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Travel Insurance if you need a Schengen Visa

Do you need travel and medical insurance for a Schengen Visa?
Purchase CoverForYou Schengen Travel Insurance online and get your certificate instantly!

Schengen Infographic

Secure your visa for the
Schengen Area | From just:

£7 per trip*

or

£47 for unlimited trips for a year*

Meets requirements from the EU including:

  • Schengen Visa compliant certificate of insurance
  • Over €5,000,000 cover for medical expenses
  • Valid in all Schengen Area Countries

Our policies also include cover for delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses.

Get a Quote

What is Schengen Travel Insurance?

If you are resident in the UK on a visa (for example on a Student, Graduate, Skilled Worker or Family visa) and are from a country that doesn't have a visa free travel arrangement with the European Union you'll need to apply for a Schengen Visa to travel to Europe.

When you apply for a Schengen visa you'll need to provide proof that you hold travel insurance that is valid for the whole of the Schengen zone, for your entire trip and in a specific format.

Our Schengen travel insurance offers coverage for both travel and medical expenses in all 29 countries of the Schengen Area. Whether you're exploring the continent or vacationing in a specific country within the Schengen Zone, CoverForYou Schengen Travel Insurance ensures you meet the insurance requirements for your Schengen visa.

Countries covered under Schengen Insurance (with a valid Schengen visa):

Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Please note that if you are planning to buy an annual multi-trip policy you can upgrade your policy to cover our Worldwide cover, insuring all your trips for the year for one price, including a schengen visa compliant certificate of insurance.

Why do I need travel insurance to visit Europe?

To obtain a Schengen Visa, you must have insurance that covers medical expenses up to £30,000 across all Schengen states. The simplest way to meet this requirement is by purchasing Schengen travel and medical insurance from a trusted provider like CoverForYou.

While travellers from countries like the U.S.A., Mexico, Brazil, and Canada don’t need a Schengen Visa, it's still highly recommended that you purchase travel insurance. This ensures that medical expenses or unexpected costs during your trip are covered. Plus, if you plan to visit multiple Schengen countries or want flexibility in your travels, this insurance gives you peace of mind across most European destinations.

* Both quotes last updated on the 25th November 2024 and based on an individual aged between 22 and 40 years old with no pre-existing medical conditions travelling to Europe. Quotes are based on a 3 day single trip and an annual multi-trip respectively on our Silver level of cover and include our maximum 20% loyalty discount.

It's more than just travel insurance

COVERFORYOU

BAGFINDER

More than a million checked-in bags get lost forever at airports globally every year. CoverForYou BagFinder is free with all of our policies and can prevent this from happening to you.

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Suitcases

Introducing the Doctor Please! app

For minor medical issues, you can now speak to a UK doctor via a video call at a time and place convenient to you.

It's cheaper and more convenient than seeing a local private doctor and in most cases, they will be able to issue you a local prescription.

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

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Reviews

5 star service StarStarStarStarStar
Trusted Customer - May 28, 2026 - Annual Multi-Trip Travel Insurance

excellent service well priced easy system to use

Positive feedback for Diexter StarStarStarStarStar
Beata Golanska - May 28, 2026 - Annual Multi-Trip Travel Insurance

Dear CoverForYou Team, I would like to provide positive feedback regarding a member of your customer service team, Diexter. He was extremely polite, professional, patient, and genuinely helpful while assisting me with questions about my upcoming trip to the Pamir Highway in Tajikistan. He took the time to carefully check the underwriting details and clearly explained the cover available under my policy. After initially receiving information that suggested my trip may not be covered, Diexter went the extra mile to investigate further and was able to confirm the correct underwriting position. This saved me a great deal of unnecessary stress and expense. I really appreciated his professionalism and excellent customer service, and I wanted to make sure this feedback was passed on. Kind regards,

Best Insurance. StarStarStarStarStar
Lee Ebbs - May 27, 2026 - Single Trip Travel Insurance

Very good service quickly sorted , very competitive.Would definitely recommend to others.

