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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Insurance via App StarStarStarStarStar
Paul Clarke - March 23, 2025 - Single Trip Travel Insurance

App works really well

Very good price for travel insurance and easy to purchase. StarStarStarStarStar
Trusted Customer - March 23, 2025 - Single Trip Travel Insurance

Quick and easy to get travel insurance at a reasonable price. Previous quote from Holiday Extras for the same trip for someone with medical conditions (type 1 diabetes) was nearly 20 times higher.

StarStarStarStarStar
Trusted Customer - March 23, 2025 - Single Trip Travel Insurance

Quick and efficient

StarStarStarStarStar
Trusted Customer - March 23, 2025 - Single Trip Travel Insurance

Good value. Used a number of times.

Helpful service StarStarStarStarStar
Trusted Customer - March 23, 2025 - Single Trip Travel Insurance

Excellent service.

Excellent service ! StarStarStarStarStar
Dawn Ferrier - March 23, 2025 - Single Trip Travel Insurance

Iv always used cover for you and have had to make a couple of claims due to illness . They were really good at dealing with me and paid out no problem !

Great Service StarStarStarStarStar
Trusted Customer - March 22, 2025 - Single Trip Travel Insurance

Really easy to get a quote and handled efficiently

Always my go-to for travel insurance StarStarStarStarStar
Ben Scott - March 22, 2025 - Single Trip Travel Insurance

CoverForYou has been my go-to for over a decade, and I always recommend them to others. The price is competitive, the coverage is decent, and arranging cover is simple and efficient.

StarStarStarStarStar
Trusted Customer - March 22, 2025 - Single Trip Travel Insurance

Great service

StarStarStarStarStar
Dena Dove - March 22, 2025 - Single Trip Travel Insurance

Always very easy to arrange, no hassle at all.

StarStarStarStarStar
Trusted Customer - March 22, 2025 - Annual Multi-Trip Travel Insurance

Very stress free and straight forward...

First class service StarStarStarStarStar
Karen Murphy - March 21, 2025 - Annual Multi-Trip Travel Insurance

The operator made the call easy. Took his time to listen and advise. He was patient with me while I took time to look for emails and information sent to me.

Great service StarStarStarStarStar
Trusted Customer - March 21, 2025 - Single Trip Travel Insurance

Quick and simple

Always book our insurance through cover for you StarStarStarStarStar
Christian Cornwell - March 21, 2025 - Single Trip Travel Insurance

Adrian was very helpful, we booked 2 trips today which will be our 9 th booking

StarStarStarStarStar
Roy Williams - March 21, 2025 - Single Trip Travel Insurance

Excellent price for the policy we needed

They offer exactly what my family needs. StarStarStarStarStar
Alexander Rusinov - March 21, 2025 - Annual Multi-Trip Travel Insurance

I've been with CoverForYou for 4 years now. They offer exactly what my family needs. Renewal is effortless. I keep using comparison websites to make sure I am still on the best possible deal and they never disappoint. I appreciate the loyalty bonus of an increased discount year on year and the monthly draws (even though I have not won anything yet). I have not had raise any claims and fingers crossed that I do not need to.

Travel insurance StarStarStarStarStar
Trusted Customer - March 21, 2025 - Single Trip Travel Insurance

Very competitive prices, easy to apply

Excellent customer service StarStarStarStarStar
Trusted Customer - March 21, 2025 - Annual Multi-Trip Travel Insurance

Excellent customer care explained everything checked I had all that I needed

Easy and good value. Please improve login experience. StarStarStarStarStar
Trusted Customer - March 21, 2025 - Single Trip Travel Insurance

Very easy to arrange and good value medical insurance. One downside - it would be better to login with a password, rather than wait for a code to be sent to email.

Over
10 MILLION
insured

TravelMate

Bringing us with you has never been easier!

We've compressed everything that's unique about CoverForYou into one app to ensure you have instant access to everything you need on your travels.

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