Our Cover and the Middle East Conflict - Read More

Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty scheme.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£12.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 25th June 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Plus customers. In most cases CoverForYou Plus discount will vary between 15% and 20%. See CoverForYou Plus benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus
Feefo logo Feefo Gold Trusted Service Award

Reviews

Renewal with easr StarStarStarStarStar
Christine Rennie - September 16, 2026 - Annual Multi-Trip Travel Insurance

Libby, was most helpful and renewed my policy with ease and efficiency. This is r the reason I return to CoverForYou every year. I have no need to look elsewhere. The price is affordable and service iscexcellent

StarStarStarStarStar
Trusted Customer - September 16, 2026 - Single Trip Travel Insurance

Suzie was really helpful, great service!

StarStarStarStarStar
Wojciech Kobiela - September 16, 2026 - Single Trip Travel Insurance

Great

Holiday insurance StarStarStarStarStar
Trusted Customer - September 16, 2026 - Single Trip Travel Insurance

Very quick and easy to sort out. No problems at all.

Great price StarStarStarStarStar
sarah stelling - September 16, 2026 - Single Trip Travel Insurance

Easy to do and buy at a great price.

StarStarStarStarStar
Anna - September 16, 2026 - Single Trip Travel Insurance

Amazing service thank you

Thanks Diexter! StarStarStarStarStar
Andrew Warburton - September 16, 2026 - Annual Multi-Trip Travel Insurance

Diexter was super helpful with my query, answering everything very fully and in a speedy fashion!

Good purchase experience StarStarStarStarStar
Trusted Customer - September 16, 2026 - Single Trip Travel Insurance

"Permanent UK resident" was ambiguous and I had to call your number to verify. I have a valid visa and am married to a UK citizen and will be eligible for ILR status in 2 years; I have GP registration and a mortgage here. So the wording should be more explicit to include someone with my status, as the phone representative said I will be covered. Everything else was quick, easy, and clear. I appreciated that you expect American Express payments too.

StarStarStarStarStar
Trusted Customer - September 16, 2026 - Annual Multi-Trip Travel Insurance

Just enough to complete the renewal. No spurious additional sales nonsense

Excellent StarStarStarStarStar
Trusted Customer - September 15, 2026 - Single Trip Travel Insurance

Very straight forward and polite and to the point

Easy to deal with and renew StarStarStarStarStar
Trusted Customer - September 15, 2026 - Annual Multi-Trip Travel Insurance

Easy to deal with and always very helpful when I telephone. great renewal price and I am so happy to stay loyal with the same company. Easy to renew on line too

Happy Travels StarStarStarStarStar
Trusted Customer - September 14, 2026 - Annual Multi-Trip Travel Insurance

Very quick and easy, as needed to change payment card & was easy.

Good service and nice to deal with StarStarStarStarStar
Trusted Customer - September 14, 2026 - Annual Multi-Trip Travel Insurance

Grace was professional and friendly in helping me finalise my travel insurance

Excellent feedback StarStarStarStarStar
Debbie - September 14, 2026 - Single Trip Travel Insurance

Excellent service from Spencer, very helpful.

Winter holiday StarStarStarStarStar
Sandra Graham - September 14, 2026 - Single Trip Travel Insurance

So easy to go through the questions and quick response and costs almost immediately.

Good customer service StarStarStarStarStar
Trusted Customer - September 14, 2026 - Annual Multi-Trip Travel Insurance

The argent I spoke to was kind and helpful and I got my questions answered.

Good value StarStarStarStarStar
Trusted Customer - September 14, 2026 - Single Trip Travel Insurance

Very easy to use and very good price

Travel insurance StarStarStarStarStar
Trusted Customer - September 13, 2026 - Single Trip Travel Insurance

Used cover for you for several years for travel insurance, good price, easy to use website. App good with documents easily assessable

StarStarStarStarStar
Trusted Customer - September 13, 2026 - Annual Multi-Trip Travel Insurance

Very helpful and pointed me in the right direction on the website.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store

Schengen Insurance Logo

Travel Insurance if you need a
Schengen Visa

Get started today!

Get a quote Contact us