trusted Customer - August 29, 2025 - Single Trip Travel Insurance

Spencer was very pleasant and helpful throughout the process. He was very patient in answering questions and found out information if required. At the end , when he said he would call back he did so to complete the transaction. It was a very positive experience .

Well done Diexter StarStarStarStarStar
Deborah Cockcroft - August 28, 2025 - Annual Multi-Trip Travel Insurance

Diexter was very pleasant, well spoken and explained everything very well helping me to understand.

Holiday insurance policy update. StarStarStarStarStar
Trusted Customer - August 28, 2025 - Single Trip Travel Insurance

Excellent, helpful and understanding telephone call to discuss and update our policy.

Over
10 MILLION
insured

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