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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty scheme.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£12.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 25th June 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Plus customers. In most cases CoverForYou Plus discount will vary between 15% and 20%. See CoverForYou Plus benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus
Feefo logo Feefo Gold Trusted Service Award

Reviews

Good insurer. StarStarStarStarStar
Trusted Customer - August 7, 2026 - Annual Multi-Trip Travel Insurance

Easy to complete

Great price StarStarStarStarStar
Louisa Miller - August 7, 2026 - Single Trip Travel Insurance

Easy to purchase Covers my holiday I have chosen a group insurance due to travelling with my daughters.

No hassle application StarStarStarStarStar
Trusted Customer - August 7, 2026 - Single Trip Travel Insurance

Quick and simple

Travel insurance StarStarStarStarStar
Trusted Customer - August 7, 2026 - Single Trip Travel Insurance

Absolutely no problem taking out the policy, very reasonable prices.

Friendly Staff StarStarStarStarStar
Denise Patterson - August 7, 2026 - Annual Multi-Trip Travel Insurance

Very helpful and friendly in helping to renew our policy..as I'm visual impaired & unable to complete the policy on line..

Renewal help with updating Medical conditions StarStarStarStarStar
Richard Nuttall - August 7, 2026 - Annual Multi-Trip Travel Insurance

Able to speak to an advisor easily with no long wait and able to get the answers I needed I called because there are ambiguities in the way the renewal acknowledged a reported medical condition on the online renewal . In the first section it stated no issues regarding the subject of circulation / cholesterol - but then listed the Cholesterol condition I registered from the previous year so it was unclear if it was considered

Simple and easy to use for holiday medical insurance StarStarStarStarStar
Trusted Customer - August 7, 2026 - Single Trip Travel Insurance

A simple form to answer the questions on current medical conditions for holiday insurance. Drop down menu gives you choices for your condition. Gives options at every stage to edit and add more information.

Holiday insurance. StarStarStarStarStar
Trusted Customer - August 6, 2026 - Single Trip Travel Insurance

I purchased some travel insurance from them, having previously bought some from another company who, after needing to add another medical problem decided to up my premium ten fold, obviously I wasn't prepared to pay that much so looked around and found the insurance I have now bought. It was very straightforward to do and would recommend them to anyone.

Pleasure to speak to StarStarStarStarStar
Hayley Etheridge - August 6, 2026 - Annual Multi-Trip Travel Insurance

Polite, listened, solved my problem. A pleasure to speak to. I just wish more call people were like him.

StarStarStarStarStar
Trusted Customer - August 6, 2026 - Single Trip Travel Insurance

Not bad after trying to get the correct information

Quick and simple quoting StarStarStarStarStar
Trusted Customer - August 6, 2026 - Annual Multi-Trip Travel Insurance

Getting a quote was straightforward, with clear options for cover and prices displayed. I got the cover I needed at a very reasonable price.

StarStarStarStarStar
graham livesey - August 5, 2026 - Single Trip Travel Insurance

very good service .please could you send me a copy of my insurance doc if poss as have not got policy number .

Website could be better but agent on phone was very helpful StarStarStarStarStar
Sharon Hall - August 5, 2026 - Single Trip Travel Insurance

The agent on the phone was extremely helpful and clear. My main problem was with the website which meant I couldn’t complete my application online. There was a problem with disappearing health conditions once you completed the screening questions.

Excellent holiday insurance site. StarStarStarStarStar
Trusted Customer - August 5, 2026 - Single Trip Travel Insurance

Good quality web site and insurance. Have used this for my disabled sone many times and always a good option.

Quick and helpful service StarStarStarStarStar
Alistair Vendy - August 5, 2026 - Annual Multi-Trip Travel Insurance

The advisor was polite, helpful and assisted with my query. Most impressive was the speed of answering without jumping through multiple automated options.

Great service so far StarStarStarStarStar
Trusted Customer - August 5, 2026 - Single Trip Travel Insurance

Grace was polite, helpful, friendly and efficient. She understood what I needed and explained clearly how she would help me. I was able to get straight through to speak to someone by phone which was great.

Excellent StarStarStarStarStar
Trusted Customer - August 4, 2026 - Single Trip Travel Insurance

Excellent service and seamless transaction with no hidden extras, would recommend to anyone

Thumbs up so far StarStarStarStarStar
Trusted Customer - August 4, 2026 - Single Trip Travel Insurance

All online ways to access and good price. Cannot comment on how good it is as am hoping not to have to claim!

Regular customer StarStarStarStarStar
Emily Stretton - August 4, 2026 - Single Trip Travel Insurance

Always used cover for you over the last few years. I've fortunately never needed to make a claim but always happy with the service

Great helpful service StarStarStarStarStar
Trusted Customer - August 4, 2026 - Single Trip Travel Insurance

It was comprehensible for the majority of the questionaire

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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