Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£47 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

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Reviews

StarStarStarStarStar
Amarjit Bharath - July 21, 2025 - Single Trip Travel Insurance

Friendly staff, informed me of what more I can expect from the app and who to contact on medical advise.

Brilliant service StarStarStarStarStar
Trusted Customer - July 21, 2025 - Annual Multi-Trip Travel Insurance

Exceptional service - phone was answered in minutes, the lady who we spoke to was friendly, helpful and thorough and went through all our concerns in depth. So impressed and grateful to her!

Policy amendment StarStarStarStarStar
Rachel - July 21, 2025 - Single Trip Travel Insurance

Nicky was fantastic and was able to help me with a change to my policy. She was very friendly, knowledgeable and pleasant to deal with, a real asset to the company

Policy update StarStarStarStarStar
Trusted Customer - July 21, 2025 - Single Trip Travel Insurance

Quick and easy to update my policy.

Europe or Europe restricted StarStarStarStarStar
Trusted Customer - July 20, 2025 - Single Trip Travel Insurance

I waa confused about being covered for europe or europe restricted. I got a reply saying restricted would cover my journey and i can cancel the one id bought and get a full refund. I did this and then set up a new policy which was slightly cheaper.

Cruise StarStarStarStarStar
Trusted Customer - July 20, 2025 - Single Trip Travel Insurance

We thought cover for you was value for money

Great service StarStarStarStarStar
Terence Hodgens - July 20, 2025 - Annual Multi-Trip Travel Insurance

Have used this company on numerous occasions now! Good service, good level of cover available and great price!

StarStarStarStarStar
Emma Hall - July 20, 2025 - Annual Multi-Trip Travel Insurance

Easy renewal

Good company StarStarStarStarStar
Trusted Customer - July 19, 2025 - Annual Multi-Trip Travel Insurance

A comprehensive policy at a reasonable price

StarStarStarStarStar
Peter King - July 19, 2025 - Annual Multi-Trip Travel Insurance

easy and great value

Great service StarStarStarStarStar
Tim Summersby - July 18, 2025 - Annual Multi-Trip Travel Insurance

Very good customer service, felt like the sales representative was thoughtful and helpful

Excellent Customer Service- Susie was really helpful StarStarStarStarStar
Adrian Ellis - July 18, 2025 - Single Trip Travel Insurance

Susie was really helpful. Clearly explained what I needed to know.

Great online quote system StarStarStarStarStar
Les - July 17, 2025 - Annual Multi-Trip Travel Insurance

Great online quote system. Easy to understand.

Great service StarStarStarStarStar
Trusted Customer - July 17, 2025 - Single Trip Travel Insurance

I telephoned today to request copies of my travel insurance documents to be posted to me. I was very impressed with how quickly my call was answered. I spoke with Susie who was very helpful and also talked me through all the extras I had access to on the cover for you travel mate app. Susie answered all my questions and made me feel at ease. Thank you for a great service.

Great Customer Care StarStarStarStarStar
Trusted Customer - July 17, 2025 - Single Trip Travel Insurance

Great Customer Service, so wonderful to speak to a competent employee with a compassionate and friendly manner. Thanks Spencer!

Perfect service StarStarStarStarStar
Vicky Ellington - July 16, 2025 - Single Trip Travel Insurance

Amazing service today! Lady I was talking with was so so lovely and helpful in every way possible! Wish all people was more like this lady when calling places for help or queries. Sadly I can’t remember her name.

As above StarStarStarStarStar
Seonaid Evans - July 16, 2025 - Single Trip Travel Insurance

quick pleasant and easy.

Amazing StarStarStarStarStar
Trusted Customer - July 16, 2025 - Single Trip Travel Insurance

We been using cover for you for all our trips. Brilliant cover for all budget, and they have been brilliant when we had to make a claim when we got delayed and stuck abroad. Highly recommend for anyone who travelling.

Excellent StarStarStarStarStar
April - July 16, 2025 - Single Trip Travel Insurance

Easy to use and a good price

easy great StarStarStarStarStar
Trusted Customer - July 16, 2025 - Single Trip Travel Insurance

every thing was easy

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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