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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£9.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 22nd January 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Best company for travel insurance StarStarStarStarStar
Trusted Customer - April 10, 2026 - Single Trip Travel Insurance

Excellent

Holiday Insurance StarStarStarStarStar
Trusted Customer - April 10, 2026 - Annual Multi-Trip Travel Insurance

golf holiday

All round good service StarStarStarStarStar
Trusted Customer - April 10, 2026 - Annual Multi-Trip Travel Insurance

Really good service, I wanted to cancel auto renewal on policy. Bradley simply explained I wouldn’t loose loyalty benefits if I re joined in the future rather than trying to pressurise me into renewing again. This ultimately makes it more likely I will come back to the car excess policy when I need it. Explained self service options of the app but processed the change of address requirement whilst on the call, which again made it more likely for me to download the app. All round good service. I also have had the travel policy for over 5 years now. I have claimed twice for small things, they paid out both times without trying to get out of it. Good policies and service.

StarStarStarStarStar
Trusted Customer - April 10, 2026 - Single Trip Travel Insurance

Very helpful

Holiday Insurance StarStarStarStarStar
Trusted Customer - April 9, 2026 - Single Trip Travel Insurance

I got my insurance sorted very quickly, the questions were easy to answer and the price was excellent. I would definitely recommend Cover For You.

Excellent customer care StarStarStarStarStar
Emma Weale - April 9, 2026 - Annual Multi-Trip Travel Insurance

Giovanna was extremely helpful, polite and concise. Thankyou for helping me today !

Smooth service. StarStarStarStarStar
Trusted Customer - April 9, 2026 - Annual Multi-Trip Travel Insurance

Very clear communication. Professional, and friendly service. No complaints. Wasn't rushed into signing anything, and my understanding of terms was checked.

Excellent service, Susie! StarStarStarStarStar
Martin - April 8, 2026 - Annual Multi-Trip Travel Insurance

Excellent service from Susie. She listened, advised, verified, confirmed and dealt with my non-straightforward query very quickly and to my complete satisfaction. If only all customer service was like the service provided by CoverForYou today. Thank you, Susie!

Holiday insurance StarStarStarStarStar
Robert Simmonds - April 8, 2026 - Single Trip Travel Insurance

Great service , easy guide to which cover I needed , use them a few times now

great service StarStarStarStarStar
Mollie Shay - April 8, 2026 - Annual Multi-Trip Travel Insurance

Bradley was extremely helpful and knowledgeable. Thanks

Admin request StarStarStarStarStar
Trusted Customer - April 8, 2026 - Annual Multi-Trip Travel Insurance

Fast, efficient service.

Helpful support StarStarStarStarStar
Trusted Customer - April 8, 2026 - Annual Multi-Trip Travel Insurance

Really quick support and very helpful when adding a condition to my travel insurance.

Fantastic Service as usual! StarStarStarStarStar
Alison - April 8, 2026 - Single Trip Travel Insurance

Due to flight changes, I was returning to the UK two days later than planned. The process to change was easily and efficiently administered by Jake and I was pleasantly surprised that there was no extra cost for the additional two days - Thank you Jake and CoverforYou!!

Simple StarStarStarStarStar
Trusted Customer - April 8, 2026 - Single Trip Travel Insurance

Simple and straight forward and reasonable cost

StarStarStarStarStar
Trusted Customer - April 7, 2026 - Single Trip Travel Insurance

Easy to navigate

StarStarStarStarStar
Lisa Stacey - April 7, 2026 - Single Trip Travel Insurance

It was quick and easy to sort out my holiday insurance

Best holiday insurance company StarStarStarStarStar
Adam Ward - April 7, 2026 - Single Trip Travel Insurance

Great service, web site so easy to use. All done in a few minutes.

Change StarStarStarStarStar
Trusted Customer - April 7, 2026 - Single Trip Travel Insurance

Good all sortted quickly

Great service StarStarStarStarStar
Stephen Mcghin - April 7, 2026 - Annual Multi-Trip Travel Insurance

Wasn’t sure what my policy covered so emailed and got a reply back from Diexter who was fantastic and helped me through my enquiry and pointed me in the right direction. Brilliant customer service 👍👍👍

Great service StarStarStarStarStar
Trusted Customer - April 7, 2026 - Single Trip Travel Insurance

Susie was incredibly patient with me and helped me through the entire process. I needed to change my medical policy and she was helpful all the way through, and made sure I had all the information I needed throughout. Thank you!

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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