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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty scheme.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£12.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 25th June 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Plus customers. In most cases CoverForYou Plus discount will vary between 15% and 20%. See CoverForYou Plus benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - August 27, 2026 - Single Trip Travel Insurance

Good

StarStarStarStarStar
Gary Blow - August 26, 2026 - Annual Multi-Trip Travel Insurance

Nice and easy to renew my policy

Very helpful StarStarStarStarStar
Trusted Customer - August 26, 2026 - Single Trip Travel Insurance

Very helpful and calm in the face of a technophobe!! Thank you. Changed my document dates as requested, super helpful

StarStarStarStarStar
Caoimhe Hennigan - August 25, 2026 - Annual Multi-Trip Travel Insurance

very easy to renew

StarStarStarStarStar
Sarah Woods - August 25, 2026 - Single Trip Travel Insurance

Very quick to respond to my query

StarStarStarStarStar
Lahiru Jayamanne Arachchige - August 24, 2026 - Single Trip Travel Insurance

it was so easy.

Great Coverage StarStarStarStarStar
Trusted Customer - August 24, 2026 - Single Trip Travel Insurance

Easy to use site, offering fantastic cover, with a wide range of add ons. Excellent value for money too. I would definitely recommend

StarStarStarStarStar
Trusted Customer - August 24, 2026 - Annual Multi-Trip Travel Insurance

Charlie was excellent, he dealt with my request quickly and without a fuss.

Great cover. StarStarStarStarStar
Jacqueline Kilsby-Dukes - August 24, 2026 - Single Trip Travel Insurance

Great cover at great price.

StarStarStarStarStar
Trusted Customer - August 24, 2026 - Annual Multi-Trip Travel Insurance

Very patient very helpful spoke very clearly

Reliable StarStarStarStarStar
Fiona Lorimer - August 24, 2026 - Single Trip Travel Insurance

Good and reliable Service. Easy to use and feel it is dependable.

Excellent service StarStarStarStarStar
beverly thorndyke - August 24, 2026 - Annual Multi-Trip Travel Insurance

Grace was very helpful and informative. She took the time to check all details carefully. Was a pleasure to speak to someone so pleasant, thank you

StarStarStarStarStar
Trusted Customer - August 24, 2026 - Single Trip Travel Insurance

USE THIS SITE FOR COVER EVERY YEAR QUICK EASY AND AFFORDABLE WITH MULTIPLE HEALTH ISSUES.

Very good service StarStarStarStarStar
Trusted Customer - August 22, 2026 - Single Trip Travel Insurance

Very good service. was nervous about the cost of the insurance especially given my Crohn's flare up but Cover for you not only insured me, but the cost was cheaper than other online merchants and of course buying the insurance via their website is very easy.

Good service StarStarStarStarStar
Trusted Customer - August 22, 2026 - Single Trip Travel Insurance

Confirmation text after buying product arrived quickly and all documents soon after by email. Bodes well should I need to contact them about anything.

Good sales service StarStarStarStarStar
Trusted Customer - August 22, 2026 - Annual Multi-Trip Travel Insurance

Quick resolution to changes needed on my coverage

StarStarStarStarStar
Trusted Customer - August 22, 2026 - Single Trip Travel Insurance

Always used Cover for you, can’t be beaten on value. Got quoted almost double for the same cover by my bank.

Well recommended insurance StarStarStarStarStar
Trusted Customer - August 22, 2026 - Annual Multi-Trip Travel Insurance

Fantastic. Easy to use. Clear and affordable

Feature rich standard policy, smooth buying experience. StarStarStarStarStar
AN - August 21, 2026 - Annual Multi-Trip Travel Insurance

This is about process of buying travel policy. After many comparisons, the policy is fantastic. Zero excess, long duration and many activities included as standard makes it attractive. The online experience was smooth too.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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