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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£9.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 22nd January 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - May 11, 2026 - Annual Multi-Trip Travel Insurance

easy online service

Travel cover StarStarStarStarStar
Susan O’Donnell - May 11, 2026 - Single Trip Travel Insurance

Easy to use, good choice of cover and loyalty discount

StarStarStarStarStar
Trusted Customer - May 11, 2026 - Annual Multi-Trip Travel Insurance

Dificult to work out how to change card details in auto renewal. Seems a real faff to log in

Adding medical condition StarStarStarStarStar
Trusted Customer - May 11, 2026 - Annual Multi-Trip Travel Insurance

Easy to call and update policy. New information about the app given.

travel insurance StarStarStarStarStar
Trusted Customer - May 11, 2026 - Single Trip Travel Insurance

good been using this company for years.

Recommend StarStarStarStarStar
Diane Heath - May 11, 2026 - Single Trip Travel Insurance

Good choice of cover and easy to use app.

New cover StarStarStarStarStar
George Thompson - May 11, 2026 - Single Trip Travel Insurance

Good service and customer service agent who Ender’s all my queries and explained everything

Highly recommend StarStarStarStarStar
Matthew Barber - May 11, 2026 - Single Trip Travel Insurance

Susie was patient, understanding and clearly knew role extremely well. 5 star all the way and a credit to the company .

Great service when purchasing StarStarStarStarStar
Trusted Customer - May 11, 2026 - Single Trip Travel Insurance

Very quick and easy to purchase insurance

Excellent travel insurance provision StarStarStarStarStar
Trusted Customer - May 11, 2026 - Single Trip Travel Insurance

Quick and easy to arrange travel insurance, competitive prices to suit variety of needs and with no excess charges. Clear and compatabile.

StarStarStarStarStar
Trusted Customer - May 10, 2026 - Single Trip Travel Insurance

Quick reliable and affordable

Very satisfied. StarStarStarStarStar
Trusted Customer - May 10, 2026 - Single Trip Travel Insurance

A straightforward experience filling in the questionnaire. Very reasonable price for the insurance cover I have taken out for my holiday to Thailand . Very pleased.

Great service, good range of options to suit most budgets StarStarStarStarStar
Trusted Customer - May 10, 2026 - Single Trip Travel Insurance

The website was easy to navigate and the range of insurance levels was clearly explained and simple to purchase.

Easy to make a decision on the coverage that I wanted. StarStarStarStarStar
Trusted Customer - May 10, 2026 - Annual Multi-Trip Travel Insurance

It was a simple process giving me multiple options of cover. The costs were reasonable and better than my banks options. The best thing is I haven't had to test it yet. 🙏

Purchased Travel insurance StarStarStarStarStar
Trusted Customer - May 10, 2026 - Single Trip Travel Insurance

I havent received any service yet. Only just bought travel insurance frok cover for you. The reason i purchased this cover is because they have 5 star defacto reting. They seem like a good company.

StarStarStarStarStar
Trusted Customer - May 9, 2026 - Single Trip Travel Insurance

Very easy

Complete satisfaction. StarStarStarStarStar
Trusted Customer - May 8, 2026 - Annual Multi-Trip Travel Insurance

Anca was really friendly and helpful throughout the whole process. She put me at ease and made me feel a valued customer.

StarStarStarStarStar
Trusted Customer - May 8, 2026 - Single Trip Travel Insurance

Excellent

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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