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Car hire excess insurance that's as unique as you are.

CoverForYou offers comprehensive car hire excess insurance, backed by our award-winning customer service team and loyalty program.

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Comprehensive Cover

Up to £7,500 excess reimbursed if your hire vehicle is damaged
Up to £500 per claim for misfuelling and car key cover
Up to £500 to recover your vehicle if you break down
Includes Tyres, Windscreen and Undercarriage
No Excess on any policy

Trusted Brand

Over 10 million insured
Over 20,000 customer reviews

Rewarding Loyalty

Unique Loyalty Scheme
Loyalty Customers always pay less

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Compare our cover

£14.34
Standard price

£11.47
Best loyalty price**

£309.68

£341.88

£173.04

£276.15

What's included

CoverForYou

Avis

Europcar

Sixt

Enterprise

Max days (per trip)

8 days

7 days

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

Cost*

Max days (per trip)

Excess / Deposit reimbursement

Misfuelling

Tyre, Windscreen & Undercarriage

Lost/damaged keys

Breakdown Recovery

£14.34
Standard price

£11.47
Best loyalty price**

8 days

£309.68

7 days

£341.88

7 days

£173.04

7 days

£276.15

7 days

* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to CoverForYou Plus members, in most cases CoverForYou Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.

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How are we so much cheaper?

While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.

For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from CoverForYou. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.

£7,500

Excess Cover

Unlimited trips for a year covering up to £7,500 of excess across the policy duration.

94 Days

Trip Duration

Worldwide cover for up to 94 days per rental.

Main Drivers

Cover up to 10 main drivers who can independently travel and hire a car on annual policies.

Named Drivers

Cover will automatically extend to named drivers you add to your Car Hire Agreement.

It's more than just car hire excess insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Plus special?

Save up to 20% on your travel insurance

100% FREE for policy holders

Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.

All of your policy details in one place

Already a policy holder?

Access CoverForYou Plus

Reviews

David Bush - September 2, 2026 - Single Trip Travel Insurance

Good

Excellent

Theresa davies - September 2, 2026 - Single Trip Travel Insurance

Brilliant customer service and support when needed to make a claim, great company, easy to navigate through the site. Highly recommend using them great deals.

Trusted Customer - September 2, 2026 - Gadget Insurance

Charlie dealt professionally and politely with my cancellation thank you.

Quick and Easy to Renew

Trusted Customer - September 1, 2026 - Annual Multi-Trip Travel Insurance

Easy to renew my insurance, with a quick simple online process

Great experience

Trusted Customer - September 1, 2026 - Single Trip Travel Insurance

Very easy website to navigate, all questions where clear and easy to understand, cost was reasonable and options available where value for money compared to others. Would recommend to friends and family.

Trusted Customer - September 1, 2026 - Annual Multi-Trip Travel Insurance

excellent

Excellent customer service

Wanda Middleton - September 1, 2026 - Single Trip Travel Insurance

Excellent service. Have used Cover for You previously. Diexter was friendly and helpful.

Trusted Customer - September 1, 2026 - Single Trip Travel Insurance

Fantastic service changed policy dates from 30 days 36 days refunded no problem and cheaper too

Provided highly professional service.

Trusted Customer - September 1, 2026 - Annual Multi-Trip Travel Insurance

Charlie was very pleasant and knowledgeable. A credit to your company.

Trusted Customer - August 31, 2026 - Annual Multi-Trip Travel Insurance

The man that I spoke to was extremely helpful and very pleasant I didn’t feel rushed and was very happy with outcome

Excellent price with great cover

Andrew Welby - August 31, 2026 - Single Trip Travel Insurance

Excellent price with great cover and benefits. We have used cover for you now for about 4 year's,and won't use any other provider.

Trusted Customer - August 31, 2026 - Annual Multi-Trip Travel Insurance

easy and quick

Travel Insurance

Trusted Customer - August 31, 2026 - Single Trip Travel Insurance

Excellent, good products at a competitive price , very well and clearly presented.

Cruise insurance

Kenneth Morton - August 31, 2026 - Single Trip Travel Insurance

Excellent service reasonably priced

Trusted Customer - August 30, 2026 - Single Trip Travel Insurance

Absolutely great

Trusted Customer - August 30, 2026 - Annual Multi-Trip Travel Insurance

Excellent

Cover 4 U Travel

Trusted Customer - August 28, 2026 - Annual Multi-Trip Travel Insurance

Comprhensive cover with great service at competative price, what more could you ask for

Would recommend

Karen Starbuck - August 28, 2026 - Single Trip Travel Insurance

Always good competitive prices

Travel cover

Trusted Customer - August 28, 2026 - Single Trip Travel Insurance

1st class service ,easy to work with 5*****

Easy to set up

Trusted Customer - August 28, 2026 - Single Trip Travel Insurance

Easy to use, good prices, quick to set up and pay etc.

Over
10 MILLION
insured

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Important Notice: Your policy is sold and administered by CoverForYou (a trading name of Cover For You Insurance Group Limited) an insurance intermediary authorised and regulated by the Financial Services Commission in Gibraltar under Permission Number 5570 (click here to confirm).

Use of our website is subject to our Terms & Conditions, this includes our Privacy Policy, Cookie Policy, and if you purchase a policy our Transactional E-Mail and SMS Communications Policy. Please note that all products and prices offered on our website and by email are offered live unless otherwise noted, this means that if you don't purchase at the time you take your quote or receive an offer by email, the price you pay or the product you receive might change.