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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty scheme.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£9.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 22nd January 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Plus customers. In most cases CoverForYou Plus discount will vary between 15% and 20%. See CoverForYou Plus benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus
Feefo logo Feefo Gold Trusted Service Award

Reviews

Good StarStarStarStarStar
karen Davis - June 7, 2026 - Single Trip Travel Insurance

Good as always

Great Product StarStarStarStarStar
Trusted Customer - June 7, 2026 - Single Trip Travel Insurance

great product at a good price with an easy to navigate website

Excellent Service StarStarStarStarStar
Trusted Customer - June 7, 2026 - Single Trip Travel Insurance

Excellent, quick and efficient service

StarStarStarStarStar
Trusted Customer - June 7, 2026 - Single Trip Travel Insurance

Easy to set up and reasonable price

Great! StarStarStarStarStar
Trusted Customer - June 7, 2026 - Single Trip Travel Insurance

Easy to use webite. Fast, efficient service. This is the 2nd time have used this company, no complaints so far!

Easy purchase StarStarStarStarStar
Trusted Customer - June 6, 2026 - Single Trip Travel Insurance

Very easy to purchase my insurance

Great to navigate StarStarStarStarStar
Trusted Customer - June 6, 2026 - Single Trip Travel Insurance

Easy to apply

StarStarStarStarStar
Trusted Customer - June 6, 2026 - Single Trip Travel Insurance

Easy to use

Easy to use StarStarStarStarStar
Trusted Customer - June 6, 2026 - Annual Multi-Trip Travel Insurance

Easy to do. Excellent prices

Highly recommended StarStarStarStarStar
Julie-Ann Hill - June 5, 2026 - Single Trip Travel Insurance

Jesse was really patient, supportive and helpful in dealing with my policy, stayed on phone to talk me through it. Highly recommend Cover for you.

StarStarStarStarStar
Krystian Konieczny - June 5, 2026 - Single Trip Travel Insurance

Good service

Appreciate that can chat to a real person StarStarStarStarStar
Leena Pihanen - June 5, 2026 - Annual Multi-Trip Travel Insurance

I appreciate that I was transferred in the chat to a human being via the AI reply. Bradley understood my enquiry and his advice was very useful. My suggestion would be to have a button stating "update my payment options" for the automatic renewals. That would make it easier to keep the information updated without the need to pay straight away. Good service all in all

Quick renewal StarStarStarStarStar
Trusted Customer - June 5, 2026 - Annual Multi-Trip Travel Insurance

Easy to contact. Clear and concise information, all good.

Helpful and understanding Staff StarStarStarStarStar
Trusted Customer - June 4, 2026 - Annual Multi-Trip Travel Insurance

Very helpful and put my mind at rest. Thank you

StarStarStarStarStar
Anneli Maguire - June 4, 2026 - Single Trip Travel Insurance

This has to be one of the easiest ways to book travel insurance this is probably the third or fourth time I’ve been using this company great service and great value for money

StarStarStarStarStar
Trusted Customer - June 4, 2026 - Single Trip Travel Insurance

Easy to use and understand.

Great service StarStarStarStarStar
Trusted Customer - June 3, 2026 - Annual Multi-Trip Travel Insurance

Helpful, easy to speak to a person, who was happy to explain and suggest more cost effective options.

StarStarStarStarStar
Mark Medley - June 3, 2026 - Single Trip Travel Insurance

Great service very easy to use

StarStarStarStarStar
Trusted Customer - June 3, 2026 - Single Trip Travel Insurance

Excellent

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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