Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Best travel cover StarStarStarStarStar
Lewis Hollan - May 21, 2025 - Single Trip Travel Insurance

Quick and easy app is simple to use

StarStarStarStarStar
Trusted Customer - May 21, 2025 - Single Trip Travel Insurance

Very friendly and informative

Very quick at responding! StarStarStarStarStar
Michaela Collins - May 21, 2025 - Single Trip Travel Insurance

I had to change the dates of my travel insurance because my holiday had been slightly amended. I was worried it’d take ages and be difficult to sort (most insurance companies are!), but all I had to do was send an email. Anca at Cover for You emailed me back straight away and the dates were amended in less than 30 minutes and I immediately received my updated policy schedule. I couldn’t fault that service whatsoever!

StarStarStarStarStar
Gavin Griffin - May 21, 2025 - Annual Multi-Trip Travel Insurance

Been a customer for 4 years - always easy to use website

StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Great service

Thank you, Bradley! StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Bradley was very kind to help me sort out a change to a policy. He was very patient with my questions, and I thank him for going out of his way to help me today.

StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Quick and easy website to navigate

StarStarStarStarStar
Trusted Customer - May 20, 2025 - Annual Multi-Trip Travel Insurance

Really helpful, dealt with my query efficiently and effectively. Great customer service

Easy to speak to about an update StarStarStarStarStar
Janice Mitchelson - May 20, 2025 - Single Trip Travel Insurance

I had a very pleasant polite and helpful agent Dikra today, she added a note to my policy as I wished to update a health matter and she done it for me with a lovely manner

Excellent service and help choosing travel cover StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

I called in to clarify some points that I wasn't clear on when I tried to purchase online. I spoke to Miriam who was amazing. Incredibly helpful, kind and patient and she explained the travel cover, and in particular the pre existing medical condition part of the cover, thoroughly. If I hadn't received that level of assistance, detail and professionalism I would not have purchased the policy. Miriam was able to answer all my questions and I feel confident that I chose the right policy thanks to her help. Thank you so much!

Agents very polite and friendly. StarStarStarStarStar
Trusted Customer - May 20, 2025 - Annual Multi-Trip Travel Insurance

Thankfully never had to claim. Easy to deal with.

Excellent customer service StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Very professional in handling my query and very helpful with the advice I was given.

Cover for you - look no further StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Muskaan was extremely helpful. Give that lady a pay rise!

Great affordable insurance StarStarStarStarStar
Pamela Whitmarsh - May 20, 2025 - Single Trip Travel Insurance

Easy to use website, and affordable insurance covering exactly what I need

Easy Update to medical conditions StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Problem understood and resolved quickly

Helpful service to renew our cover StarStarStarStarStar
Trusted Customer - May 20, 2025 - Single Trip Travel Insurance

Helpful service to renew our cover, thank you. Didn't have to wait too long to speak to someone and happy with the level of cover.

Friendly professional service. StarStarStarStarStar
Janet Horsman - May 20, 2025 - Annual Multi-Trip Travel Insurance

Anca was fantastic at dealing with my query in a friendly, clear and professional way. She quickly put my mind at rest. Excellent communication skills.

Clear Trusted information for your policy needs StarStarStarStarStar
Anthony Allder - May 19, 2025 - Single Trip Travel Insurance

Clear concise web site , excellent final checks covering your trip

Quick and easy and good price StarStarStarStarStar
Julie - May 19, 2025 - Single Trip Travel Insurance

Always straight forward to obtain a quote and purchase travel insurance. Good price too.

StarStarStarStarStar
Annette Winstanley - May 19, 2025 - Annual Multi-Trip Travel Insurance

Excellent very professional

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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