Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£47 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

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Reviews

trip StarStarStarStarStar
Trusted Customer - June 21, 2025 - Single Trip Travel Insurance

When I chose my insurance cover it was very straightforward and easy to understand.it was a good price for my trip and will be choosing the company again.

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Louise Wilson - June 21, 2025 - Annual Multi-Trip Travel Insurance

Great service and price yet again

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Louise Wilson - June 21, 2025 - Single Trip Travel Insurance

Great service,great price

Travel insurance StarStarStarStarStar
Georgia Grimes - June 21, 2025 - Single Trip Travel Insurance

N/A

StarStarStarStarStar
Trusted Customer - June 21, 2025 - Single Trip Travel Insurance

Very helping when I needed to add illness onto insurance I had already taken out

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Trusted Customer - June 21, 2025 - Single Trip Travel Insurance

Simple to use and good value for money

Medical coverage update StarStarStarStarStar
andrew knight - June 20, 2025 - Annual Multi-Trip Travel Insurance

The service was excellent and was very straightforward and well explained all the way through the process

Friendly and Helpful StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

Absolutely brilliant call handler answered, sorted my insurance pack for me to have ot sent to me by post Very friendly and helpful.

Qucik and easy! StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

Quick and easy, good options for cover.

Brilliant service StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

Very friendly lady and extremely helpful.

StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

kind and helpful

Mint StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

Good

Cheapest price online through moneysupermarket StarStarStarStarStar
Trusted Customer - June 20, 2025 - Single Trip Travel Insurance

Great prices and easy to purchase online. Cheapest personal cover I could find.

StarStarStarStarStar
Trusted Customer - June 19, 2025 - Single Trip Travel Insurance

Good

Holiday insurance StarStarStarStarStar
Trusted Customer - June 19, 2025 - Single Trip Travel Insurance

I can't really say about the service as I have only taken out the holiday insurance, good at keeping me informed through e mails

Holiday 2026 StarStarStarStarStar
Trusted Customer - June 19, 2025 - Single Trip Travel Insurance

Great cover and price for a one off holiday next Spring 2026.

Changing the insurance cover StarStarStarStarStar
Arzu Maral - June 19, 2025 - Single Trip Travel Insurance

I have an excellent customer service from Anka, she new what she was doing, extremely helpful .

StarStarStarStarStar
Trusted Customer - June 18, 2025 - Single Trip Travel Insurance

Efficient and easy to understand.

Great service StarStarStarStarStar
Trusted Customer - June 18, 2025 - Single Trip Travel Insurance

Quick fast helpful service

Thanks Nicky StarStarStarStarStar
Trusted Customer - June 18, 2025 - Annual Multi-Trip Travel Insurance

Very helpful and attentive - thanks Nicky!

Over
10 MILLION
insured

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