Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 16 256GB

£10.98
Standard price

£8.78
Best loyalty price**

£15.00

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Insurance2go

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 7th August 2025 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Super helpful & easy StarStarStarStarStar
Trusted Customer - September 29, 2025 - Annual Multi-Trip Travel Insurance

Nikki was super helpful, explained everything as we went along to ensure all info was recorded correctly. It was so much easier than doing it online just because of one simple question where you can explain to a person on the end of the phone but not on a tick box online!

StarStarStarStarStar
Trusted Customer - September 29, 2025 - Annual Multi-Trip Travel Insurance

Excellent

Would definitely recommend StarStarStarStarStar
Trusted Customer - September 29, 2025 - Single Trip Travel Insurance

I found everything so easy, all my questions are answered in terms I can understand. Very professional and lovely people.

Great policy StarStarStarStarStar
Vincent McCann - September 28, 2025 - Single Trip Travel Insurance

Great policy

A quick and efficient renewal process. StarStarStarStarStar
Trusted Customer - September 28, 2025 - Annual Multi-Trip Travel Insurance

A quick and efficient renewal process.

Holiday insurance StarStarStarStarStar
Trusted Customer - September 28, 2025 - Annual Multi-Trip Travel Insurance

Very easy to get the right cover for the right price.

StarStarStarStarStar
Gillian Harris - September 28, 2025 - Annual Multi-Trip Travel Insurance

Great service and policy

Mrs Pompa StarStarStarStarStar
Trusted Customer - September 28, 2025 - Annual Multi-Trip Travel Insurance

Value for money

Good service StarStarStarStarStar
Andrew Tippett-Moore - September 27, 2025 - Single Trip Travel Insurance

Sorted my issue - great job

First Rate StarStarStarStarStar
Adrian Sexton - September 27, 2025 - Single Trip Travel Insurance

Very clear and concise.

Excellent service StarStarStarStarStar
D.B - September 27, 2025 - Annual Multi-Trip Travel Insurance

I have just purchased my travel insurance from cover for you. The website was easy to use and very efficient. I would definitely recommend. I also received a discount as I have previously purchased insurance from you.

StarStarStarStarStar
Hannah Higgins - September 26, 2025 - Single Trip Travel Insurance

Great as always

Would recommend StarStarStarStarStar
Trusted Customer - September 26, 2025 - Single Trip Travel Insurance

Very helpful and knowledgeable

StarStarStarStarStar
sam Hoste - September 26, 2025 - Annual Multi-Trip Travel Insurance

guidance on completing the form

StarStarStarStarStar
MARY BILLINGTON - September 26, 2025 - Single Trip Travel Insurance

The whole process was quick and easy. Dexter was very helpful and explained the process,and allowed me plenty of time to get onto my laptop. A good experience. 😃😃😃

StarStarStarStarStar
Trusted Customer - September 25, 2025 - Single Trip Travel Insurance

Easy to complete and excellent service

StarStarStarStarStar
Trusted Customer - September 25, 2025 - Annual Multi-Trip Travel Insurance

Informative and was help with my adjustment to my policy

Rarely good customer service StarStarStarStarStar
Rachel Tang - September 25, 2025 - Annual Multi-Trip Travel Insurance

Nicky was super helpful in providing a quotation that fits my requirement. Also reminded me twice in providing accurate medical history. She is friendly, efficient and polite. Super!

Excellent service and after service StarStarStarStarStar
James Ennis - September 25, 2025 - Single Trip Travel Insurance

Excellent easy to book and I even thought the after service was better having realised I had paid twice I was refunded easy and simple no fuss thanks Jake I would definitely use this insurance again

Getting a policy reinstated StarStarStarStarStar
Trusted Customer - September 25, 2025 - Annual Multi-Trip Travel Insurance

Wonderful!! I was very upset that my policy was cancelled until I paid the same amount again - all because I added my husband’s medical condition This was an error on my part Fortunately, an angel took my call and gently took me through the process to reinstate my policy My relief was tangible Thank you so much

Over
10 MILLION
insured

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