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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£9.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 22nd January 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Great customer service from Spencer StarStarStarStarStar
Steve Smith - March 12, 2026 - Annual Multi-Trip Travel Insurance

I contacted yourselves as a result of being stuck in Thailand, with a return flight back to the UK cancelled by the airline. I had several emails from Spencer who provided me with the information I needed to quickly contact your claims department and help resolve my travel issues. His prompt, informative and professional manner was excellent. I am indebted to him for helping me out. Thank you Spencer.

Excellent Company StarStarStarStarStar
Trusted Customer - March 11, 2026 - Annual Multi-Trip Travel Insurance

Been with for years and always been smooth processes.

Customer service StarStarStarStarStar
Trusted Customer - March 11, 2026 - Annual Multi-Trip Travel Insurance

Brilliant customer service no long wait. Can’t fault anything.

Travel StarStarStarStarStar
Trusted Customer - March 11, 2026 - Single Trip Travel Insurance

I found it easy to use and purchase the insurance I needed. The service was straightforward and efficient. Would use again and recommend to friends and family

Efficient quote renewal StarStarStarStarStar
Trusted Customer - March 11, 2026 - Annual Multi-Trip Travel Insurance

Efficient, thorough and personal service when renewing my quote.

So simple, from start to finish! StarStarStarStarStar
Dave - March 11, 2026 - Single Trip Travel Insurance

Process was very straightforward to obtain a quote and purchase travel policy. Price was great too!

Quality company StarStarStarStarStar
Lee Mcnulty - March 10, 2026 - Annual Multi-Trip Travel Insurance

Quality service 100% recommended

StarStarStarStarStar
Trusted Customer - March 10, 2026 - Single Trip Travel Insurance

Very helpful when called to amend travel insurance, due to change of flights avoiding middle east.

StarStarStarStarStar
Trusted Customer - March 10, 2026 - Single Trip Travel Insurance

Good and price was good

Recommended StarStarStarStarStar
Trusted Customer - March 10, 2026 - Single Trip Travel Insurance

Extremely easy to use. Recommended.

Cruise holiday StarStarStarStarStar
Donna S - March 9, 2026 - Single Trip Travel Insurance

This is the second time that I've used cover for you. Their insurance is clear on what you're insured for and good value for money.

StarStarStarStarStar
Peter Brett - March 9, 2026 - Annual Multi-Trip Travel Insurance

excellent service

Brilliant StarStarStarStarStar
Trusted Customer - March 9, 2026 - Single Trip Travel Insurance

Easy quick, simple lots of different options to pick from would highly recommend this company.

Good coverage, good value, easy to arrange. StarStarStarStarStar
Careful shopper - March 9, 2026 - Single Trip Travel Insurance

Good coverage, good value, easy to arrange. Fortunately, never had to claim so don't know how that would work out. hopefully, we won't need to find out :)

hols insurance StarStarStarStarStar
Edwin DUBLIN - March 8, 2026 - Single Trip Travel Insurance

fantastic

Easy to apply and use StarStarStarStarStar
Trusted Customer - March 8, 2026 - Single Trip Travel Insurance

I dont have much to say as I didn't need to use these services as in I did not need to call for a claim. The only thing I needed to do was get a quote on my travel insurance for my family of 3 which was simple and easy to use in a mount of minutes you will be asked questions then when you done you get to choose between 3 policy's and which one suits you best it also labels what some policy's cover and others dont.

StarStarStarStarStar
Trusted Customer - March 8, 2026 - Single Trip Travel Insurance

Excellent service and received my policy very quickly

Still the best cover and premium StarStarStarStarStar
Simon Meek - March 8, 2026 - Annual Multi-Trip Travel Insurance

Great cover. Reminders sent at time for renewal. Checked comparison sites and still the best value after several years cover. (Unlike some companies whose premiums go up continuously...)

Holiday surprise StarStarStarStarStar
Trusted Customer - March 8, 2026 - Single Trip Travel Insurance

Quick quite easy to do and purchase for a surprise birthday trip from a friend

Good service StarStarStarStarStar
GRAEME Moore - March 7, 2026 - Annual Multi-Trip Travel Insurance

All good. Price and cover were exactly what I was looking for.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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