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Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£47 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - April 27, 2026 - Single Trip Travel Insurance

Very easy process to apply with very competitive price despite a Medical condition applied.

All round great job! StarStarStarStarStar
Trusted Customer - April 27, 2026 - Single Trip Travel Insurance

Always great cover for a great price! I won’t go anywhere else for my travel insurance!

Holiday Insurance Quote StarStarStarStarStar
Trusted Customer - April 27, 2026 - Annual Multi-Trip Travel Insurance

Emily was polite courteous and extremely patient and kind throughout our call Information was shared carefully and conscientiously

Quick and helpful StarStarStarStarStar
Geoff - April 27, 2026 - Annual Multi-Trip Travel Insurance

Charlie was friendly and helpful giving quick and precise answers to my questions.

Easy to get through to a humans. StarStarStarStarStar
Trusted Customer - April 26, 2026 - Annual Multi-Trip Travel Insurance

Easy to get through to support line and advisor Christian was very helpful with my policy changes.

StarStarStarStarStar
Trusted Customer - April 25, 2026 - Annual Multi-Trip Travel Insurance

Very good product and service

Europe quotes StarStarStarStarStar
Trusted Customer - April 25, 2026 - Single Trip Travel Insurance

Good value and great discount to help beat competitive quotes - hopefully the app will “remember” medical details securely so that don’t have to fill it all out again

Excellent value for money StarStarStarStarStar
Mustafa - April 25, 2026 - Single Trip Travel Insurance

Good defatting rating. Good value for money for the cover. Very straightforward process start to finish.

Spencer was amazing !! StarStarStarStarStar
Wendy Jones - April 25, 2026 - Annual Multi-Trip Travel Insurance

Rang to discuss travel insurance, in relation to worldwide inc USA Spoke to Spencer who was amazing, so very polite and saved me money on a renewal and increased cover nothing was too much trouble,

Excellent service StarStarStarStarStar
J. Morrison - April 24, 2026 - Single Trip Travel Insurance

Any time I've had to phone, the staff have always been incredibly helpful and understanding. Today's experience with Anca was exactly the same. Polite, friendly, professional and understanding. I was updating my medical details and Anca took me through the process and stayed on the phone whilst I accessed my documents, checked the changes and confirmed them. Whilst Cover For You provides competitive pricing and comprehensive cover options, their customer service is excellent and that is a huge plus these days. That's why I'm a repeat customer. Highly recommended. Thank you.

Cruise insurance StarStarStarStarStar
Elizabeth Casey - April 23, 2026 - Single Trip Travel Insurance

Was a very easy experience to book cruise insurance not very clued up on doing things like that but was quite simple.

First class service StarStarStarStarStar
Trusted Customer - April 23, 2026 - Single Trip Travel Insurance

Christian is friendly, efficient and highly professional. I was extremely impressed by his service today and would highly recommend.

StarStarStarStarStar
Trusted Customer - April 23, 2026 - Single Trip Travel Insurance

Very easy. Clear instructions and inclusions and good price!

Excellent service StarStarStarStarStar
Trusted Customer - April 23, 2026 - Single Trip Travel Insurance

Susie was extremely helpful on my call and assisted me through the purchasing process, while being informative and understanding when I made a mistake.

Simple online purchase system StarStarStarStarStar
Tom - April 22, 2026 - Single Trip Travel Insurance

Simple online purchase, and the second time I've bought from Cover for you; I did have issues with the payment screen when I tried to complete on my mobile, but that was probably more to do with needing to authorise it on my banking app on the same device.

Great price. StarStarStarStarStar
Trusted Customer - April 22, 2026 - Single Trip Travel Insurance

Quick, easy to order. Great price l.

Quick and easy! StarStarStarStarStar
Trusted Customer - April 22, 2026 - Single Trip Travel Insurance

Easy, quick, straightforward process to purchase travel insurance online. I'm not going to expand on that - it would prolong the process making it not so quick after all!

Great customer services StarStarStarStarStar
Amanda Cooke - April 22, 2026 - Single Trip Travel Insurance

Great customer service, fast response time and very informative. Could not have helped more.

Rabo Rabo StarStarStarStarStar
Trusted Customer - April 22, 2026 - Single Trip Travel Insurance

As good as it has been every year

Travel insures StarStarStarStarStar
Trusted Customer - April 22, 2026 - Annual Multi-Trip Travel Insurance

Excellent service , to get a quote , you just need your email address.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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