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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£9.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 22nd January 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Short trip StarStarStarStarStar
Trusted Customer - April 28, 2026 - Single Trip Travel Insurance

Great service and great prices would definitely recommend

StarStarStarStarStar
Trusted Customer - April 27, 2026 - Single Trip Travel Insurance

Very easy process to apply with very competitive price despite a Medical condition applied.

All round great job! StarStarStarStarStar
Trusted Customer - April 27, 2026 - Single Trip Travel Insurance

Always great cover for a great price! I won’t go anywhere else for my travel insurance!

Holiday Insurance Quote StarStarStarStarStar
Trusted Customer - April 27, 2026 - Annual Multi-Trip Travel Insurance

Emily was polite courteous and extremely patient and kind throughout our call Information was shared carefully and conscientiously

Quick and helpful StarStarStarStarStar
Geoff - April 27, 2026 - Annual Multi-Trip Travel Insurance

Charlie was friendly and helpful giving quick and precise answers to my questions.

Easy to get through to a humans. StarStarStarStarStar
Trusted Customer - April 26, 2026 - Annual Multi-Trip Travel Insurance

Easy to get through to support line and advisor Christian was very helpful with my policy changes.

StarStarStarStarStar
Trusted Customer - April 25, 2026 - Annual Multi-Trip Travel Insurance

Very good product and service

Europe quotes StarStarStarStarStar
Trusted Customer - April 25, 2026 - Single Trip Travel Insurance

Good value and great discount to help beat competitive quotes - hopefully the app will “remember” medical details securely so that don’t have to fill it all out again

Excellent value for money StarStarStarStarStar
Mustafa - April 25, 2026 - Single Trip Travel Insurance

Good defatting rating. Good value for money for the cover. Very straightforward process start to finish.

Spencer was amazing !! StarStarStarStarStar
Wendy Jones - April 25, 2026 - Annual Multi-Trip Travel Insurance

Rang to discuss travel insurance, in relation to worldwide inc USA Spoke to Spencer who was amazing, so very polite and saved me money on a renewal and increased cover nothing was too much trouble,

Excellent service StarStarStarStarStar
J. Morrison - April 24, 2026 - Single Trip Travel Insurance

Any time I've had to phone, the staff have always been incredibly helpful and understanding. Today's experience with Anca was exactly the same. Polite, friendly, professional and understanding. I was updating my medical details and Anca took me through the process and stayed on the phone whilst I accessed my documents, checked the changes and confirmed them. Whilst Cover For You provides competitive pricing and comprehensive cover options, their customer service is excellent and that is a huge plus these days. That's why I'm a repeat customer. Highly recommended. Thank you.

Cruise insurance StarStarStarStarStar
Elizabeth Casey - April 23, 2026 - Single Trip Travel Insurance

Was a very easy experience to book cruise insurance not very clued up on doing things like that but was quite simple.

First class service StarStarStarStarStar
Trusted Customer - April 23, 2026 - Single Trip Travel Insurance

Christian is friendly, efficient and highly professional. I was extremely impressed by his service today and would highly recommend.

StarStarStarStarStar
Trusted Customer - April 23, 2026 - Single Trip Travel Insurance

Very easy. Clear instructions and inclusions and good price!

Excellent service StarStarStarStarStar
Trusted Customer - April 23, 2026 - Single Trip Travel Insurance

Susie was extremely helpful on my call and assisted me through the purchasing process, while being informative and understanding when I made a mistake.

Simple online purchase system StarStarStarStarStar
Tom - April 22, 2026 - Single Trip Travel Insurance

Simple online purchase, and the second time I've bought from Cover for you; I did have issues with the payment screen when I tried to complete on my mobile, but that was probably more to do with needing to authorise it on my banking app on the same device.

Great price. StarStarStarStarStar
Trusted Customer - April 22, 2026 - Single Trip Travel Insurance

Quick, easy to order. Great price l.

Quick and easy! StarStarStarStarStar
Trusted Customer - April 22, 2026 - Single Trip Travel Insurance

Easy, quick, straightforward process to purchase travel insurance online. I'm not going to expand on that - it would prolong the process making it not so quick after all!

Great customer services StarStarStarStarStar
Amanda Cooke - April 22, 2026 - Single Trip Travel Insurance

Great customer service, fast response time and very informative. Could not have helped more.

Rabo Rabo StarStarStarStarStar
Trusted Customer - April 22, 2026 - Single Trip Travel Insurance

As good as it has been every year

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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