Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Quick Update StarStarStarStarStar
Trusted Customer - June 11, 2025 - Annual Multi-Trip Travel Insurance

Quick, efficiant and a full explanation of the requirements

Quick and easy StarStarStarStarStar
Karen Magee - June 10, 2025 - Annual Multi-Trip Travel Insurance

Very quick process with a good range of choices to choose from.

StarStarStarStarStar
Trusted Customer - June 10, 2025 - Annual Multi-Trip Travel Insurance

Very friendly and efficient service

A must have travel policy. StarStarStarStarStar
Trusted Customer - June 10, 2025 - Annual Multi-Trip Travel Insurance

Excellent service. Easy user interface.

Travel Insurance StarStarStarStarStar
Andi Almond - June 10, 2025 - Single Trip Travel Insurance

Efficient, quick and easy process.

Changes made simple StarStarStarStarStar
Trusted Customer - June 10, 2025 - Single Trip Travel Insurance

Called to advise of some changes. Miriam listed and made the process simple. Confident , knowledgeable and friendly. A pleasure speaking to her.

StarStarStarStarStar
Carole Boyd - June 10, 2025 - Single Trip Travel Insurance

Had trouble finishing the reporting of my medical declarations but got there in the end. It was easy and quick and like the way the policies are listed so you can choose the one for you. I also like the fact that you appreciate repeat business and give discounts based on that.

Excellent service StarStarStarStarStar
Kevin Young - June 10, 2025 - Annual Multi-Trip Travel Insurance

Prompt response, friendly character - no issues

Helpful service StarStarStarStarStar
Trusted Customer - June 10, 2025 - Single Trip Travel Insurance

We received excellent service today from Diexter. Who was friendly and helpful with us updating our cover information.

StarStarStarStarStar
Lawrence Simpson - June 10, 2025 - Annual Multi-Trip Travel Insurance

So straight forward & easy.

StarStarStarStarStar
Ross Offord - June 9, 2025 - Single Trip Travel Insurance

fantastic service

Super Helpful! StarStarStarStarStar
Freya Kelsall - June 9, 2025 - Annual Multi-Trip Travel Insurance

Libby answered my question really quickly and even sent me a link to my updated policy. Really helpful, great customer service. Thank you :)

Pleasant, empathetic, excellent customer service. Thank you! StarStarStarStarStar
Trusted Customer - June 9, 2025 - Single Trip Travel Insurance

Pleasant, empathetic, excellent customer service. Thank you!

Great customer service StarStarStarStarStar
Edward Thorn - June 9, 2025 - Single Trip Travel Insurance

Great customer service

StarStarStarStarStar
Trusted Customer - June 9, 2025 - Single Trip Travel Insurance

Excellent service from Anca. Made everything clear and explained fully the policy I purchased.

Travellers with medical conditions needing worldwide travel insurance. StarStarStarStarStar
Trusted Customer - June 9, 2025 - Annual Multi-Trip Travel Insurance

Clear communication. Time taken explaining everything ,nothing was too much trouble. Bradley listened to what we needed for our travel insurance .showed interest and has a caring attitude. Bonus was we were part of the loyalty scheme.

Adding to a medical declaration StarStarStarStarStar
S Watson - June 9, 2025 - Annual Multi-Trip Travel Insurance

I called this morning to add a pre existing condition to my medical declaration. Nicky was very helpful and it was a quick an easy process.

StarStarStarStarStar
Scarlett Noble - June 9, 2025 - Annual Multi-Trip Travel Insurance

good value insurance and easy to do

StarStarStarStarStar
Trusted Customer - June 9, 2025 - Single Trip Travel Insurance

Ok

Holiday Insurance StarStarStarStarStar
David Williams - June 8, 2025 - Annual Multi-Trip Travel Insurance

It was easy to negotiate.

Over
10 MILLION
insured

TravelMate

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