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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£9.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 22nd January 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - May 18, 2026 - Annual Multi-Trip Travel Insurance

Really helpful on the phone and talked me through everything to make the renewal easy and hassle free

Travel Cover and more StarStarStarStarStar
Osvaldo Petirro - May 18, 2026 - Annual Multi-Trip Travel Insurance

Amazing services and support very helpful

Easy and Fair Pricing StarStarStarStarStar
Louisa McCabe - May 18, 2026 - Single Trip Travel Insurance

I've used this company many times. Their prices are very fair when comparing with other providers.

A satisfied customer. StarStarStarStarStar
Vasileios Mavroyenneas - May 18, 2026 - Annual Multi-Trip Travel Insurance

Excellent - straight forward - easy to follow steps

Great customer service StarStarStarStarStar
Trusted Customer - May 18, 2026 - Single Trip Travel Insurance

Very helpful and friendly on the phone.

Best price StarStarStarStarStar
Trusted Customer - May 17, 2026 - Single Trip Travel Insurance

User friendly website really easy to navigate and quick to sort out travel insurance excellent price.

StarStarStarStarStar
Eloka Oji - May 17, 2026 - Single Trip Travel Insurance

Easy booking

Comprehensive Cover Without the Usual Nonsense StarStarStarStarStar
Andrew Cowan - May 16, 2026 - Single Trip Travel Insurance

Considering most travel insurers start hyperventilating the moment you mention scuba diving, getting comprehensive cover for two weeks in Saint Lucia with no excess for £175 was excellent value. Straightforward process and good cover levels.

CoverForYou - bookmarked for travel insurance… :-) StarStarStarStarStar
Iain - May 16, 2026 - Single Trip Travel Insurance

5th straight year of insuring travel to USA - not had to claim so can’t vouch for claims handling but the quotation and booking process is straightforward and clear. I’m as confident as can be as this juncture…

Insurance update StarStarStarStarStar
Graham Bull - May 15, 2026 - Annual Multi-Trip Travel Insurance

Excellent service, really helpful and very clear.

StarStarStarStarStar
Trusted Customer - May 15, 2026 - Single Trip Travel Insurance

Quick and efficient

Great service and excellent agent. StarStarStarStarStar
Kitty - May 15, 2026 - Annual Multi-Trip Travel Insurance

I called in and I didn’t have to wait on hold. The agent was really friendly and clear speaking and very polite. It was a great experience and I will most definitely use this company again.

Excellent service StarStarStarStarStar
Christopher Philip - May 14, 2026 - Single Trip Travel Insurance

Excellent service, quick and Efficient. Hassle free.

Simple and Easy! StarStarStarStarStar
Trusted Customer - May 14, 2026 - Single Trip Travel Insurance

Great and easy to set up.

Excellent service regarding Travel Insurance StarStarStarStarStar
Trusted Customer - May 14, 2026 - Single Trip Travel Insurance

Christian was excellent from start to finish. Very thoughtful and thorough. Great knowledge and understanding of the product he was me helping with. Top rate.

StarStarStarStarStar
Trusted Customer - May 14, 2026 - Single Trip Travel Insurance

Very easy and straight forward

StarStarStarStarStar
Trusted Customer - May 14, 2026 - Single Trip Travel Insurance

Easy to use, very quick to get insurance

StarStarStarStarStar
Trusted Customer - May 14, 2026 - Single Trip Travel Insurance

Quick an easy to do.

Such a simple application system StarStarStarStarStar
Trusted Customer - May 14, 2026 - Single Trip Travel Insurance

All very easy and straight forward to complete

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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