Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - May 24, 2025 - Single Trip Travel Insurance

Didn’t need to claim but purchasing insurance was made easy due to clear options to get the cover needed

good StarStarStarStarStar
Trusted Customer - May 24, 2025 - Single Trip Travel Insurance

good

A competitively priced product StarStarStarStarStar
Subhash Tanna - May 23, 2025 - Single Trip Travel Insurance

It was quite easy to buy the travel insurance online. The excess was nil, which not all providers give.

StarStarStarStarStar
Trusted Customer - May 23, 2025 - Annual Multi-Trip Travel Insurance

Nickie was very helpful with sorting my policy out, and I will be ringing her back when we are ready to renew it

StarStarStarStarStar
Trusted Customer - May 23, 2025 - Single Trip Travel Insurance

Quick, comprehensive and easy to use

Medical Conditions Update StarStarStarStarStar
Trusted Customer - May 23, 2025 - Annual Multi-Trip Travel Insurance

Thank you for updating my medical conditions, I was taken through the process professionally and with ease.

Travel Insurance to China StarStarStarStarStar
Brenda Middleton - May 23, 2025 - Single Trip Travel Insurance

Excellent customer service & easy website to follow

Easy StarStarStarStarStar
James Pfluger - May 23, 2025 - Single Trip Travel Insurance

So easy to complete the online forms to apply online. Took me 5 minutes for the cover we needed

Just so easy to deal with StarStarStarStarStar
Jamie Brooks - May 23, 2025 - Annual Multi-Trip Travel Insurance

Spoke to Spencer today, great guy listened to what I needed and updated my policy in a couple of mins, great service

Clear & Simple StarStarStarStarStar
Trusted Customer - May 23, 2025 - Single Trip Travel Insurance

Clear and simple purchase options with additional options if required- written in plain English without the jargon.

StarStarStarStarStar
Trusted Customer - May 22, 2025 - Single Trip Travel Insurance

Was very good but did not accept my discount code of 10'% off with healthservice discounts site

StarStarStarStarStar
Trusted Customer - May 22, 2025 - Single Trip Travel Insurance

Easy to use

StarStarStarStarStar
Shaun Clifford - May 22, 2025 - Single Trip Travel Insurance

Easy, straight forward.

StarStarStarStarStar
Jacqueline Gullett - May 22, 2025 - Single Trip Travel Insurance

Good communication

Good experience StarStarStarStarStar
Trusted Customer - May 22, 2025 - Annual Multi-Trip Travel Insurance

Pleasant, well informed and competent. Thank you for sorting out my issues.

StarStarStarStarStar
Samantha Messenger - May 22, 2025 - Annual Multi-Trip Travel Insurance

Good service.

Great customer service StarStarStarStarStar
Trusted Customer - May 22, 2025 - Single Trip Travel Insurance

Fortunately I've not needed to claim on my insurance so far, but I've taken out several policies with CoveForSure over the years and have always found the level of cover to be excellent, and at a competitive price. I had cause to ring to the company today with a query and spoke with Nicky, who was really friendly and answered my question very quickly and without issue. Thank you 😊

Cover for me StarStarStarStarStar
Trusted Customer - May 22, 2025 - Single Trip Travel Insurance

Very easy to use website. Clear structure to the pricing and add ons. Instant to arrange and with helpful advice on the website. Keen pricing for the insurance. Have not submitted a claim though so cannot comment on that aspect.

Policy change StarStarStarStarStar
Trusted Customer - May 22, 2025 - Single Trip Travel Insurance

Very quick and easy to change my medical policy Bradley was very direct. Also was no charge which pleased about and new policies been sent straight away.

A very positive experience . StarStarStarStarStar
Trusted Customer - May 22, 2025 - Single Trip Travel Insurance

Really helpful and patient support from Miriam . Questions were answered with knowledge and humour . It may by the 100th of the day but it didn’t feel like that . A very positive and experience .

Over
10 MILLION
insured

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