Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 16 256GB

£10.98
Standard price

£8.78
Best loyalty price**

£15.00

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Insurance2go

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 7th August 2025 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Easy to apply online StarStarStarStarStar
Yvonne Bedford - November 18, 2025 - Single Trip Travel Insurance

Easy to apply and put existing conditions

Coverfor you telpephone renewal StarStarStarStarStar
Paul Gordon - November 18, 2025 - Annual Multi-Trip Travel Insurance

As always the Agent was excellent and the renewal process went very smoothly

StarStarStarStarStar
Trusted Customer - November 18, 2025 - Annual Multi-Trip Travel Insurance

Brilliant services and Bradley also told me about the app which is really handy

StarStarStarStarStar
Trusted Customer - November 18, 2025 - Single Trip Travel Insurance

Simple to navigate. Covered the areas I needed covering

StarStarStarStarStar
Trusted Customer - November 18, 2025 - Single Trip Travel Insurance

First class, assistant very helpful

Update policy on health matter StarStarStarStarStar
Trusted Customer - November 18, 2025 - Annual Multi-Trip Travel Insurance

Christian answered the call very quickly and was very kind and efficient. He took me through all the details and waited on the line while I checked the policy change emailed to me and agreed the changes to the cover. If only every insurance company was like this!

Great price great service ! StarStarStarStarStar
Trusted Customer - November 18, 2025 - Annual Multi-Trip Travel Insurance

After having let my renewal expire, after using Cover for you for a few previous years I contacted them and spoke with susie , whom added my previous loyal customer discount to my new policy ! Susie was informative, clear and precise in putting together my quote for specifics I wanted , mainly having longer than the general 31 day policy length I opted for ruby cover as I’d always previously had at a very competitive annual cost for multi trip worldwide cover, One very happy customer knowing I have peace of mind for my future travels within the year.. thank you susie for the help in achieving that outcome today great service.

Prompt Communication. StarStarStarStarStar
Patrick Howard - November 18, 2025 - Annual Multi-Trip Travel Insurance

Very prompt and polite reply. No charge for the admin amendments requested and all resolved within a few hours.

Great Value StarStarStarStarStar
Graham Goodfellow - November 17, 2025 - Single Trip Travel Insurance

Good value and easy to update details.

Great company with really helpful staff StarStarStarStarStar
Lorraine Canter - November 17, 2025 - Annual Multi-Trip Travel Insurance

Very helpful and polite

Helpful and efficient StarStarStarStarStar
Mark Simpson - November 17, 2025 - Annual Multi-Trip Travel Insurance

The call was answered quickly and the enquiry was dealt with effectively and to our satisfaction Spencer was very professional and understanding and made the whole process easier. Also listened explained and gave helpful information throughout

Chat bot StarStarStarStarStar
Tracy Beasley - November 17, 2025 - Annual Multi-Trip Travel Insurance

Easy to access Bradley was very helpful

Good competitive prices StarStarStarStarStar
Nicola Cox - November 17, 2025 - Annual Multi-Trip Travel Insurance

Have been using the travel insurance for about 3years now. Great that it has multiple trips insurance that last for the year. Good competitive prices and get discount for being loyal customers. Have referred friends.

Very thorough and helpful StarStarStarStarStar
Karen Hamilton - November 17, 2025 - Annual Multi-Trip Travel Insurance

Tomas was very thorough and helpful. He answered my queries clearly and concisely.

Assistance review StarStarStarStarStar
Trusted Customer - November 17, 2025 - Backpacker Travel Insurance

Bradley was helpful, concise and efficient

Excellent StarStarStarStarStar
Trusted Customer - November 17, 2025 - Annual Multi-Trip Travel Insurance

Excellent customer service listened to exceptionally by Michaela thank you so much for all your assistance today

Travel insurance StarStarStarStarStar
Trusted Customer - November 16, 2025 - Single Trip Travel Insurance

Can’t really rate them fully as only got cover with them and not used it

Easy peasy StarStarStarStarStar
Trusted Customer - November 15, 2025 - Single Trip Travel Insurance

Easy to answer took less than 3 minutes

Reasonable price and easy to sign up StarStarStarStarStar
Mark G - November 15, 2025 - Annual Multi-Trip Travel Insurance

It was easy to sign up for the policy and the price was good. I can’t comment on the claims process or customer service as I hope it’s purely for cover.

StarStarStarStarStar
Philip Henry Williams - November 15, 2025 - Annual Multi-Trip Travel Insurance

fast easy excellent

Over
10 MILLION
insured

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