Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Quality cover StarStarStarStarStar
Trusted Customer - May 2, 2025 - Annual Multi-Trip Travel Insurance

Quick reply by email as I was unable to call due to working. Easy to sort a change to policy and reasonably priced.

Happy customer StarStarStarStarStar
Joanne Walsh - May 2, 2025 - Annual Multi-Trip Travel Insurance

Susie was super friendly and very knowledgeable, the process of questions she asked ran really smoothly and I wasn’t on the phone ages having have to discuss our medical conditions. She’s explained the level of different cover clearly and I could choose with ease which one would suit us best. Thank you Susie.

StarStarStarStarStar
Trusted Customer - May 2, 2025 - Annual Multi-Trip Travel Insurance

very good, the lady made it all very clear

StarStarStarStarStar
Romaie Williams-khan - May 2, 2025 - Annual Multi-Trip Travel Insurance

Spencer was invaluable and had amazing customer service skills… very patient when I didn't understand somethings

Great service StarStarStarStarStar
Trusted Customer - May 2, 2025 - Single Trip Travel Insurance

First class, I needed to amend a policy and your agent took me through this step by step, confirming changes and sending a new policy via e-mail before ending the call. And no automated AI bots before speaking to the agent, thanks for keeping it real :-)

Friendly and quick to answer my question StarStarStarStarStar
Sally Thorn - May 2, 2025 - Annual Multi-Trip Travel Insurance

Quick to answer and to resolve my query. Informative and friendly

Great customer service. Very professional StarStarStarStarStar
Philip Catcheside - May 1, 2025 - Single Trip Travel Insurance

Great customer service had an issue with policy booking for medical conditions. Issue was sorted out brilliant service .

Amending Policy StarStarStarStarStar
Trusted Customer - May 1, 2025 - Single Trip Travel Insurance

Adrian was really helpful and corrected my error without any fuss. I got my return date wrong and Adrian amended it. There was no extra charge for it.

Thank you StarStarStarStarStar
Trusted Customer - May 1, 2025 - Annual Multi-Trip Travel Insurance

Perfection

Prompt Service Delivery StarStarStarStarStar
Trusted Customer - May 1, 2025 - Annual Multi-Trip Travel Insurance

Excellent. Mikhala responded promptly to my request to inform different area of the business and offered assistance in a difficult circumstance given my husband has been hospitalised abroad.

StarStarStarStarStar
Trusted Customer - May 1, 2025 - Annual Multi-Trip Travel Insurance

Calling customer services today with a medical declaration query, I received a prompt and efficient service from Diexter.

good experience StarStarStarStarStar
Trusted Customer - May 1, 2025 - Annual Multi-Trip Travel Insurance

very helpfull customer service lady

StarStarStarStarStar
Trusted Customer - May 1, 2025 - Single Trip Travel Insurance

good

Cycling help StarStarStarStarStar
Trusted Customer - May 1, 2025 - Annual Multi-Trip Travel Insurance

Very cheerful professional and helpful

Great sevice StarStarStarStarStar
Helen McWilliam - May 1, 2025 - Single Trip Travel Insurance

Lady was very friendly professional and dealt with my query in an efficient manner

Great service StarStarStarStarStar
Trusted Customer - May 1, 2025 - Annual Multi-Trip Travel Insurance

Very efficient and polite I was dealt with very quickly and professionally

StarStarStarStarStar
Trusted Customer - May 1, 2025 - Annual Multi-Trip Travel Insurance

Great experience with the customer service agent, Susie was professional and friendly

Very efficient service from Anca StarStarStarStarStar
Claire Moy - May 1, 2025 - Single Trip Travel Insurance

Very quick and super efficient service. Thank you so much for your support Anca.

Excellent customer care StarStarStarStarStar
Trusted Customer - May 1, 2025 - Single Trip Travel Insurance

Excellent service understood everything that I wanted to change to my policy very polite and professional

Great customer service StarStarStarStarStar
Steve O'Keefe - May 1, 2025 - Single Trip Travel Insurance

Prompt response, polite and well informed. Communication was excellent from Spencer.

Over
10 MILLION
insured

TravelMate

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