Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Charlotte Backhouse - July 10, 2025 - Single Trip Travel Insurance

Great Service!

Exvelent StarStarStarStarStar
Trusted Customer - July 10, 2025 - Annual Multi-Trip Travel Insurance

Excellent!

Easy process StarStarStarStarStar
Trusted Customer - July 10, 2025 - Single Trip Travel Insurance

Good quote, easy to understand. very clear instructions.

Great Customer Service StarStarStarStarStar
Nicholas Lock - July 10, 2025 - Annual Multi-Trip Travel Insurance

Very happy with service received from the call handler

StarStarStarStarStar
Vanessa - July 10, 2025 - Single Trip Travel Insurance

Excellent service - polite, professional and extremely patient.

StarStarStarStarStar
Trusted Customer - July 9, 2025 - Single Trip Travel Insurance

Good value

StarStarStarStarStar
Trusted Customer - July 9, 2025 - Single Trip Travel Insurance

It was all online and easy to use.

StarStarStarStarStar
Trusted Customer - July 9, 2025 - Annual Multi-Trip Travel Insurance

Exactly what I was looking for

Thank you Mikhala StarStarStarStarStar
Kiran Jobanputra - July 9, 2025 - Single Trip Travel Insurance

Excellent customer service from Mikhala. Very patient, answered all questions thoroughly. Very professional. Thank you Mikhala.

Efficient and timely StarStarStarStarStar
Trusted Customer - July 9, 2025 - Annual Multi-Trip Travel Insurance

Efficient and timely

Excellent Customer Service StarStarStarStarStar
ALANA MCDONALD - July 9, 2025 - Single Trip Travel Insurance

Excellent Customer Service received today when I called to make an amendment to my travel insurance policy after my daughter fell and broke her elbow before our travel date- Diexter was extremely helpful and showed a lot of empathy towards my situation. He explained everything thoroughly and left me with great peace of mind prior to our trip. Many Thanks, Alana

Great policy update experience StarStarStarStarStar
Neil - July 9, 2025 - Annual Multi-Trip Travel Insurance

I needed to update my annual Europe wide policy as I was travelling outside of Europe and there had been a change in my medical details. I was expecting a really difficult and expensive process however Nicky made this such an easy and well explained transaction and it didn’t cost the earth either. I left feeling happy and confident in my purchase.

Easy peasy StarStarStarStarStar
Trusted Customer - July 8, 2025 - Single Trip Travel Insurance

Easy application process

StarStarStarStarStar
Trusted Customer - July 8, 2025 - Single Trip Travel Insurance

Great advisor

StarStarStarStarStar
Trusted Customer - July 8, 2025 - Annual Multi-Trip Travel Insurance

Really helpful polite service. The lady was knowledgeable and very helpful

Quick and efficient service StarStarStarStarStar
Barry Leonard - July 8, 2025 - Annual Multi-Trip Travel Insurance

Excellent service from Bradley. Very quick, thorough and professional. Needed some advice on best option of adjusting policy and he came up with a good solution.

Cover For you Customer Services Excellent StarStarStarStarStar
Paul Gordon - July 8, 2025 - Annual Multi-Trip Travel Insurance

I have just had to amend my Policy to cover me for full contact sports swiftly Assisted by Cover for you who amended my policy at a small additional cost. Excellent service professional and fast well done!

StarStarStarStarStar
John Irons - July 8, 2025 - Annual Multi-Trip Travel Insurance

Bradley was very competent and informative and helpful

Great Customer Service StarStarStarStarStar
Trusted Customer - July 7, 2025 - Annual Multi-Trip Travel Insurance

Really helpful agent who was clear and easy to understand.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store

Schengen Insurance Logo

Travel Insurance if you need a
Schengen Visa

Get started today!

Get a quote Contact us