Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - June 18, 2025 - Single Trip Travel Insurance

Efficient and easy to understand.

Great service StarStarStarStarStar
Trusted Customer - June 18, 2025 - Single Trip Travel Insurance

Quick fast helpful service

Thanks Nicky StarStarStarStarStar
Trusted Customer - June 18, 2025 - Annual Multi-Trip Travel Insurance

Very helpful and attentive - thanks Nicky!

StarStarStarStarStar
Trusted Customer - June 17, 2025 - Annual Multi-Trip Travel Insurance

responsive

Really helpful staff member StarStarStarStarStar
Trusted Customer - June 17, 2025 - Single Trip Travel Insurance

Spoke to Dikra as I needed to add medication onto my policy that I forgot to add at the time of purchase. She was extremely helpful & friendly and I wasn’t charged for the amendment! Will definitely be a returning customer in the future. Thank you Dikra.

StarStarStarStarStar
Trusted Customer - June 17, 2025 - Single Trip Travel Insurance

Very caring and friendly lady.

Fantastic service from a company that cares! StarStarStarStarStar
Susan Macleod - June 17, 2025 - Annual Multi-Trip Travel Insurance

I had a holiday to India planned, and cover for you insurance in place. I was diagnosed with breast cancer and would be going on holiday in the middle of my treatment, with my consultant’s permission. I was terrified to phone about the insurance, convinced they wouldn’t cover me or it would be ridiculously expensive. I couldn’t have been more wrong, the person I spoke to was so kind and gentle with the health questions and at the end of the call I was fully covered for my holiday at no extra cost. I’ve just renewed my policy for this year at a very reasonable premium. You have a customer for life!

Query answered quickly and professionally StarStarStarStarStar
Trusted Customer - June 17, 2025 - Annual Multi-Trip Travel Insurance

Bradley was very helpful answering my query and also updated me on the benefits of downloading and using the App. He was professional and friendly throughout our conversation.

StarStarStarStarStar
Trusted Customer - June 16, 2025 - Annual Multi-Trip Travel Insurance

Very good service.. very helpful

Excellent insurance company StarStarStarStarStar
Denise - June 16, 2025 - Single Trip Travel Insurance

I have used cover for you a few times and have always been satisfied, the website is so easy to use. The policy we have is for worldwide and is excellent value for money.

Helpful StarStarStarStarStar
Trusted Customer - June 16, 2025 - Annual Multi-Trip Travel Insurance

chap we spoke with was very helpful, and explained clearly our questions

Travel Insurance Medical Conditions update StarStarStarStarStar
Trusted Customer - June 16, 2025 - Single Trip Travel Insurance

Professional friendly service in updating my medical conditions on my travel insurance policy.

Superb! StarStarStarStarStar
Trusted Customer - June 16, 2025 - Annual Multi-Trip Travel Insurance

Quick, easy and value for money!

Fantastic StarStarStarStarStar
Trusted Customer - June 16, 2025 - Annual Multi-Trip Travel Insurance

Always really helpful and quick to answer calls. I've been with Cover for you for a few years now and have always had a great service

Annual renew StarStarStarStarStar
mark simpson - June 16, 2025 - Annual Multi-Trip Travel Insurance

Easy to deal with which is why I keep renewing policies.

Great service StarStarStarStarStar
Trusted Customer - June 15, 2025 - Single Trip Travel Insurance

Super easy to use and cover is exactly what we need.

StarStarStarStarStar
Vijay gathani - June 15, 2025 - Single Trip Travel Insurance

Quick and simple to understand. I had never claimed therefore cannot comment on service.

for easy to use website and great pricing choose Cover for you.com StarStarStarStarStar
SARAH Royle - June 15, 2025 - Single Trip Travel Insurance

easy to use website simple wording great pricing

StarStarStarStarStar
Janet Gorse - June 15, 2025 - Annual Multi-Trip Travel Insurance

Quick and easy renewal. Great app.

Over
10 MILLION
insured

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