Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 16 256GB

£10.98
Standard price

£8.78
Best loyalty price**

£15.00

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Insurance2go

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 7th August 2025 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Problem Solvers StarStarStarStarStar
Trusted Customer - August 28, 2025 - Single Trip Travel Insurance

Completed my quote on-line & the payment element hung-up at my credit card holder. Rang the Cover for You help line & they sorted the problem out in a very short time. I have used Cover for You for many years & they have always been helpful & reliable when I have called upon them. The Customer Service staff are calm & thorough & inspire a high degree of confidence in the product. All my documents are available in the app & I find this very helpful.

Very helpful staff at call centre StarStarStarStarStar
Laura Auld - August 28, 2025 - Single Trip Travel Insurance

Charlie very knowlegable and helpful when I phoned to add medical on for my husband and discuss mine too

Very good StarStarStarStarStar
Andrew Pleavin - August 28, 2025 - Annual Multi-Trip Travel Insurance

Great. Everyone hopes not to use insurance. My wife had a severe tooth ache whilst on a cruise and had to be treated by the ships dentist. We got home and were reimbursed within a few days. Very good insurance, I've just renewed an annual policy for peace of mind.

Looking forward to the motorcycle trip. StarStarStarStarStar
Trusted Customer - August 27, 2025 - Single Trip Travel Insurance

Very nice and straight forward to fill in, with a great quote at the end. Motorcycle riding covered as standard.......great for a motorcycle trip to Europe.

Great quote StarStarStarStarStar
Sandie Maduemezia - August 27, 2025 - Single Trip Travel Insurance

Easy to fill out questions and I was quoted a very reasonable price compared to other companies.

Excellent service StarStarStarStarStar
Dawn Waring - August 27, 2025 - Single Trip Travel Insurance

Excellent, friendly, polite and knowledgeable. Very quick and easy to deal with my enquiry.

Travel insurance StarStarStarStarStar
Trusted Customer - August 27, 2025 - Annual Multi-Trip Travel Insurance

Easy to deal with great value as always

Excellent Travel Insurance for peace of mind: StarStarStarStarStar
Martin Noon - August 27, 2025 - Annual Multi-Trip Travel Insurance

We've been with CoverForYou for several years and unfortunately have needed to make two small claims in that time, which were handled professionally and efficiently. We were happy to renew with them for a further year given the competitive renewal quote.

StarStarStarStarStar
Gavin Donald - August 27, 2025 - Single Trip Travel Insurance

Good cover for a good proven

Travel Insurance made easy even with medical conditions StarStarStarStarStar
Gillian - August 27, 2025 - Annual Multi-Trip Travel Insurance

Susie was so very patient with me as there was a lot to go through. She made sure I understood everything before I agreed to purchase. She explained everything about what was to happen next.

StarStarStarStarStar
Trusted Customer - August 26, 2025 - Single Trip Travel Insurance

Very easy to navigate & fill in. Clear & easy to understand

StarStarStarStarStar
Trusted Customer - August 26, 2025 - Single Trip Travel Insurance

Very easy to use and good value.

StarStarStarStarStar
Trusted Customer - August 26, 2025 - Annual Multi-Trip Travel Insurance

Good

Super quick and clear - thanks Diexter! StarStarStarStarStar
Trusted Customer - August 26, 2025 - Annual Multi-Trip Travel Insurance

Super quick and clear - fast solution found - thanks Diexter!

You never hope to need insurance but when you do, it's a life saver. StarStarStarStarStar
Trusted Customer - August 26, 2025 - Single Trip Travel Insurance

My teenage son had an unfortunate accident on holiday and we are so thankful we chose Cover for You who supported us in raising a case with the hospital. The support was top class and saved us from an extortionate bill to help my son with a minor surgery.

Review StarStarStarStarStar
Trusted Customer - August 26, 2025 - Single Trip Travel Insurance

Super easy to set up and get a quick competitive quote. I love the discounts for loyalty and keeps me going back

Great team StarStarStarStarStar
Helen Jenkins - August 26, 2025 - Single Trip Travel Insurance

I had a query about my existing policy. Spoke to Susie who helped me. All of the team have been extremely helpful and pleasant to deal with - I have a complex medical history, but they are very knowledgeable and helpful.

StarStarStarStarStar
Trusted Customer - August 26, 2025 - Annual Multi-Trip Travel Insurance

Good service

Knowledgeable customer service consultant StarStarStarStarStar
Trusted Customer - August 26, 2025 - Annual Multi-Trip Travel Insurance

The consultant was knowledgeable and took time to explain the various questions I was querying (mainly medical)

Very pleased with the service StarStarStarStarStar
Sean Grant - August 26, 2025 - Annual Multi-Trip Travel Insurance

Very smooth , quick, thorough and helpful. Great price and love the Bagfinder facility

Over
10 MILLION
insured

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We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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