Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Kathleen Readman - April 30, 2025 - Single Trip Travel Insurance

Easy to understand

holiday insurance StarStarStarStarStar
David Smith - April 30, 2025 - Single Trip Travel Insurance

excellent customer service needed to change date because travel company cancelled quick response easy to use email service all sorted withing a couple of days abig thankyou

Very good StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Susy always very helpful easy step by step quote

EASY StarStarStarStarStar
Helen Eynon - April 30, 2025 - Single Trip Travel Insurance

Very easy to navigate from start to finish. Very competitive quote

Easy and not expensive StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Very easy to find the right cover

Excellent StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Keep up the good work. Excellent Customer Service.

StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

Excellent

Thank you Mirian StarStarStarStarStar
Steve Thompson - April 30, 2025 - Annual Multi-Trip Travel Insurance

Mirian was very helpful and knowledgeable about all your products.

StarStarStarStarStar
Trusted Customer - April 30, 2025 - Single Trip Travel Insurance

very efficient

Thank you Susie StarStarStarStarStar
Lauren Hughes - April 30, 2025 - Annual Multi-Trip Travel Insurance

Susie was very helpful on the phone and I didn’t have to wait at all to get through when calling customer service.

Excellent Service StarStarStarStarStar
Carol Tod - April 30, 2025 - Annual Multi-Trip Travel Insurance

I spoke to a very helpful gentleman. Alex Bradley. He was well spoken, very easy to understand and extremely helpful. He took his time to explain everything and went through every option that was available for me to find the best deal. Could not be happier with the service I received!

Delighted with the service StarStarStarStarStar
Trusted Customer - April 30, 2025 - Annual Multi-Trip Travel Insurance

Delighted with the service and professionalism dealing with Mikhala, to change details on mu travel policy.

Would recommend StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Easy to navigate website

StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Sorted out my issue straight away explaining everything to me

StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Easy to use

StarStarStarStarStar
Trusted Customer - April 29, 2025 - Annual Multi-Trip Travel Insurance

Quick and easy. Polite and informative.

Great customer service StarStarStarStarStar
Sunita Rani - April 29, 2025 - Annual Multi-Trip Travel Insurance

I wanted to make a change on the policy. I spoke to Suzy and we went through the process thoroughly. She was very nice and did not rush me. Very happy with the outcome.

Muskaan was exceptional StarStarStarStarStar
Trusted Customer - April 29, 2025 - Single Trip Travel Insurance

Nice tone Very helpful Very knowledgeable Dealt with my query at the first point of contact

Excellent service StarStarStarStarStar
Trusted Customer - April 29, 2025 - Annual Multi-Trip Travel Insurance

The phone was answered quickly. The agent was polite and helpful, even though dithered and forgot something. Excellent service.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store

Schengen Insurance Logo

Travel Insurance if you need a
Schengen Visa

Get started today!

Get a quote Contact us