Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 16 256GB

£10.98
Standard price

£8.78
Best loyalty price**

£15.00

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Insurance2go

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 7th August 2025 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Quick response with query StarStarStarStarStar
Trusted Customer - December 6, 2025 - Annual Multi-Trip Travel Insurance

Good response when I emailed .

Holiday insurance StarStarStarStarStar
Trusted Customer - December 6, 2025 - Single Trip Travel Insurance

Good cover for the price hopefully won't need to claim.

Reliable StarStarStarStarStar
Trusted Customer - December 6, 2025 - Single Trip Travel Insurance

I use them all the time. That tells its own story!

StarStarStarStarStar
Linda Outhwaite - December 6, 2025 - Annual Multi-Trip Travel Insurance

Great Jake very very helpful

StarStarStarStarStar
Trusted Customer - December 5, 2025 - Single Trip Travel Insurance

It was stright to the point and I found it easy to navigate through the process

StarStarStarStarStar
Malcolm Denton - December 5, 2025 - Annual Multi-Trip Travel Insurance

Good service highley recomend

Good value StarStarStarStarStar
Trusted Customer - December 5, 2025 - Annual Multi-Trip Travel Insurance

Was very straight forward, easy to apply and good value

StarStarStarStarStar
Trusted Customer - December 5, 2025 - Annual Multi-Trip Travel Insurance

Very helpful

New medical condition. Was able to add medical condition with no charge. StarStarStarStarStar
Trusted Customer - December 5, 2025 - Annual Multi-Trip Travel Insurance

Apart from me not having a clue about 3rd party pin number agent was able to send me a new one to amend the policy.

Easy renewal procedure StarStarStarStarStar
Trusted Customer - December 5, 2025 - Annual Multi-Trip Travel Insurance

Easy to renew and clear and concise policy wording

Online Cover StarStarStarStarStar
Trusted Customer - December 4, 2025 - Annual Multi-Trip Travel Insurance

It was all done very simply online and offered, at a reasonable price, cover after my recent issue

Excellent service StarStarStarStarStar
Trusted Customer - December 3, 2025 - Annual Multi-Trip Travel Insurance

Excellent prompt attention to my enquiry. My details were found quickly with no extended delay.

StarStarStarStarStar
Michael Hall - December 3, 2025 - Single Trip Travel Insurance

Simple and easy to use website

Excellent cover Excellent price StarStarStarStarStar
Jason Johnson - December 3, 2025 - Annual Multi-Trip Travel Insurance

Exceptionally easy to set up . Excellent cover for the cost.

No fuss StarStarStarStarStar
Neil Mcquade - December 3, 2025 - Single Trip Travel Insurance

Quick snd easy

Fair price travel insurance StarStarStarStarStar
arthur pawson - December 2, 2025 - Single Trip Travel Insurance

Quick and clear, everything explained clearly. Impressed

Great Service StarStarStarStarStar
Trusted Customer - December 2, 2025 - Single Trip Travel Insurance

Easy website to navigate, claims are quickly resolved and actually paid in a timely manner.

StarStarStarStarStar
Trusted Customer - December 2, 2025 - Single Trip Travel Insurance

Staff very helpful explain every thing clearly

Friendly StarStarStarStarStar
Trusted Customer - December 2, 2025 - Annual Multi-Trip Travel Insurance

Friendly and efficient service. All aspects were clearly explained.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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