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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty scheme.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£12.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 25th June 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Plus customers. In most cases CoverForYou Plus discount will vary between 15% and 20%. See CoverForYou Plus benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus
Feefo logo Feefo Gold Trusted Service Award

Reviews

Excellent service StarStarStarStarStar
Trusted Customer - September 8, 2026 - Annual Multi-Trip Travel Insurance

Always very helpful in resolving any problems

Great customer service StarStarStarStarStar
Trusted Customer - September 7, 2026 - Annual Multi-Trip Travel Insurance

Very user friendly and helpful Explained everything clearly and checked everything we needed covered, So much better then trying to complete online

Travel insurance StarStarStarStarStar
Andrew Thomas - September 7, 2026 - Single Trip Travel Insurance

Excellent, easy payment and great cover

Annual travel quote StarStarStarStarStar
stephen willsone - September 6, 2026 - Annual Multi-Trip Travel Insurance

Nice and easy quote experience

Excellent StarStarStarStarStar
Trusted Customer - September 6, 2026 - Annual Multi-Trip Travel Insurance

Muskann was very help full easy to talk too

Easy purchase StarStarStarStarStar
Nigar Alakbarli - September 5, 2026 - Single Trip Travel Insurance

Smooth and easy purchase

100% Would Recommend StarStarStarStarStar
Trusted Customer - September 5, 2026 - Annual Multi-Trip Travel Insurance

Very good and easy to purchase

Good service StarStarStarStarStar
Trusted Customer - September 5, 2026 - Single Trip Travel Insurance

Received text on arrival and once returned from holiday, with number to call with any problem/claim. Good service, have just used again.

Superb, couldn't be better,.. StarStarStarStarStar
Andrew Phillips - September 5, 2026 - Single Trip Travel Insurance

Great cover at a great price including all the elements I required with only a £50 vol excess, the Ruby level of cover was one of the cheapest premiums, at under £46. Plus it included a free 1Gb esim. This policy has the most comprehensive list of holiday/sport/recreational activities included as standard, covering 99%+ of what you'd ever do in Madeira. No need for Winter/Sport 1/Sport2 etc additional premiums, unless your a No Fear adrenaline junkie?

Professional service StarStarStarStarStar
David Rice - September 5, 2026 - Annual Multi-Trip Travel Insurance

Very helpful and informative,

StarStarStarStarStar
Krystian Konieczny - September 4, 2026 - Single Trip Travel Insurance

Great service

StarStarStarStarStar
Trusted Customer - September 3, 2026 - Single Trip Travel Insurance

Easy website to use

easy great StarStarStarStarStar
Trusted Customer - September 3, 2026 - Single Trip Travel Insurance

VERY HELPFUL GREAT PRICE AND THE MORE YOU USE THEM THE MORE % YOU CAN GET REDUSED PLUS YOU CAN GET ENTERD IN A FREE DRAW EVERY FEW MONTHS, I HAVE WON TWICE

Straightforward and prompt communication StarStarStarStarStar
Trusted Customer - September 3, 2026 - Single Trip Travel Insurance

Easy and straightforward online application and instant quote. When my documents came through I noticed I had made an error. Messaged Coverforyou and they sorted it without fuss and new documents were issued promptly. A good service….

StarStarStarStarStar
Versilo Antao - September 3, 2026 - Single Trip Travel Insurance

It was very smooth process and selecting

StarStarStarStarStar
Trusted Customer - September 3, 2026 - Single Trip Travel Insurance

very clear and concise information and pricing

Fantastic professional service StarStarStarStarStar
Mike Hinden - September 3, 2026 - Annual Multi-Trip Travel Insurance

Needed to amend my daughters travel policy as she had an additional unexpected medical condition to add. Grace was thoroughly professional and a pleasure to deal with. Nothing was a problem and the amendment was completed within 5 minutes. Excellent service.

StarStarStarStarStar
David Bush - September 2, 2026 - Single Trip Travel Insurance

Good

Excellent StarStarStarStarStar
Theresa davies - September 2, 2026 - Single Trip Travel Insurance

Brilliant customer service and support when needed to make a claim, great company, easy to navigate through the site. Highly recommend using them great deals.

StarStarStarStarStar
Trusted Customer - September 2, 2026 - Gadget Insurance

Charlie dealt professionally and politely with my cancellation thank you.

Over
10 MILLION
insured

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Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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