Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 16 256GB

£10.98
Standard price

£8.78
Best loyalty price**

£15.00

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Insurance2go

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 7th August 2025 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Last minute travel insurance sorted StarStarStarStarStar
Christopher Ward - October 7, 2025 - Annual Multi-Trip Travel Insurance

Simple, straightforward and speedy quote and cover, able to pull up my information despite a year gap. Charlie talked me through the various steps and got me sorted.

Great Service StarStarStarStarStar
Trusted Customer - October 7, 2025 - Single Trip Travel Insurance

Quick & easy to sort

Friendly and helpful when contacting cover to you StarStarStarStarStar
Trusted Customer - October 7, 2025 - Annual Multi-Trip Travel Insurance

Emily was very polite and helpful on the call about the change in my medical conditions and she dealt with it very quickly Thanks

Recommend from personal experience StarStarStarStarStar
Trusted Customer - October 7, 2025 - Single Trip Travel Insurance

Have previously used this company and, unlike others, they make the claims process straightforward if you're unlucky enough to need to make a claim. Easy to get a quote and any questions are answered promptly by email.

StarStarStarStarStar
Trusted Customer - October 7, 2025 - Annual Multi-Trip Travel Insurance

Christian was very helpful and friendly, and dealt with my query quickly and with professionalism. Would recommend Cover for You insurance

Constant communication!!! StarStarStarStarStar
DAVID KELLY - October 7, 2025 - Single Trip Travel Insurance

Excellent communication during the purchase process along with contact during the insurance cover period including contact after the expiry of the policy to ensure everything was OK, this is a first for me so well done Cover for You!!

Great service StarStarStarStarStar
Trusted Customer - October 7, 2025 - Single Trip Travel Insurance

Excellent, quick, adviser, Nicky knew their stuff

Change to policy StarStarStarStarStar
Trusted Customer - October 7, 2025 - Annual Multi-Trip Travel Insurance

Excellent customer service, very clear explanations of questions and easy to make changes to my policy. Call quickly answered and lovely customer service agent help me update my medical history. Would recommend cover for you to all friends and family. I have had cover for you policies for many years. Great service.

Issue resolved StarStarStarStarStar
Trusted Customer - October 7, 2025 - Single Trip Travel Insurance

Perfect, issue resolved in minutes.

StarStarStarStarStar
Martin Strong - October 6, 2025 - Annual Multi-Trip Travel Insurance

Very nice fella very easy to change my policy

StarStarStarStarStar
Socrates Furtado - October 6, 2025 - Annual Multi-Trip Travel Insurance

Agent was very helpful and gave us all options to pick from. We just called to ask 1 question and he helped us with a lot more. Excellent service

travel insurance StarStarStarStarStar
Trusted Customer - October 6, 2025 - Annual Multi-Trip Travel Insurance

polite and nice

5 stars StarStarStarStarStar
Trusted Customer - October 6, 2025 - Annual Multi-Trip Travel Insurance

Get conversation on telephone first went through it perfectly and I was able to renew with a loyalty discount this was for my son I have all the family covered with CoverForYou highly recommended

Excellent StarStarStarStarStar
Trusted Customer - October 6, 2025 - Single Trip Travel Insurance

Excellent in all respects

Great Service StarStarStarStarStar
Trusted Customer - October 6, 2025 - Annual Multi-Trip Travel Insurance

Great service from Susie. Very knowledgeable.

Top marks for staff StarStarStarStarStar
denise brownlee - October 6, 2025 - Single Trip Travel Insurance

I thought the help I got today was 100%. The member of staff I spoke to Susie could not have been more helpful or pleasant.

Travel update StarStarStarStarStar
Graham Brown - October 6, 2025 - Annual Multi-Trip Travel Insurance

Efficient and friendly service

Friendly customer service team StarStarStarStarStar
Chris in Edinburgh - October 6, 2025 - Single Trip Travel Insurance

Susie was helpful, extremely efficient and made the process of updating a travel policy very simple.

Swift and easy. StarStarStarStarStar
Aidan - October 5, 2025 - Annual Multi-Trip Travel Insurance

Swift and easy. Good price also.

StarStarStarStarStar
Trusted Customer - October 5, 2025 - Annual Multi-Trip Travel Insurance

Easy to apply and complete

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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