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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty scheme.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£12.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 25th June 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Plus customers. In most cases CoverForYou Plus discount will vary between 15% and 20%. See CoverForYou Plus benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus
Feefo logo Feefo Gold Trusted Service Award

Reviews

All ok thanks StarStarStarStarStar
Trusted Customer - July 17, 2026 - Single Trip Travel Insurance

Easy to sort online. Never used it but all seemed ok thank you...

StarStarStarStarStar
Trusted Customer - July 15, 2026 - Single Trip Travel Insurance

Well explained good value

StarStarStarStarStar
Trusted Customer - July 14, 2026 - Single Trip Travel Insurance

Very good, quick to sort out a suitable policy for my needs

Holiday Ins: StarStarStarStarStar
Trusted Customer - July 14, 2026 - Single Trip Travel Insurance

Great App: Quick and easy. Good price.

I like how this company reward you when you renew your policy... StarStarStarStarStar
Heather Brown - July 14, 2026 - Annual Multi-Trip Travel Insurance

I haven't had to make a claim from this policy, so I can't comment regarding making a claim... However I can tell you, that Cover for You policies are very good value for money and most importantly they reward you by giving you a percentage of when you renew your policy... Which is a marvelous thing...

Excellent customer service. StarStarStarStarStar
C.Morgan - July 13, 2026 - Annual Multi-Trip Travel Insurance

Excellent customer service and very easy to renew with great loyalty scheme.

Comprehensive package StarStarStarStarStar
Trusted Customer - July 13, 2026 - Single Trip Travel Insurance

Comprehensive package of cover, inclusive of medical restrictions and cruise cover. Very competitive pricing and very straightforward website and mobile app.

total piece of mind StarStarStarStarStar
Trusted Customer - July 13, 2026 - Annual Multi-Trip Travel Insurance

Simple, efficient. No quibble on claims, no excess. Great. Always use this insurer.

StarStarStarStarStar
Trusted Customer - July 13, 2026 - Annual Multi-Trip Travel Insurance

Very helpful and polite.

StarStarStarStarStar
Trusted Customer - July 13, 2026 - Annual Multi-Trip Travel Insurance

Simple to use Simple to sign up Great service

Quick and easy StarStarStarStarStar
Trusted Customer - July 12, 2026 - Single Trip Travel Insurance

Quick. Easy, no hassle. Done in minutes and a good price.

Great value travel cover StarStarStarStarStar
Trusted Customer - July 12, 2026 - Single Trip Travel Insurance

Very pleased with the pricrs

Great insurance cover StarStarStarStarStar
Kelly Wright - July 11, 2026 - Single Trip Travel Insurance

Always a great process, easy to navigate the online quote service used many time for my family and 100% recommend

Very helpful StarStarStarStarStar
Paul Smith - July 11, 2026 - Annual Multi-Trip Travel Insurance

Very helpful and a very pleasant advisor.

Simple StarStarStarStarStar
Stephen Harbon - July 11, 2026 - Single Trip Travel Insurance

Quick and simple great experience

StarStarStarStarStar
Trusted Customer - July 11, 2026 - Single Trip Travel Insurance

Straight forward and easy to set up with the cover I needed

good provider easy to complete StarStarStarStarStar
Trusted Customer - July 10, 2026 - Single Trip Travel Insurance

clear precise process

Reasonable StarStarStarStarStar
Trusted Customer - July 10, 2026 - Single Trip Travel Insurance

Brilliant, prices were very reasonable and the app is easy to use

Policy changes StarStarStarStarStar
colin - July 10, 2026 - Annual Multi-Trip Travel Insurance

Great advice, very helpful Got everything sorted out Very happy with all the help Charlie gave me

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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