Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 16 256GB

£10.98
Standard price

£8.78
Best loyalty price**

£15.00

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Insurance2go

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 7th August 2025 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Good service StarStarStarStarStar
Trevor Wilson - December 25, 2025 - Annual Multi-Trip Travel Insurance

Easy to follow

Easily done good price. StarStarStarStarStar
Trusted Customer - December 24, 2025 - Single Trip Travel Insurance

Quick and easy

Excellent service good prices StarStarStarStarStar
Trusted Customer - December 22, 2025 - Single Trip Travel Insurance

Competitive price, really efficient service, documents ready in minutes

StarStarStarStarStar
Trusted Customer - December 22, 2025 - Single Trip Travel Insurance

Great price and excellent cover, very easy

So patience and clear StarStarStarStarStar
Trusted Customer - December 19, 2025 - Single Trip Travel Insurance

Really impressed with the service from Christain — he explained everything slowly and kept asking if I understood each step. It never felt like he was in a rush, and I left feeling completely clear about what I needed to do. Such a refreshing change to be listened to like that!"

Easy to use StarStarStarStarStar
Trusted Customer - December 18, 2025 - Single Trip Travel Insurance

Easy to use. Very efficient. Self explanatory and done quick

Renewal policy StarStarStarStarStar
Paul - December 17, 2025 - Annual Multi-Trip Travel Insurance

This is the second year I'm insuring with CoverForYou & my annual worldwide policy price has even gone down by aprox £36/15%

Great company StarStarStarStarStar
Bernadette Graham - December 17, 2025 - Single Trip Travel Insurance

Its so easy to get your holiday insurance, the prices are very reasonable, even with a pre existing medical condition (I have asthma),

Great StarStarStarStarStar
Louise turner - December 17, 2025 - Single Trip Travel Insurance

Amazing

Simple and easy StarStarStarStarStar
Trusted Customer - December 16, 2025 - Single Trip Travel Insurance

Very efficient service

Excellent service StarStarStarStarStar
Trusted Customer - December 16, 2025 - Annual Multi-Trip Travel Insurance

Spencer was great, really understanding, listened to what I had to say and all was resolved. Excellent service

Quality explanations StarStarStarStarStar
Richard Wightman - December 16, 2025 - Annual Multi-Trip Travel Insurance

Dexter was excellent at explaining the options, which were not straightforward as we have just turned 66 and 65, and working out good combinations for annual and single trip policies. He explained it well, gave us multiple options and quotes. I was very impressed with the quality of service, which was excellent. Well done!

EXCELLENT CUSTOMER SERVICE StarStarStarStarStar
ANNE GIBSON - December 16, 2025 - Annual Multi-Trip Travel Insurance

CLEAR INFORMATION, OBVIOUS EXPERTISE & EXCELLENT ADVISE GIVEN BY BRADLEY

Good phone service StarStarStarStarStar
Trusted Customer - December 16, 2025 - Annual Multi-Trip Travel Insurance

Good service from Bradley. Obviously the real test of insurance is when it comes to a claim, which thankfully I've not had to make, but on phone service is good.

Excellent StarStarStarStarStar
Hellyn Fairbrother - December 15, 2025 - Annual Multi-Trip Travel Insurance

Excellent service from Bradley. So thorough and polite. 1st class

Happy StarStarStarStarStar
Trusted Customer - December 15, 2025 - Annual Multi-Trip Travel Insurance

All good

Susie very helpful StarStarStarStarStar
Trusted Customer - December 15, 2025 - Annual Multi-Trip Travel Insurance

Susie, was very clear and able to help me. She also provided additional information which I am grateful for.

Excellent telephone service StarStarStarStarStar
Julie Fielder - December 15, 2025 - Annual Multi-Trip Travel Insurance

I was unable to do what I wanted through the online chat and was given a phone number to call. Susie answered after about two rings and was extremely helpful and efficient. She helped me navigate through the detailed medical questions and made sure I had the cover I needed.

StarStarStarStarStar
Trusted Customer - December 15, 2025 - Annual Multi-Trip Travel Insurance

Great service and attention to detail

Over
10 MILLION
insured

TravelMate

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We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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