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Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£47 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Would recommend StarStarStarStarStar
Trusted Customer - April 3, 2026 - Annual Multi-Trip Travel Insurance

This is my 3rd time I am using their service. It is easy to buy, even if one has existing medical conditions. Renewal is a breeze.

Travel StarStarStarStarStar
Trusted Customer - April 3, 2026 - Annual Multi-Trip Travel Insurance

The service I received was very good Very informative and very helpful

StarStarStarStarStar
Trusted Customer - April 2, 2026 - Annual Multi-Trip Travel Insurance

Very well explained by a very knowledgeable agent

Thanks Susie StarStarStarStarStar
Mollie Shay - April 2, 2026 - Annual Multi-Trip Travel Insurance

Excellent customer service and advice from Susie.

Holiday Insurance StarStarStarStarStar
Andrew Wogan - April 2, 2026 - Annual Multi-Trip Travel Insurance

Initial had to go through the telephone triage system to arrive at the correct department- was easy enough to navigate this. When through this initial part of the telephone help line there was no waiting in a queue- straight through to an advisor. Spoke with Suzie. Very friendly and helpful. She took the time to explain the process. And did not hurry me along when I was required to read through the updated insurance policy. 10/10 to Suzie & Cover for you.

Easy-to-use website, 5-star cover StarStarStarStarStar
Alex - April 2, 2026 - Single Trip Travel Insurance

Easy-to-use website and feel confident that if something went wrong on my trip and I needed to make a claim, I would be covered.

Easy site to use. StarStarStarStarStar
Trusted Customer - April 1, 2026 - Single Trip Travel Insurance

Was easy to use, got the cover we were looking for

Travel insurance simplified. StarStarStarStarStar
Trusted Customer - April 1, 2026 - Annual Multi-Trip Travel Insurance

Insurance of any type is always complicated and risky as confusion is part and parcel of the selling pitch to be able to hook the customer. With. Cover. For you there was a certain way to out things that did not feel too scary or dishonest. But the proof of the pudding is in the eating. We will only know when. Something goes wrong.

Summarise StarStarStarStarStar
Trusted Customer - April 1, 2026 - Annual Multi-Trip Travel Insurance

The insurance is expensive but rate is competitive.

Would Recommend StarStarStarStarStar
Trusted Customer - April 1, 2026 - Single Trip Travel Insurance

Very good, great price

Excellent, easy-to-use StarStarStarStarStar
Trusted Customer - March 31, 2026 - Single Trip Travel Insurance

I found the site easy to use and quick to find what I needed. Even had to go back to make changes which was incredibly easy to do and I'm not a tech person..found it good I could download details straight away.

good service StarStarStarStarStar
KARL DYER - March 31, 2026 - Single Trip Travel Insurance

quick and easy to use

StarStarStarStarStar
Kay Horsfield - March 31, 2026 - Annual Multi-Trip Travel Insurance

Straightforward getting a price

Simple to get Travel Insurance StarStarStarStarStar
Trusted Customer - March 30, 2026 - Single Trip Travel Insurance

Easy to understand the questions and wording.

Simple and easy! StarStarStarStarStar
Trusted Customer - March 30, 2026 - Single Trip Travel Insurance

Really helpful, got my cover sorted quickly and easily and talked me through the process. Nice and simple to do and good peace of mind now knowing we are covered for our trip. I would use them again! Susie was really lovely to talk to!

Cover that suits you StarStarStarStarStar
Trusted Customer - March 30, 2026 - Single Trip Travel Insurance

Quick and easy process that gives you the holiday cover that suits your needs

Perfect Service, happy to renew Policy StarStarStarStarStar
Trusted Customer - March 30, 2026 - Annual Multi-Trip Travel Insurance

Renewal due & had to contact Cover For You to change Annual cover from Worldeide to Europe. Phone was answered promptly & member of staff very efficiently revised & renewed my Policy.

Excellent insurance company StarStarStarStarStar
Claire Stuteley - March 30, 2026 - Single Trip Travel Insurance

This is the best experience I have had with travel insurance, or any insurance for that matter. I paid extra for a no excess policy so when my purse was lost/stolen on my trip I was able to claim for the lost cash. The process for claiming was clear and doable. My claim was processed very quickly and paid out. Also, I was really impressed with the welcome home text and email which asked me if I needed to make a claim and offering me a discount on my next policy. I will definitely be purchasing again from this company.

Great and would recommend StarStarStarStarStar
Trusted Customer - March 29, 2026 - Single Trip Travel Insurance

Quick and easy to follow, good price comparison.

Good value and good cover StarStarStarStarStar
Trusted Customer - March 29, 2026 - Annual Multi-Trip Travel Insurance

Thankfully we have never had to utilise the insurance but good value, loyalty and easy to navigate the website

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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