Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£47 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

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Reviews

StarStarStarStarStar
Trusted Customer - June 30, 2025 - Annual Multi-Trip Travel Insurance

Very efficient

StarStarStarStarStar
Trusted Customer - June 30, 2025 - Single Trip Travel Insurance

Very good & helpfull

StarStarStarStarStar
Lisa Marron - June 29, 2025 - Annual Multi-Trip Travel Insurance

Easy to book great cover at a great price

Great firm StarStarStarStarStar
Trusted Customer - June 29, 2025 - Single Trip Travel Insurance

Never used them for the actual insurance while abroad but I hadn't realised I needed to make an amendment to my documents until I was actually abroad and they were amazing, super quick, no questions asked due to a simple error on my part and they were so friendly, helpful and easy to deal with. I thought it was going to be a nightmare like other insurance but not at all. Will book with them for our next trips.

Second to none StarStarStarStarStar
Reuben North - June 29, 2025 - Single Trip Travel Insurance

I have purchased my travel insurance for over 10 years for multiple trips, they are second to none, when you need them they are there for you, excellent website, easy to navigate, great choice of policies and reasonably priced. Will never is anyone else!

StarStarStarStarStar
Trusted Customer - June 29, 2025 - Annual Multi-Trip Travel Insurance

Quick easy site to use , great competitive rates so this is the 3rd time I have renewed.

StarStarStarStarStar
Trusted Customer - June 28, 2025 - Single Trip Travel Insurance

Very easy to book.

User friendly for online holiday insurance StarStarStarStarStar
Yvonne Bedford - June 28, 2025 - Single Trip Travel Insurance

Easy to get online quote, very reasonable quotes at different levels. Would highly recommend.

How it should be. StarStarStarStarStar
Neill Bolderston - June 27, 2025 - Single Trip Travel Insurance

Very simple and easy process to follow. A great service once again.

Easy renewal StarStarStarStarStar
Trusted Customer - June 27, 2025 - Annual Multi-Trip Travel Insurance

Really easy to navigate web-site. Able to renew annual policy fuss and stress free

Thumbs up StarStarStarStarStar
Trusted Customer - June 27, 2025 - Single Trip Travel Insurance

Really helpful and friendly. Easy to deal with and no long waits on phone. Thanks

Fantastic company StarStarStarStarStar
Trusted Customer - June 27, 2025 - Single Trip Travel Insurance

Really easy to navigate website - good range of cover provided - medical screening wash to work through - extra cover available very well explained. Easy to choose and make payment - documents ready immediately. Brilliant service!

StarStarStarStarStar
Trusted Customer - June 27, 2025 - Single Trip Travel Insurance

Quick and easy

Thank you StarStarStarStarStar
Trusted Customer - June 27, 2025 - Annual Multi-Trip Travel Insurance

Spencer was very helpful and easy to speak with. He dealt with my query in a very professional manner.

Excellent customer service StarStarStarStarStar
Trusted Customer - June 27, 2025 - Single Trip Travel Insurance

Excellent customer service received on my call. Bradley talked me through my policy options, answered my questions, ensured I had entered the right information, and was a pleasure to talk to. Thankyou so much for your patience and time Bradley

StarStarStarStarStar
Trusted Customer - June 27, 2025 - Single Trip Travel Insurance

How efficiently my issue was resolved.

StarStarStarStarStar
Emma Ambler - June 26, 2025 - Single Trip Travel Insurance

Amazing

Good customer service StarStarStarStarStar
Trusted Customer - June 26, 2025 - Single Trip Travel Insurance

Excellent. Nicky was efficient and friendly

Easy online application StarStarStarStarStar
Trusted Customer - June 26, 2025 - Single Trip Travel Insurance

Very easy online application with provision for pre-existing conditions and reasonable cost.

Over
10 MILLION
insured

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