Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 16 256GB

£10.98
Standard price

£8.78
Best loyalty price**

£15.00

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Insurance2go

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 7th August 2025 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

great company to use StarStarStarStarStar
KAkey - September 17, 2025 - Single Trip Travel Insurance

Easy to deal with on the app and to get quotes. Been using them for a few years now and always seem to be the best price for us.

StarStarStarStarStar
Trusted Customer - September 17, 2025 - Single Trip Travel Insurance

Just good value for money

Excellent service StarStarStarStarStar
Kenneth Holmes - September 17, 2025 - Single Trip Travel Insurance

Excellent service helpful staff

StarStarStarStarStar
Trusted Customer - September 17, 2025 - Annual Multi-Trip Travel Insurance

Super helpful!

GOOD ADVICE StarStarStarStarStar
Trusted Customer - September 17, 2025 - Single Trip Travel Insurance

Been using CFY, for the last 5 years, very efficient, straight forward advice, works well for me.

Very helpful StarStarStarStarStar
Trusted Customer - September 17, 2025 - Annual Multi-Trip Travel Insurance

I couldn't find the email with my policy details so I called for assistance and the documents were emailed straight away. This made this less stressful for me so I really appreciate the help I received.

Easy insurance no hassle StarStarStarStarStar
Jon Bye - September 17, 2025 - Annual Multi-Trip Travel Insurance

great easy to deal with , would recommend

Very knowledgeable, understanding, helpful and kind StarStarStarStarStar
Trusted Customer - September 17, 2025 - Annual Multi-Trip Travel Insurance

Very knowledgeable, understanding, helpful and kind person to speak to over the phone about a complicated and sensitive issue I had questions about.

Correction StarStarStarStarStar
Trusted Customer - September 17, 2025 - Single Trip Travel Insurance

The Agent sort my issue without any hassle, correcting with my error without any problem.

Change to medical condition StarStarStarStarStar
Theresa Greenhough - September 17, 2025 - Annual Multi-Trip Travel Insurance

Michaela was really helpful

Very good company StarStarStarStarStar
Trusted Customer - September 17, 2025 - Single Trip Travel Insurance

Bradley was a pleasure to deal with. Knew his job well and sorted the issue for me with updating documentation

Thumbs up to Bradley StarStarStarStarStar
Rebecca Mckone - September 17, 2025 - Annual Multi-Trip Travel Insurance

Bradley was really supportive and helpful, giving great advice. Thank you

Excellent Service StarStarStarStarStar
Martyn Webster - September 17, 2025 - Annual Multi-Trip Travel Insurance

Mikhala was very efficient, friendly and helpful. our issue was dealt with quickly and without any hassle. Thank you Mikhala

StarStarStarStarStar
Trusted Customer - September 17, 2025 - Annual Multi-Trip Travel Insurance

excellent

did what is said on the tin StarStarStarStarStar
Trusted Customer - September 16, 2025 - Single Trip Travel Insurance

5 year in a row used cover for you quick and simple to use.

Helpful StarStarStarStarStar
Julie Smith - September 16, 2025 - Annual Multi-Trip Travel Insurance

Everything was very clear to me what I was getting with my Annual Trip Insurance. The Lady was very hepful.

Great service in confirming queries on coverage StarStarStarStarStar
Trusted Customer - September 16, 2025 - Annual Multi-Trip Travel Insurance

Anca was super helpful in answering a specific query I had about detailed coverage of my policy. She was very quick to provide confirmation of how I had interpreted the policy schedule and went out of her way to look after me.

Patient and attentive customer service StarStarStarStarStar
Trusted Customer - September 16, 2025 - Backpacker Travel Insurance

Christian was exceptionally helpful when updating my policy documents - very calm, patient and helped to clarify the questions where needed. N.B. this review doesn't refer to making a claim.

StarStarStarStarStar
Maddalena Barale - September 16, 2025 - Annual Multi-Trip Travel Insurance

Always helpfull

Policy amendment StarStarStarStarStar
Trusted Customer - September 16, 2025 - Annual Multi-Trip Travel Insurance

Fantastic service, called to add a medical condition to my policy and it was dealt with swiftly, thank you

Over
10 MILLION
insured

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