Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 16 256GB

£10.98
Standard price

£8.78
Best loyalty price**

£15.00

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Insurance2go

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 7th August 2025 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Trusted insurance. StarStarStarStarStar
Stephen Channing - January 16, 2026 - Single Trip Travel Insurance

All done on line, our 5th time using, Cover for you, Very reasurring, on health problems. we have claimed once when i got taken ill in lanzarote, within 2 weeks all sorted. Very good service.

Great purchase StarStarStarStarStar
Trusted Customer - January 16, 2026 - Single Trip Travel Insurance

Ease of purchase, very competitive price, fast response, great communications

Very satisfied StarStarStarStarStar
Rolf Scholl - January 16, 2026 - Annual Multi-Trip Travel Insurance

Good value, honest advice!

Holiday insurance StarStarStarStarStar
Trusted Customer - January 16, 2026 - Single Trip Travel Insurance

Good service , easy to fill out the questions , didn’t take long either

Mikhala. Good service StarStarStarStarStar
Anne Elaine Abraham - January 16, 2026 - Annual Multi-Trip Travel Insurance

Excellent. Had a query on existing policy. Once I had completed security questions it was very straightforward and simple. Always happy with cover for you insurance and my dealings with Mikhala today was excellent.

StarStarStarStarStar
Carol Parker - January 15, 2026 - Annual Multi-Trip Travel Insurance

Very clear and very helpful. Thank you

Easy service and clear what you are getting. StarStarStarStarStar
Trusted Customer - January 15, 2026 - Single Trip Travel Insurance

Easy website and clear information. Used about 5 times now and always competitively priced too.

First class StarStarStarStarStar
Trusted Customer - January 15, 2026 - Single Trip Travel Insurance

Excellent and very clear.easy web site

Good experience StarStarStarStarStar
Trusted Customer - January 14, 2026 - Annual Multi-Trip Travel Insurance

Efficient service, very personable representative (Nicky) and good price quoted. Very happy

StarStarStarStarStar
Trusted Customer - January 14, 2026 - Single Trip Travel Insurance

Easy to navigate website

StarStarStarStarStar
Trusted Customer - January 14, 2026 - Annual Multi-Trip Travel Insurance

Easy to get quoted

Query Resolved to a high standard StarStarStarStarStar
Samantha Ann Burton - January 14, 2026 - Annual Multi-Trip Travel Insurance

The service I received from Cover for You has been 1st class. I had a problem with a payment which couldn't be resolved over the phone, however my contact (Christian) assured me he would look into my query and contact me the next day. True to his word he rang me 9.30 the following morning. Excellent customer service from a very pleasant customer assistant.

Customer loyalty StarStarStarStarStar
Trusted Customer - January 14, 2026 - Single Trip Travel Insurance

Always use cover for you, you get excellent customer loyalty for using them and its very reasonably priced

Great service,very profesional StarStarStarStarStar
Trusted Customer - January 14, 2026 - Annual Multi-Trip Travel Insurance

Excerlent service

Great easy to use website with clear policy wording StarStarStarStarStar
Trusted Customer - January 13, 2026 - Single Trip Travel Insurance

I have used this company a couple times. They offer 3 levels of cover for single trips. Easy to use website and communication emails are good to make sure you have the right level of cover. Never made a claim so can’t comment on that. They also offer a lot of special discounts once you have a policy which I like.

Quick and easy to use, good cover. StarStarStarStarStar
kevin thomason - January 13, 2026 - Single Trip Travel Insurance

Easy to use and set up, covers a lot of activities as standard. Good price.

Always use for our holidays StarStarStarStarStar
Clare Ashford-Hickman - January 13, 2026 - Annual Multi-Trip Travel Insurance

Always use, find the polices and prices excellent. Easy to find a quote and additional savings the more you take out with them.

StarStarStarStarStar
Trusted Customer - January 13, 2026 - Single Trip Travel Insurance

Good helpful service. Always use cover for you for travel insurance because I’ve always been happy with the service whenever I’ve needed to contact them.

Over
10 MILLION
insured

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