Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 9 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 13 128GB

Standard price

Best loyalty price**




What's included





Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen and you receive a working phone back with your data intact, where possible.

* Our gadget insurance comparison is updated regularly. This table was last updated on 13th April 2022 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.


Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it


Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.


Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty


Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

Why choose us

9 million


Free to join for policy holders

no expiry on your membership

Access rewards and discounts

from ODEON, Gousto, Holiday Extras & more

Save more on your insurance

every time you purchase, with up to 20% discount

Join our prize draws

for a chance to win holidays, events tickets & more

Already a policy holder?

Join the CoverForYou Club

Not a policy holder?

Get a quote

Working hard to earn your trust

We go above and beyond to provide great quality services:

Working with Trustpilot allows our customers a voice to tell us how we're doing - all genuine CoverForYou customers who have insured with us are offered the chance to review.

The Foreign, Commonwealth and Development Office (FCDO) website provides important information on travel advisories so you can stay safe whilst abroad.

Get started today!

Get a quote Contact us