Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Quick and efficient service StarStarStarStarStar
Trusted Customer - August 7, 2025 - Annual Multi-Trip Travel Insurance

I needed to bring forward the start date of my policy and the agent was both pleasant and efficient. The job was quickly done. It was easier than i thought it would be.

Review for Spencer at CoverForYou StarStarStarStarStar
Bridget Dignan - August 7, 2025 - Annual Multi-Trip Travel Insurance

Very good response and communication giving ease of mind Totally knew what needed to be done Thank you Spencer

Helpful and reasonable StarStarStarStarStar
Trusted Customer - August 7, 2025 - Single Trip Travel Insurance

Bradley was very helpful when I spoke to him on the phone helping me resolve an issue I had with my quote. I’ve used cover for you for many years and always found them very reasonable .

Happy up to now but can only give excellent review in the need of claim StarStarStarStarStar
Trusted Customer - August 7, 2025 - Single Trip Travel Insurance

Nicky was very helpful, friendly and listened to what I had to say, which is very important !! As some sales people have a speel to complete and are not interested in deviating from it, Nicky was relaxed and friendly which put me at ease also I could understand what she was saying

Perfect StarStarStarStarStar
Trusted Customer - August 7, 2025 - Single Trip Travel Insurance

Unable to pay through all ans Susie sorted it all out, and it was not trouble for her

Great Customer Service StarStarStarStarStar
Hannah - August 7, 2025 - Single Trip Travel Insurance

All my questions answered and extra help provided, can’t fault that! Lots of information to help with accessing my policy and all the benefits I’m entitled to.

Great customer service StarStarStarStarStar
Trusted Customer - August 7, 2025 - Annual Multi-Trip Travel Insurance

Great customer service - sorted out an error on my policy quickly and easily.

Cover for you travel insurance StarStarStarStarStar
Trusted Customer - August 7, 2025 - Single Trip Travel Insurance

Easy to use, great price!

StarStarStarStarStar
Richard Lambert - August 7, 2025 - Single Trip Travel Insurance

Excellent

StarStarStarStarStar
Trusted Customer - August 6, 2025 - Single Trip Travel Insurance

Simple and easy to use.

Holiday insurance StarStarStarStarStar
Peter Male - August 6, 2025 - Single Trip Travel Insurance

They dealt with my application very well and the assistant was very good

Ideal cover for holidays StarStarStarStarStar
Karen Byrne - August 6, 2025 - Single Trip Travel Insurance

Straightforward insurance sorted within minutes!

StarStarStarStarStar
Trusted Customer - August 6, 2025 - Annual Multi-Trip Travel Insurance

Straight forward and easy comunication

Policy update StarStarStarStarStar
Paul - August 6, 2025 - Annual Multi-Trip Travel Insurance

Excellent efficient service

Stress-free Insurance StarStarStarStarStar
Trusted Customer - August 6, 2025 - Single Trip Travel Insurance

Very easy to find and tailor policies to meet requirements. Also the follow up documentation is very good, and makes saving documents where required in case of need/emergency very easy. Overall, CoverForYou makes arranging insurance one of the easiest parts of arranging a multi-activity holiday.

StarStarStarStarStar
Trusted Customer - August 6, 2025 - Single Trip Travel Insurance

Knowledgable and patient, Bradley was very helpful and explained everything thoroughly

Email query StarStarStarStarStar
Phil Smithson - August 6, 2025 - Annual Multi-Trip Travel Insurance

I had an email conversation with Spencer, he answered my questions comprehensively. His manner was professional and extremely quick to respond to my emails. Many thanks

Fantastic StarStarStarStarStar
Trusted Customer - August 5, 2025 - Single Trip Travel Insurance

Grest service at a great price

StarStarStarStarStar
Trusted Customer - August 5, 2025 - Single Trip Travel Insurance

Very good service

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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