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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty scheme.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£12.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 25th June 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Plus customers. In most cases CoverForYou Plus discount will vary between 15% and 20%. See CoverForYou Plus benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus
Feefo logo Feefo Gold Trusted Service Award

Reviews

Great StarStarStarStarStar
Adele - June 27, 2026 - Single Trip Travel Insurance

Quick, easy to set up travel insurance and great price

StarStarStarStarStar
Trusted Customer - June 26, 2026 - Single Trip Travel Insurance

after travel made sure every think went well

Wouldn't use any other company StarStarStarStarStar
Trusted Customer - June 25, 2026 - Single Trip Travel Insurance

Fast and efficient modification of dates due to flight cancellation on a single trip policy. Even whilst I was still on the phone the revised policy came through via email! I have used cover for you for many years and would never go anywhere else. Only ever had to make one claim, for medical assistance whilst in Spain. which was dealt with super quick and medical costs paid out within days of the claim

10/10 StarStarStarStarStar
Helen Stevens - June 24, 2026 - Annual Multi-Trip Travel Insurance

What a breath of fresh air it was dealing with Cover for you and being helped by Charlie. My call was answered immediately, Charlie was efficient, knew what he was doing and had my query sorted within a couple of minutes. Thank you so much.

Go for coverts go StarStarStarStarStar
Trusted Customer - June 24, 2026 - Single Trip Travel Insurance

Very very good 👍

Review re Chatlie StarStarStarStarStar
Trusted Customer - June 23, 2026 - Annual Multi-Trip Travel Insurance

The person to whom I was speaking was helpful and professional .

StarStarStarStarStar
Trusted Customer - June 22, 2026 - Annual Multi-Trip Travel Insurance

Good service

StarStarStarStarStar
Trusted Customer - June 21, 2026 - Single Trip Travel Insurance

Very efficient service . Easy to do

Excellent Service StarStarStarStarStar
Trusted Customer - June 21, 2026 - Single Trip Travel Insurance

Had just been messed about by Allianz whose customer service contact was at best indifferent and closer to downright rude. so went online and found cover for you. The process was simple but thorough and fairly quick to negotiate. Price was reasonable given the medical conditions and the coverage excellent. Will certainly get quotes from them again.

Simple application, detailed medical, value for money. StarStarStarStarStar
Graeme Smith - June 20, 2026 - Single Trip Travel Insurance

Easy to follow online forms. Detailed medical drop down options add clarity. Value for money.

Coverforyou insurance StarStarStarStarStar
Steven S - June 20, 2026 - Single Trip Travel Insurance

The web site was easy to navigate which is always a bonus, but the real review will be be if I have to make a claim. Hopefully I never will…

Cruise Insurance StarStarStarStarStar
Trusted Customer - June 20, 2026 - Single Trip Travel Insurance

Fast, efficient, easy to understand cover.

Please with how easy it was to buy it StarStarStarStarStar
Daniil Sihov - June 20, 2026 - Single Trip Travel Insurance

Very easy to book, good value for money, covers everything I need for the trip.

StarStarStarStarStar
lee self - June 20, 2026 - Single Trip Travel Insurance

Good reliable service

Best all round StarStarStarStarStar
Ryan Parker - June 19, 2026 - Single Trip Travel Insurance

Good value for great service & cover.

StarStarStarStarStar
Trusted Customer - June 19, 2026 - Single Trip Travel Insurance

Very easy to follow and purchase I have used Cover for you before and was happy

Helpful customer service StarStarStarStarStar
Trusted Customer - June 19, 2026 - Single Trip Travel Insurance

I needed to update medical details prior to the policy starting & Susie was very friendly, helpful & made the whole process very quick & easy

Helpful service StarStarStarStarStar
Trusted Customer - June 19, 2026 - Annual Multi-Trip Travel Insurance

I was very happy with the service, very professional, happy to answer any questions I had.

My cover StarStarStarStarStar
Trusted Customer - June 18, 2026 - Single Trip Travel Insurance

I only come here for my cover, straight forward to use, doesn't cost the earth.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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