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Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£47 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

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Reviews

StarStarStarStarStar
Trusted Customer - May 31, 2026 - Annual Multi-Trip Travel Insurance

used before and were very good

StarStarStarStarStar
Trusted Customer - May 31, 2026 - Annual Multi-Trip Travel Insurance

Everything explained well

StarStarStarStarStar
Trusted Customer - May 31, 2026 - Single Trip Travel Insurance

This is my 3rd year with using this service and I will never use any other insurance provider other than this one

StarStarStarStarStar
Trusted Customer - May 29, 2026 - Single Trip Travel Insurance

Excellent service highly recommended

StarStarStarStarStar
Michael Phillips - May 29, 2026 - Single Trip Travel Insurance

Quick and easy to sort out with a very competitive price

Perfect customer service StarStarStarStarStar
Deborah - May 29, 2026 - Single Trip Travel Insurance

I received excellent customer service, to amend the policy that was recently purchased. Also learned about the app that I will now download for help & support while away on holiday.

Experience StarStarStarStarStar
Trusted Customer - May 29, 2026 - Single Trip Travel Insurance

Quick and efficient service

I would recomend this company StarStarStarStarStar
Daniel Shaw - May 29, 2026 - Single Trip Travel Insurance

Its easy to use and good prices.

Great value StarStarStarStarStar
Gareth jones - May 29, 2026 - Single Trip Travel Insurance

I have used them twice and it nice and simple to sort and great value with several cover options

Excellent service StarStarStarStarStar
Trusted Customer - May 29, 2026 - Single Trip Travel Insurance

Excellent I spoke with Charlie today about a change to my policy he updated it for me quickly He was very polite and easy to speak to. Thank you

Great customer service StarStarStarStarStar
Trusted Customer - May 29, 2026 - Annual Multi-Trip Travel Insurance

Called customer service, really helpful, took time to go through web pages and help navigate changes,provided lots of helpful information.Thanks again Bradley.

Reasonable price. StarStarStarStarStar
Trusted Customer - May 29, 2026 - Single Trip Travel Insurance

Very straightforward to set up online. Very reasonable price, fir peaceof mind ... I went through Martin Lewis's money saving expert site.

Great cover, easy process StarStarStarStarStar
Trusted Customer - May 29, 2026 - Annual Multi-Trip Travel Insurance

Easy to do business with, straightforward quote and buy process. Love the option to tailor the cover to your needs.

Excellent customer service from Bradley StarStarStarStarStar
Trusted Customer - May 29, 2026 - Single Trip Travel Insurance

I would like to thank Bradley for his assistance in updating my travel insurance policy. The service provided was professional, clear, and efficient throughout. He took the time to explain the process thoroughly and ensured that all updates were handled correctly and without any difficulty. The experience was smooth and reassuring, and I am very satisfied with the support received. Excellent customer service.

5 star service StarStarStarStarStar
Trusted Customer - May 28, 2026 - Annual Multi-Trip Travel Insurance

excellent service well priced easy system to use

Positive feedback for Diexter StarStarStarStarStar
Beata Golanska - May 28, 2026 - Annual Multi-Trip Travel Insurance

Dear CoverForYou Team, I would like to provide positive feedback regarding a member of your customer service team, Diexter. He was extremely polite, professional, patient, and genuinely helpful while assisting me with questions about my upcoming trip to the Pamir Highway in Tajikistan. He took the time to carefully check the underwriting details and clearly explained the cover available under my policy. After initially receiving information that suggested my trip may not be covered, Diexter went the extra mile to investigate further and was able to confirm the correct underwriting position. This saved me a great deal of unnecessary stress and expense. I really appreciated his professionalism and excellent customer service, and I wanted to make sure this feedback was passed on. Kind regards,

Best Insurance. StarStarStarStarStar
Lee Ebbs - May 27, 2026 - Single Trip Travel Insurance

Very good service quickly sorted , very competitive.Would definitely recommend to others.

Easy to update medical conditions by phone StarStarStarStarStar
Trusted Customer - May 27, 2026 - Annual Multi-Trip Travel Insurance

Phoned to update medical conditions. Call handler was calm, polite and patient. Understood our requirements and had the knowledge to understand the medical terms we were using. The process was quick and easy.

Excellent StarStarStarStarStar
Trusted Customer - May 27, 2026 - Single Trip Travel Insurance

Lovely to speak to Nicky . Helped me understand my health issues.very happy to Talk to someone . Than online

An excellent personal customer service experience StarStarStarStarStar
Andrea Jago - May 27, 2026 - Annual Multi-Trip Travel Insurance

Had an enquiry about my annual travel insurance policy. Call was answered promptly and Giavanna was able to answer my question and update my policy with accuracy and efficiency. She was polite and friendly and the call was dealt with in a professional manner. Thank you

Over
10 MILLION
insured

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