Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 16 256GB

£10.98
Standard price

£8.78
Best loyalty price**

£15.00

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Insurance2go

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 7th August 2025 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Travel insurance StarStarStarStarStar
Trusted Customer - November 16, 2025 - Single Trip Travel Insurance

Can’t really rate them fully as only got cover with them and not used it

Easy peasy StarStarStarStarStar
Trusted Customer - November 15, 2025 - Single Trip Travel Insurance

Easy to answer took less than 3 minutes

Reasonable price and easy to sign up StarStarStarStarStar
Mark G - November 15, 2025 - Annual Multi-Trip Travel Insurance

It was easy to sign up for the policy and the price was good. I can’t comment on the claims process or customer service as I hope it’s purely for cover.

StarStarStarStarStar
Philip Henry Williams - November 15, 2025 - Annual Multi-Trip Travel Insurance

fast easy excellent

Great Customer Service StarStarStarStarStar
Trusted Customer - November 14, 2025 - Annual Multi-Trip Travel Insurance

Giovanna was excellent assisting me update my policy due to a change in a medical condition. She was kind with great listening skills and very professional. She made the process easy and I felt valued.

Great assistance for new policy. StarStarStarStarStar
Shirley Norton - November 14, 2025 - Annual Multi-Trip Travel Insurance

Susan did a great job and helped me through my new policy changes. She helped at each stage as I tried to purchase online and I got a bit confused. She had great patience and resolved all my issues.

Adding extra medical condition StarStarStarStarStar
Trusted Customer - November 14, 2025 - Annual Multi-Trip Travel Insurance

Good guidance given and details sorted out.

Good to deal with StarStarStarStarStar
Elizabeth Sullivan - November 14, 2025 - Annual Multi-Trip Travel Insurance

Easy to contact and get through to someone helpful - which makes a lovely change in the world of insurance!! Not needed to make a claim but experience so far gives me confidence

Excellent Support StarStarStarStarStar
Trusted Customer - November 13, 2025 - Annual Multi-Trip Travel Insurance

Excellent support, really clear on what actions to take

excellent all round very helpful StarStarStarStarStar
Trusted Customer - November 13, 2025 - Annual Multi-Trip Travel Insurance

Check re insurance for existing holiday

StarStarStarStarStar
Trusted Customer - November 13, 2025 - Annual Multi-Trip Travel Insurance

Spencer was very professional and understanding and dealt with all issues brilliantly

Very Helpful StarStarStarStarStar
William Mason - November 13, 2025 - Single Trip Travel Insurance

Problem easily sorted and quick, very pleased

Booking only StarStarStarStarStar
Raymond Spence - November 13, 2025 - Single Trip Travel Insurance

So far so good. The site was super easy to use and didn't take look too get exactly what I wanted.

Excellent service StarStarStarStarStar
Tracey Jackling - November 13, 2025 - Single Trip Travel Insurance

So friendly, helpful and efficient.

StarStarStarStarStar
Trusted Customer - November 12, 2025 - Single Trip Travel Insurance

Easy to use and nice to get discounts for loyalty as well as monthly draws to enter - thank you

Loyal customer with medical pre-conditions StarStarStarStarStar
A Walker - November 12, 2025 - Annual Multi-Trip Travel Insurance

Simple Used them several times before. Never needed to claim but they have always made pro-active contact in case I needed to.

Happy customer StarStarStarStarStar
Trusted Customer - November 12, 2025 - Annual Multi-Trip Travel Insurance

Call was quickly answered and dealt with in a timely fashion too. Call taker was very helpful.

First Class Service StarStarStarStarStar
Graham Stout - November 11, 2025 - Single Trip Travel Insurance

Mikhala was super efficient and had people and customer service skills second to none. She immediately found my policy which I had only set up a few minutes prior and confirmed that she would post out my policy immediately as well as the email documentation which had already been recieved . Quote was extremely competitive and covered my health issues. Mikhala took away all the stress and made the transaction super smooth. This company will definitely be my goto insurance provider for future travel and holidays

One happy customer StarStarStarStarStar
Trusted Customer - November 11, 2025 - Annual Multi-Trip Travel Insurance

Suzy was clear, concise and friendly Answering all my quires. I am very satisfied with the service i received today from the warm and empathetic Suzy.

Great service. StarStarStarStarStar
Nalini - November 11, 2025 - Annual Multi-Trip Travel Insurance

Charlie was very helpful when I needed to purchase travel insurance. He explained the different levels of cover and when I was put on hold he offered to phone me back. He didn’t need to as I stayed on hold and didn’t have to wait too long.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store

Schengen Insurance Logo

Travel Insurance if you need a
Schengen Visa

Get started today!

Get a quote Contact us