Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 16 256GB

£10.98
Standard price

£8.78
Best loyalty price**

£15.00

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Insurance2go

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 7th August 2025 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - January 21, 2026 - Single Trip Travel Insurance

Quality and easy to arrange

Good cover and price StarStarStarStarStar
Karen - January 21, 2026 - Single Trip Travel Insurance

Easy to navigate website. Quick and straightforward filling in the details. Good price.

StarStarStarStarStar
Trusted Customer - January 21, 2026 - Single Trip Travel Insurance

Process very simple and quick. Pleased with the loyalty discount. Clear and easy process to add medical conditions

StarStarStarStarStar
Trusted Customer - January 21, 2026 - Single Trip Travel Insurance

Quick & easy to arrange

Always use them StarStarStarStarStar
Trusted Customer - January 21, 2026 - Single Trip Travel Insurance

Always use them

Great Holiday cover StarStarStarStarStar
Mark Hendry - January 21, 2026 - Single Trip Travel Insurance

Great value for money, easy to complete, happy with the product. Would recommend to family and friends.

Great value StarStarStarStarStar
Trusted Customer - January 21, 2026 - Annual Multi-Trip Travel Insurance

Very easy to use website. Nothing hard to understand when inputting information. Great value for money policies

Great comms StarStarStarStarStar
Trusted Customer - January 21, 2026 - Annual Multi-Trip Travel Insurance

Jake was very thorough and very professional from beginning to end and made my experience easy and limited my time but without cutting any corners.

Great customer service and competitive quote StarStarStarStarStar
Trusted Customer - January 21, 2026 - Annual Multi-Trip Travel Insurance

I am very happy with the service provided by Cover for you. The quote I received was competitive and as I had purchased policies in the past and am a member of the club I was able to receive a discount. The agents I spoke to were all very friendly, polite and informative.

StarStarStarStarStar
Trusted Customer - January 20, 2026 - Single Trip Travel Insurance

Quick and easy

My go-to for travel insurance StarStarStarStarStar
Trusted Customer - January 20, 2026 - Annual Multi-Trip Travel Insurance

My go-to for travel insurance

Great service StarStarStarStarStar
Trusted Customer - January 20, 2026 - Single Trip Travel Insurance

Very friendly and helpful, even said happy birthday to me . Very nice service thank you

Holiday insurance StarStarStarStarStar
Alison Packer - January 20, 2026 - Single Trip Travel Insurance

Purchased through comparison site. This is my second time buying from this company. Offered what I wanted with the best price.

Great Service StarStarStarStarStar
Trusted Customer - January 20, 2026 - Single Trip Travel Insurance

Great service today from Bradley. Calls always answered quickly and queries always dealt with professionally. We have used Cover for You for many years and would recommend.

StarStarStarStarStar
Samantha Peters - January 19, 2026 - Single Trip Travel Insurance

Quick & easy

Gret Price StarStarStarStarStar
Carol McKay - January 19, 2026 - Single Trip Travel Insurance

Great price for comprehensive travel insurance, have used several times and will use again

Excellent service StarStarStarStarStar
Trusted Customer - January 19, 2026 - Annual Multi-Trip Travel Insurance

Call answered almost immediately. Spoke with Emily regarding our annual travel policy and to advise them of a recent visit to our GP. All now sorted, excellent service. Thank you Emily

StarStarStarStarStar
Trusted Customer - January 19, 2026 - Single Trip Travel Insurance

Good service and good price

Good company StarStarStarStarStar
David Mullett - January 19, 2026 - Single Trip Travel Insurance

Never used them to actually make a claim, but used them for loads of holidays to provide cover just in case..have always found it easy to use their systems to gain cover

StarStarStarStarStar
Trusted Customer - January 18, 2026 - Single Trip Travel Insurance

Was ok

Over
10 MILLION
insured

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