Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£47 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
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All of your policy details in one place

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Reviews

StarStarStarStarStar
Trusted Customer - October 24, 2025 - Single Trip Travel Insurance

Easy quote process and affordable cover

StarStarStarStarStar
Trusted Customer - October 23, 2025 - Single Trip Travel Insurance

Good

Quick and easy StarStarStarStarStar
Trusted Customer - October 23, 2025 - Annual Multi-Trip Travel Insurance

The person who took my call was very friendly and helpful. Everything was made very easy to make updates to my policy.

Excellent service from Diexter StarStarStarStarStar
Trusted Customer - October 22, 2025 - Annual Multi-Trip Travel Insurance

Excellent profesional assistance

StarStarStarStarStar
Trusted Customer - October 22, 2025 - Single Trip Travel Insurance

Great customer service

Excellent StarStarStarStarStar
Milena Klimek - October 22, 2025 - Annual Multi-Trip Travel Insurance

Great advisor, very informative chat.

Easy cover StarStarStarStarStar
Zoltan Gyurka - October 22, 2025 - Single Trip Travel Insurance

I'm happy to find for my travel around the word cover my life and other things with this company. Very easy to complete the form and get a quote. And the price is friendly. Thank you

StarStarStarStarStar
Jan Kriel - October 21, 2025 - Single Trip Travel Insurance

Spencer was excellent

great service StarStarStarStarStar
Trusted Customer - October 21, 2025 - Annual Multi-Trip Travel Insurance

Really good

Good customer service for renewing policy StarStarStarStarStar
Trusted Customer - October 21, 2025 - Annual Multi-Trip Travel Insurance

Polite, kind, efficient service. Your man was thorough, knew what I needed to know, was clear about my options and walked me through the process. He's emailed me all the details and was gentle when I was got technically challenged or made a middle-aged joke. All pretty good service.

Nice and Easy StarStarStarStarStar
Trusted Customer - October 21, 2025 - Annual Multi-Trip Travel Insurance

Phone answered quickly, spoke to Jake who handle my enquiry about a medical issue, read back what he had added to my schedule, all nice and easy.

Best travel insurance! StarStarStarStarStar
Megan - October 21, 2025 - Single Trip Travel Insurance

It was easy to use, a quick process and cost effective for travel insurance for myself and my partner.

StarStarStarStarStar
Paul Derek Atkins - October 21, 2025 - Annual Multi-Trip Travel Insurance

Good quick clear info. Easy to deal with.

StarStarStarStarStar
Trusted Customer - October 21, 2025 - Single Trip Travel Insurance

Simple and easy

A * StarStarStarStarStar
Trusted Customer - October 21, 2025 - Single Trip Travel Insurance

Christian was great, helpful and I understood everything he asked and he explained everything well. Thank you.

Happy service StarStarStarStarStar
Trusted Customer - October 21, 2025 - Annual Multi-Trip Travel Insurance

Happy with the service. Emailed with my question and got a reply back with all information I needed . No need to wait on phone queue

Great service StarStarStarStarStar
Trusted Customer - October 21, 2025 - Single Trip Travel Insurance

I don’t often do feedback forms but I was so happy with the quick and efficient service I got today with the 4 questions I had prior to our trip that I wanted to praise Bradly !

5🌟 customer service StarStarStarStarStar
Trusted Customer - October 21, 2025 - Annual Multi-Trip Travel Insurance

Excellent service and advice, I needed to amend my annual insurance and Suzie was so patient, explained and went through it all with me, 5 🌟

insurance StarStarStarStarStar
Trusted Customer - October 20, 2025 - Single Trip Travel Insurance

it was the cheapest around for insurance

Friendly efficient customer service StarStarStarStarStar
Helen Clark - October 20, 2025 - Annual Multi-Trip Travel Insurance

Susie was knowledgable personable friendly and helped us choose the right cover for us

Over
10 MILLION
insured

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