Easy to update medical conditions by phone StarStarStarStarStar
Trusted Customer - May 27, 2026 - Annual Multi-Trip Travel Insurance

Phoned to update medical conditions. Call handler was calm, polite and patient. Understood our requirements and had the knowledge to understand the medical terms we were using. The process was quick and easy.

Excellent StarStarStarStarStar
Trusted Customer - May 27, 2026 - Single Trip Travel Insurance

Lovely to speak to Nicky . Helped me understand my health issues.very happy to Talk to someone . Than online

An excellent personal customer service experience StarStarStarStarStar
Andrea Jago - May 27, 2026 - Annual Multi-Trip Travel Insurance

Had an enquiry about my annual travel insurance policy. Call was answered promptly and Giavanna was able to answer my question and update my policy with accuracy and efficiency. She was polite and friendly and the call was dealt with in a professional manner. Thank you

StarStarStarStarStar
Trusted Customer - May 27, 2026 - Single Trip Travel Insurance

Had an issue with not receiving my documents to my email. Nicky sorted out the issue quickly

I usually get my Travel Insurance from from Cover for You. StarStarStarStarStar
Trusted Customer - May 27, 2026 - Annual Multi-Trip Travel Insurance

The website is very clear. The policy vetting quotes, set up and payment pages are very straightforward. I had no hassle purchasing

Cover for you policy review StarStarStarStarStar
Trusted Customer - May 26, 2026 - Single Trip Travel Insurance

Easy to use website and comprehensive cover at a fair price.

Brilliant StarStarStarStarStar
Trusted Customer - May 26, 2026 - Single Trip Travel Insurance

Used Cover for You since 2021. We gave an annual policy which we renew every year and I've also taken our policies for my children when they travel. I've even claimed for some treatment I had to have in Thailand and the whole process was smooth and easy. Would definitely recommend to anyone

StarStarStarStarStar
Dawn Brice - May 25, 2026 - Single Trip Travel Insurance

Swift and easy to complete

StarStarStarStarStar
Trusted Customer - May 24, 2026 - Annual Multi-Trip Travel Insurance

Always great and straight forward.

StarStarStarStarStar
Carmelina January - May 24, 2026 - Annual Multi-Trip Travel Insurance

Not to many questions easy to complete

StarStarStarStarStar
caron mason - May 23, 2026 - Single Trip Travel Insurance

Easy to use the site. Good price

Easy to use StarStarStarStarStar
Trusted Customer - May 22, 2026 - Single Trip Travel Insurance

Easy to use

StarStarStarStarStar
Diane Ainsworth - May 22, 2026 - Single Trip Travel Insurance

Have not been away yet . Thanks

Nice customer support StarStarStarStarStar
Trusted Customer - May 21, 2026 - Annual Multi-Trip Travel Insurance

The Customer Service and Support Agent, Diexter, was very helpful. He provided clear and useful replies promptly. Thank you.

StarStarStarStarStar
Trusted Customer - May 21, 2026 - Single Trip Travel Insurance

Excellent Service. Form was self explanatory and straight forward to complete.

Change to holiday insurance StarStarStarStarStar
Trusted Customer - May 20, 2026 - Annual Multi-Trip Travel Insurance

Had to telephone to make change to holiday insurance, i was a bit tongue twisted but thankfully he was really nice and sorted out the whole thing quickly and so easily! Thank you.. good job!

I’m very happy, apart from one minor issue…. StarStarStarStarStar
Sally Thompson - May 20, 2026 - Single Trip Travel Insurance

Nice choice of policy covers available. Happy with the insurer. Good premium. Only issue was that I notified them of minor medical condition and the premium nearly doubled. I wasn’t too concerned as it was small premium anyway, as cover only needed for short trip.

Over
10 MILLION
insured

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