Affected by the Middle East Conflict? Click Here for information.

Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£9.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 22nd January 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - March 18, 2026 - Single Trip Travel Insurance

Efficient

Charlie StarStarStarStarStar
Amanda Steggle - March 18, 2026 - Annual Multi-Trip Travel Insurance

Charlie was very friendly, helpful and efficient and dealt with my query in a very professional manner, putting my mind at ease- thank you!

Good value cover StarStarStarStarStar
Philip Netherwood - March 18, 2026 - Single Trip Travel Insurance

Had the most suitable and best value cover for our travel needs and pre existing medical conditions.

Great Service StarStarStarStarStar
Trusted Customer - March 18, 2026 - Single Trip Travel Insurance

I had to make an alteration to my Policy, and Nicky was very helpful whilst doing it, and explained and talked me through every step.

StarStarStarStarStar
Trusted Customer - March 18, 2026 - Annual Multi-Trip Travel Insurance

Very patient advisor , with a rather confused customer (me)

Easy to navigate StarStarStarStarStar
Paul Clarke - March 18, 2026 - Single Trip Travel Insurance

Purchased holiday insurance through App. Easy to navigate, and documents easily accessible.

Change made easy StarStarStarStarStar
Trusted Customer - March 17, 2026 - Single Trip Travel Insurance

Excellent service. Advised of change and given info on what to do next plus no extra cost for amendment

Policy renewal StarStarStarStarStar
Andrew Thomas - March 17, 2026 - Annual Multi-Trip Travel Insurance

Very easy to complete, plenty of time to answer questions.

Ccv StarStarStarStarStar
Trusted Customer - March 16, 2026 - Single Trip Travel Insurance

Quick and simple to do

Great customer service StarStarStarStarStar
Rosey - March 16, 2026 - Single Trip Travel Insurance

Excellent customer service received by Jake, who helped quote me for complex travel insurance needs. Second time round using Cover For You, after excellent service 1st time round, and it was just as good the 2nd. Jake was extremely patient, polite and kind and guided me through all the questions and requirements with a lovely manner, thank you

Excellent service StarStarStarStarStar
Trusted Customer - March 16, 2026 - Annual Multi-Trip Travel Insurance

Very clear and helpful. Thank you, Susie.

excellent service StarStarStarStarStar
Trusted Customer - March 16, 2026 - Annual Multi-Trip Travel Insurance

very good service from Nicky and a very quick process to extend our travel insurance

travel insurance - bosh StarStarStarStarStar
Trusted Customer - March 15, 2026 - Single Trip Travel Insurance

easy and first class

Holiday insurance StarStarStarStarStar
Trusted Customer - March 15, 2026 - Single Trip Travel Insurance

Excellent service so easy to do

Competitive StarStarStarStarStar
Barry Hampson - March 14, 2026 - Annual Multi-Trip Travel Insurance

Always competitive and easy to access on website. Always very pleased with the service when required.

StarStarStarStarStar
Trusted Customer - March 14, 2026 - Annual Multi-Trip Travel Insurance

Good service

Brilliant simplexsetvice StarStarStarStarStar
Trusted Customer - March 14, 2026 - Single Trip Travel Insurance

Great service Thanks. Please send me paper policy documents. Thank you. GLYNIS PILKINGTON 14 Haworth court Clayton le woods Chorley Pr6 7ly

Holiday insurance StarStarStarStarStar
M Porter - March 14, 2026 - Single Trip Travel Insurance

Simple straightforward site to work through, easy to choose lots of options

StarStarStarStarStar
Lee Holehouse - March 13, 2026 - Single Trip Travel Insurance

Straight forward and simple to use

Great Service StarStarStarStarStar
Trusted Customer - March 13, 2026 - Single Trip Travel Insurance

Great Service thank you susie

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store

Schengen Insurance Logo

Travel Insurance if you need a
Schengen Visa

Get started today!

Get a quote Contact us