Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 16 256GB

£10.98
Standard price

£8.78
Best loyalty price**

£15.00

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Insurance2go

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 7th August 2025 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Andrea Noble - October 28, 2025 - Annual Multi-Trip Travel Insurance

Quick easy and clearly written well layed out

StarStarStarStarStar
Christian Cornwell - October 27, 2025 - Single Trip Travel Insurance

Charlie was very helpful and explained everything in detail

Easy to get cover StarStarStarStarStar
Trusted Customer - October 27, 2025 - Annual Multi-Trip Travel Insurance

Easy to navigate website questions easy to understand covered quite serious medical problems

Changing insurance information StarStarStarStarStar
Trusted Customer - October 27, 2025 - Annual Multi-Trip Travel Insurance

Excellent service Friendly and efficient Dealt with query quickly and in good humour.

Great service StarStarStarStarStar
Trusted Customer - October 27, 2025 - Single Trip Travel Insurance

Very efficient and straightforward conversation with Susie. I had my query and questions answered in a professional and friendly manner. I was also given information on the benefits that will be available to me personally should I download the Cover for you Travel App as I have had a number of policies from you in the past. Great representation of your company.

Great service StarStarStarStarStar
Claire Hawkins - October 24, 2025 - Single Trip Travel Insurance

I did not need to make a claim but was very reassured to receive both a text message and an email, following my holiday, providing me with contact details reminding of how to contact if i did need to make one.

StarStarStarStarStar
Trusted Customer - October 24, 2025 - Single Trip Travel Insurance

Easy quote process and affordable cover

StarStarStarStarStar
Trusted Customer - October 23, 2025 - Single Trip Travel Insurance

Good

Quick and easy StarStarStarStarStar
Trusted Customer - October 23, 2025 - Annual Multi-Trip Travel Insurance

The person who took my call was very friendly and helpful. Everything was made very easy to make updates to my policy.

Excellent service from Diexter StarStarStarStarStar
Trusted Customer - October 22, 2025 - Annual Multi-Trip Travel Insurance

Excellent profesional assistance

StarStarStarStarStar
Trusted Customer - October 22, 2025 - Single Trip Travel Insurance

Great customer service

Excellent StarStarStarStarStar
Milena Klimek - October 22, 2025 - Annual Multi-Trip Travel Insurance

Great advisor, very informative chat.

Easy cover StarStarStarStarStar
Zoltan Gyurka - October 22, 2025 - Single Trip Travel Insurance

I'm happy to find for my travel around the word cover my life and other things with this company. Very easy to complete the form and get a quote. And the price is friendly. Thank you

StarStarStarStarStar
Jan Kriel - October 21, 2025 - Single Trip Travel Insurance

Spencer was excellent

great service StarStarStarStarStar
Trusted Customer - October 21, 2025 - Annual Multi-Trip Travel Insurance

Really good

Good customer service for renewing policy StarStarStarStarStar
Trusted Customer - October 21, 2025 - Annual Multi-Trip Travel Insurance

Polite, kind, efficient service. Your man was thorough, knew what I needed to know, was clear about my options and walked me through the process. He's emailed me all the details and was gentle when I was got technically challenged or made a middle-aged joke. All pretty good service.

Nice and Easy StarStarStarStarStar
Trusted Customer - October 21, 2025 - Annual Multi-Trip Travel Insurance

Phone answered quickly, spoke to Jake who handle my enquiry about a medical issue, read back what he had added to my schedule, all nice and easy.

Best travel insurance! StarStarStarStarStar
Megan - October 21, 2025 - Single Trip Travel Insurance

It was easy to use, a quick process and cost effective for travel insurance for myself and my partner.

StarStarStarStarStar
Paul Derek Atkins - October 21, 2025 - Annual Multi-Trip Travel Insurance

Good quick clear info. Easy to deal with.

Over
10 MILLION
insured

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