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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty scheme.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£9.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 22nd January 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Plus customers. In most cases CoverForYou Plus discount will vary between 15% and 20%. See CoverForYou Plus benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus
Feefo logo Feefo Gold Trusted Service Award

Reviews

Excellent StarStarStarStarStar
Trusted Customer - June 14, 2026 - Single Trip Travel Insurance

Quick and easy

Travel insurance StarStarStarStarStar
Edward Leeson - June 13, 2026 - Single Trip Travel Insurance

Quick and easy to source a suitable quote

Good service and price StarStarStarStarStar
Trusted Customer - June 13, 2026 - Annual Multi-Trip Travel Insurance

Good price for annual renewal

Good price, quick, and easy to understand documents StarStarStarStarStar
AQ - June 12, 2026 - Single Trip Travel Insurance

Bought insurance late but so quick and easy to organise. Good price given (I have pre-existing conditions) and all the documents sent promptly. Everything was easy to read and understand. Will use them again.

All Round Excellence StarStarStarStarStar
Ronnie Cohen - June 12, 2026 - Single Trip Travel Insurance

Excellent service, zero excess (when ordering travel insurance direct from the CoverForYou website) and discounts as rewards for loyalty. They offer good benefits in their insurance policies. In addition to that, they give members plenty of perks such as discounts and free prize draws. I would definitely recommend them to others.

great customer service - Susie StarStarStarStarStar
Trusted Customer - June 12, 2026 - Annual Multi-Trip Travel Insurance

Call was quickly answered and query was swiftly responded to

Great service when asking a question about my policy StarStarStarStarStar
Trusted Customer - June 12, 2026 - Single Trip Travel Insurance

Great service and very quick to be connected to a handler. Charlie was very knowledgeable and was able to answer my question and point me in the right direction. Very pleased.

Excellent StarStarStarStarStar
Grazia Zuliani - June 12, 2026 - Single Trip Travel Insurance

Excellent Very fast professional and helpful

More than satisfactory StarStarStarStarStar
Trusted Customer - June 12, 2026 - Annual Multi-Trip Travel Insurance

Informed and friendly.

Easy to set up StarStarStarStarStar
Trusted Customer - June 11, 2026 - Single Trip Travel Insurance

It was pretty strat forward thank you

StarStarStarStarStar
Trusted Customer - June 11, 2026 - Single Trip Travel Insurance

Good service as always,competitive prices

StarStarStarStarStar
Trusted Customer - June 11, 2026 - Single Trip Travel Insurance

Very easy to use and great price

StarStarStarStarStar
S M FOSTER - June 11, 2026 - Single Trip Travel Insurance

Always use cover for you travel insurance, easy to do and a very fair price

StarStarStarStarStar
Suzanne Worrall - June 10, 2026 - Single Trip Travel Insurance

Simple, straightforward service, very easy to navigate. Would recommend

Holiday Insurance Cover StarStarStarStarStar
Trusted Customer - June 10, 2026 - Single Trip Travel Insurance

Great price, easy to complete, good detail in quote.

StarStarStarStarStar
Trusted Customer - June 10, 2026 - Annual Multi-Trip Travel Insurance

Charlie dealt with my issue very well.

Good StarStarStarStarStar
Trusted Customer - June 9, 2026 - Annual Multi-Trip Travel Insurance

Good

Very well looked after StarStarStarStarStar
Trusted Customer - June 9, 2026 - Single Trip Travel Insurance

Very well priced insurance, will be using again.

Holiday insurance StarStarStarStarStar
Elizabeth Casey - June 9, 2026 - Single Trip Travel Insurance

Was quite easy to navigate the site and choose the cover I needed

StarStarStarStarStar
Trusted Customer - June 9, 2026 - Annual Multi-Trip Travel Insurance

Great customer service

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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