Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£37.60 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

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Reviews

StarStarStarStarStar
Kathleen Readman - April 30, 2025 - Single Trip Travel Insurance

Easy to understand

holiday insurance StarStarStarStarStar
David Smith - April 30, 2025 - Single Trip Travel Insurance

excellent customer service needed to change date because travel company cancelled quick response easy to use email service all sorted withing a couple of days abig thankyou

Very good StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Susy always very helpful easy step by step quote

EASY StarStarStarStarStar
Helen Eynon - April 30, 2025 - Single Trip Travel Insurance

Very easy to navigate from start to finish. Very competitive quote

Easy and not expensive StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Very easy to find the right cover

Excellent StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Keep up the good work. Excellent Customer Service.

StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Excellent

Thank you Mirian StarStarStarStarStar
Steve Thompson - April 30, 2025 - Annual Multi-Trip Travel Insurance

Mirian was very helpful and knowledgeable about all your products.

StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

very efficient

Thank you Susie StarStarStarStarStar
Lauren Hughes - April 30, 2025 - Annual Multi-Trip Travel Insurance

Susie was very helpful on the phone and I didn’t have to wait at all to get through when calling customer service.

Excellent Service StarStarStarStarStar
Carol Tod - April 30, 2025 - Annual Multi-Trip Travel Insurance

I spoke to a very helpful gentleman. Alex Bradley. He was well spoken, very easy to understand and extremely helpful. He took his time to explain everything and went through every option that was available for me to find the best deal. Could not be happier with the service I received!

Delighted with the service StarStarStarStarStar
Trusted Customer - April 30, 2025 - Annual Multi-Trip Travel Insurance

Delighted with the service and professionalism dealing with Mikhala, to change details on mu travel policy.

Would recommend StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Easy to navigate website

StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Sorted out my issue straight away explaining everything to me

StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Easy to use

StarStarStarStarStar
Trusted Customer - April 29, 2025 - Annual Multi-Trip Travel Insurance

Quick and easy. Polite and informative.

Great customer service StarStarStarStarStar
Sunita Rani - April 29, 2025 - Annual Multi-Trip Travel Insurance

I wanted to make a change on the policy. I spoke to Suzy and we went through the process thoroughly. She was very nice and did not rush me. Very happy with the outcome.

Muskaan was exceptional StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Nice tone Very helpful Very knowledgeable Dealt with my query at the first point of contact

Excellent service StarStarStarStarStar
Trusted Customer - April 29, 2025 - Annual Multi-Trip Travel Insurance

The phone was answered quickly. The agent was polite and helpful, even though dithered and forgot something. Excellent service.

Over
10 MILLION
insured

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