Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£9.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 22nd January 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Great value StarStarStarStarStar
Nicola Servant - February 5, 2026 - Single Trip Travel Insurance

Good price😊 great policy

StarStarStarStarStar
Trusted Customer - February 5, 2026 - Single Trip Travel Insurance

Have to have a few attempts once through the confirmation and information came through promptly.

StarStarStarStarStar
Trusted Customer - February 5, 2026 - Single Trip Travel Insurance

--

StarStarStarStarStar
laurence parker - February 4, 2026 - Single Trip Travel Insurance

we used you last year and had no trouble

Helpful on the phone StarStarStarStarStar
SH - February 4, 2026 - Single Trip Travel Insurance

Contacted them as the terms & conditions were not very clear and they were very helpful.

Happy customer StarStarStarStarStar
Peter Savage - February 4, 2026 - Single Trip Travel Insurance

Great service have use before would recommend

simple to use StarStarStarStarStar
Trusted Customer - February 4, 2026 - Single Trip Travel Insurance

very simple no problem

Change login StarStarStarStarStar
Julia L - February 3, 2026 - Annual Multi-Trip Travel Insurance

Charlie has been very helpful and very pleasant to deal with. I had 2 issues and he fixed them with a minimum amount of back and forth. Made my life a lot easier.

Nice easy transaction StarStarStarStarStar
Julie McKenzie - February 3, 2026 - Single Trip Travel Insurance

Nice easy website to use. Have used this company many times - very reasonable pricing too.

Excellent StarStarStarStarStar
Trusted Customer - February 3, 2026 - Single Trip Travel Insurance

Excellent

Job done StarStarStarStarStar
Trusted Customer - February 3, 2026 - Single Trip Travel Insurance

Quick and easy no hassle

Help from a real person! StarStarStarStarStar
Gabrielle Weir - February 3, 2026 - Annual Multi-Trip Travel Insurance

Had an issue renewing my cover, but was able to deal with a real person very quickly and got it all sorted out.

Great cover StarStarStarStarStar
Trusted Customer - February 3, 2026 - Annual Multi-Trip Travel Insurance

Quick easy service

Holiday insurance StarStarStarStarStar
Trusted Customer - February 2, 2026 - Annual Multi-Trip Travel Insurance

Easy with assistance

I’m broke StarStarStarStarStar
David Waite - February 2, 2026 - Single Trip Travel Insurance

Good as usual but very expensive this time

Great cover, competitively priced. StarStarStarStarStar
Jacqueline Hancock - February 2, 2026 - Single Trip Travel Insurance

Great level of cover for our upcoming cruise. The price was very competitive too.

Tomas delivered good customer service. StarStarStarStarStar
Rebecca Heffernan - February 2, 2026 - Single Trip Travel Insurance

Tomas was very helpful and able to cancel a policy I took out last week and let me buy a new one that was for annual worldwide cover.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

Read more

Get TravelMate on the App Store Get TravelMate on the Play Store

Schengen Insurance Logo

Travel Insurance if you need a
Schengen Visa

Get started today!

Get a quote Contact us