Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£47 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

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Reviews

Last minute travel insurance sorted StarStarStarStarStar
Christopher Ward - October 7, 2025 - Annual Multi-Trip Travel Insurance

Simple, straightforward and speedy quote and cover, able to pull up my information despite a year gap. Charlie talked me through the various steps and got me sorted.

Great Service StarStarStarStarStar
Trusted Customer - October 7, 2025 - Single Trip Travel Insurance

Quick & easy to sort

Friendly and helpful when contacting cover to you StarStarStarStarStar
Trusted Customer - October 7, 2025 - Annual Multi-Trip Travel Insurance

Emily was very polite and helpful on the call about the change in my medical conditions and she dealt with it very quickly Thanks

Recommend from personal experience StarStarStarStarStar
Trusted Customer - October 7, 2025 - Single Trip Travel Insurance

Have previously used this company and, unlike others, they make the claims process straightforward if you're unlucky enough to need to make a claim. Easy to get a quote and any questions are answered promptly by email.

StarStarStarStarStar
Trusted Customer - October 7, 2025 - Annual Multi-Trip Travel Insurance

Christian was very helpful and friendly, and dealt with my query quickly and with professionalism. Would recommend Cover for You insurance

Constant communication!!! StarStarStarStarStar
DAVID KELLY - October 7, 2025 - Single Trip Travel Insurance

Excellent communication during the purchase process along with contact during the insurance cover period including contact after the expiry of the policy to ensure everything was OK, this is a first for me so well done Cover for You!!

Great service StarStarStarStarStar
Trusted Customer - October 7, 2025 - Single Trip Travel Insurance

Excellent, quick, adviser, Nicky knew their stuff

Change to policy StarStarStarStarStar
Trusted Customer - October 7, 2025 - Annual Multi-Trip Travel Insurance

Excellent customer service, very clear explanations of questions and easy to make changes to my policy. Call quickly answered and lovely customer service agent help me update my medical history. Would recommend cover for you to all friends and family. I have had cover for you policies for many years. Great service.

Issue resolved StarStarStarStarStar
Trusted Customer - October 7, 2025 - Single Trip Travel Insurance

Perfect, issue resolved in minutes.

StarStarStarStarStar
Martin Strong - October 6, 2025 - Annual Multi-Trip Travel Insurance

Very nice fella very easy to change my policy

StarStarStarStarStar
Socrates Furtado - October 6, 2025 - Annual Multi-Trip Travel Insurance

Agent was very helpful and gave us all options to pick from. We just called to ask 1 question and he helped us with a lot more. Excellent service

travel insurance StarStarStarStarStar
Trusted Customer - October 6, 2025 - Annual Multi-Trip Travel Insurance

polite and nice

5 stars StarStarStarStarStar
Trusted Customer - October 6, 2025 - Annual Multi-Trip Travel Insurance

Get conversation on telephone first went through it perfectly and I was able to renew with a loyalty discount this was for my son I have all the family covered with CoverForYou highly recommended

Excellent StarStarStarStarStar
Trusted Customer - October 6, 2025 - Single Trip Travel Insurance

Excellent in all respects

Great Service StarStarStarStarStar
Trusted Customer - October 6, 2025 - Annual Multi-Trip Travel Insurance

Great service from Susie. Very knowledgeable.

Top marks for staff StarStarStarStarStar
denise brownlee - October 6, 2025 - Single Trip Travel Insurance

I thought the help I got today was 100%. The member of staff I spoke to Susie could not have been more helpful or pleasant.

Travel update StarStarStarStarStar
Graham Brown - October 6, 2025 - Annual Multi-Trip Travel Insurance

Efficient and friendly service

Friendly customer service team StarStarStarStarStar
Chris in Edinburgh - October 6, 2025 - Single Trip Travel Insurance

Susie was helpful, extremely efficient and made the process of updating a travel policy very simple.

Swift and easy. StarStarStarStarStar
Aidan - October 5, 2025 - Annual Multi-Trip Travel Insurance

Swift and easy. Good price also.

StarStarStarStarStar
Trusted Customer - October 5, 2025 - Annual Multi-Trip Travel Insurance

Easy to apply and complete

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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