Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£9.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 22nd January 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Muhamad Yudistira - February 26, 2026 - Single Trip Travel Insurance

Good

StarStarStarStarStar
Reinhard Schiemann - February 26, 2026 - Annual Multi-Trip Travel Insurance

NA

Persist and get transferred to Support StarStarStarStarStar
Linda Millar - February 24, 2026 - Annual Multi-Trip Travel Insurance

Initially I had a chat with the chat bot, who wasn't particularly helpful. I requested to be transferred to Support as I wanted a copy of the Policy in writing. Bradley verified me and promised to action my request.

Good company StarStarStarStarStar
Trusted Customer - February 24, 2026 - Single Trip Travel Insurance

Used coverforyou quite a few times for travel insurance, policy are generally easy to understand and getting a better rate the more you use them is also a bonus

Value for money and 0 excess StarStarStarStarStar
Trusted Customer - February 23, 2026 - Annual Multi-Trip Travel Insurance

Insurance is easy to book. Cover 4 You offer a good discount / voucher programme and have 0 excess included. It's value for money vs other operators, though I've never made any claims, so cannot vouch for the reliability of service or any other matter.

My experience StarStarStarStarStar
Trusted Customer - February 23, 2026 - Single Trip Travel Insurance

Quick and easy

Value StarStarStarStarStar
Trusted Customer - February 23, 2026 - Single Trip Travel Insurance

Good experience..,they covered what we require and value for money.

Great Service StarStarStarStarStar
Trusted Customer - February 23, 2026 - Annual Multi-Trip Travel Insurance

Very kind, and professional service today.

StarStarStarStarStar
Paul Munro - February 23, 2026 - Annual Multi-Trip Travel Insurance

Very simple and quick to do from scratch. Excellent price when compared to others.

Anca was absolutely fantastic StarStarStarStarStar
Kevin Houston - February 23, 2026 - Annual Multi-Trip Travel Insurance

Anca was absolutely fantastic. Excellent customer empathy and service. Listened carefully to the changes required, explained clearly what needed to be done and made the entire process easy to understand. Weel done Anca. Thank you, Kevin

StarStarStarStarStar
Trusted Customer - February 23, 2026 - Single Trip Travel Insurance

Easy

StarStarStarStarStar
Trusted Customer - February 22, 2026 - Annual Multi-Trip Travel Insurance

Very knowledgeable & helpful. Really helped me

Easy cover around the world StarStarStarStarStar
Zoltan Gyurka - February 21, 2026 - Annual Multi-Trip Travel Insurance

Excellent travel insurance for everyone. Friendly prices and very easy to booked.

Easy to book StarStarStarStarStar
Trusted Customer - February 21, 2026 - Single Trip Travel Insurance

Easy to book and at a good price.

A name you can trust StarStarStarStarStar
Maria Knights - February 21, 2026 - Single Trip Travel Insurance

Easy to apply online and compatible prices. Well detailed. Highly recommend.

Competitive rates plus fantastic service received when making a claim StarStarStarStarStar
Kathryn McKenzie - February 21, 2026 - Single Trip Travel Insurance

I have just bought my second travel insurance policy online from Cover for You. They're quotes are very reasonable but the zero excess is the main selling point for me. We had to make a claim on a previous policy for delayed luggage which was settled immediately with no issues. Fantastic service. Unlike Ryanair who never paid out after advising my son would receive £14 towards the clothes he had to buy before his case turned up days into the holiday. Highly recommend Cover for You.

StarStarStarStarStar
Trusted Customer - February 20, 2026 - Single Trip Travel Insurance

System very straight forward. We use the company for all our travel insurance. Everything is very straightforward and you can be guided through each section if required

Great cover at a reasonable price StarStarStarStarStar
Trusted Customer - February 20, 2026 - Annual Multi-Trip Travel Insurance

Have used a few times as my partner had a Cancer issue, so needed specialist cover, great cover at a reasonable price

Updating medical conditions StarStarStarStarStar
Trusted Customer - February 20, 2026 - Annual Multi-Trip Travel Insurance

Jake was excellent supporting me with updating my medical conditions. He was clear and supportive and it was all sorted very quickly

Over
10 MILLION
insured

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