Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 14 256GB

£8.89
Standard price

£7.11
Best loyalty price**

£15.00

£14.00

£9.49

What's included

CoverForYou

O2

Vodafone

EE

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 12th June 2023 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113), £100 for EE and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

Excellent StarStarStarStarStar
Trusted Customer - July 16, 2025 - Single Trip Travel Insurance

Excellent

Wouldn't use anywhere else .. first class StarStarStarStarStar
Mary Ann - July 16, 2025 - Single Trip Travel Insurance

Wouldn't buy travel insurance anywhere else .. Been using Cover for You for many years now and have always had great sevice .. as soon as I book my holiday I go straight to their website to sort out my travel insurance .. had to call once as my holiday destination had changed and the customer service was so helpful it was changed in minutes and new documents received straight after ..

Fuerteventura short break booked StarStarStarStarStar
Richard Hayes - July 16, 2025 - Single Trip Travel Insurance

Fantastic as always. Website is easy to use and everything is clearly explained. It may not be the cheapest on the market but it is certainly the best as far as we are concerned. All our travel insurance is done through Cover for You

Travel insurance StarStarStarStarStar
Steven Rose - July 16, 2025 - Single Trip Travel Insurance

It was super quick and extremely easy to get a quote for travel insurance. No fuss or hassle.

Easy policy update StarStarStarStarStar
HEATHER RAINE - July 15, 2025 - Annual Multi-Trip Travel Insurance

The advisor was very clear, friendly and helpful. Great service.

Excellent customer service StarStarStarStarStar
Trusted Customer - July 15, 2025 - Annual Multi-Trip Travel Insurance

Consumer advisor Bradley spent time giving expert impartial advice regarding our travel insurance Much appreciated

What you need, when you want it. StarStarStarStarStar
Graham Moore - July 15, 2025 - Single Trip Travel Insurance

I’ve purchased CFY for many years. The service has been exactly how I would want it.

StarStarStarStarStar
Trusted Customer - July 15, 2025 - Single Trip Travel Insurance

Easy web site to use.

Very helpful StarStarStarStarStar
Shaun Campbell - July 15, 2025 - Annual Multi-Trip Travel Insurance

Easy to contact. Perfect English and very helpful.

Holiday Insurance StarStarStarStarStar
Tony - July 15, 2025 - Single Trip Travel Insurance

Good service from Christian, said he was training and had to take some advice. I was not on hold long and all questions were answered.

StarStarStarStarStar
Trusted Customer - July 15, 2025 - Annual Multi-Trip Travel Insurance

Helpful and straightforward call, quick response no long wait times. Was able to do everything in minutes and was advised how to get a better discount on my renewal.

Always good StarStarStarStarStar
Trusted Customer - July 15, 2025 - Annual Multi-Trip Travel Insurance

Very helpful and friendly

StarStarStarStarStar
Trusted Customer - July 15, 2025 - Single Trip Travel Insurance

Application was easy enough. Thankfully no services were required. Liked the QR code fie fi d my bag.

Am I covered for specified destination only or whole European Group? StarStarStarStarStar
Trusted Customer - July 15, 2025 - Single Trip Travel Insurance

When I purchased my travel policy I selected a specific European Country as my destination. My query regarded whether this cover also includes any emergency that could place me in a different European Country. The agent was courteous, friendly and knowledgeable and assured me that, by selecting a specific destination just puts me in the European category and that I would still be covered if I ended up in any of the other European Countries listed in the same category as my destination.

StarStarStarStarStar
Trusted Customer - July 14, 2025 - Annual Multi-Trip Travel Insurance

Cheaper quite than last year as staying with same insurer. Good value for market price and cover needed.

Excellent customer service StarStarStarStarStar
Elaine McConnell - July 14, 2025 - Annual Multi-Trip Travel Insurance

1st class service from Christian today. He was extremely polite, helpful and patient when I had questions. Explained everything clearly and nothing was too much trouble. Excellent customer service!

5* Customer Service StarStarStarStarStar
Trusted Customer - July 14, 2025 - Annual Multi-Trip Travel Insurance

Emily was really helpful with my query and everthing is now sorted

StarStarStarStarStar
Robert Johnson - July 14, 2025 - Annual Multi-Trip Travel Insurance

quick & simple

Easy to Upgrade insurance StarStarStarStarStar
Trusted Customer - July 14, 2025 - Annual Multi-Trip Travel Insurance

efficient and helpful

Outstanding and professional StarStarStarStarStar
Jason - July 14, 2025 - Single Trip Travel Insurance

Mikhala was fantastic, declaring certain medical conditions is not always pleasant but she was empathetic and her professionalism shone through. Thank you.

Over
10 MILLION
insured

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