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Gadget insurance that's as unique as you are.

CoverForYou offers comprehensive gadget insurance, backed by our award winning customer service team and loyalty club.

Comprehensive Cover

Accident & liquid damage
Mechanical breakdown and cracked screen
Protection against loss or theft
Unauthorised use cover
Cover while you're abroad
Cover for accessories

Trusted Brand

Over 10 million Insureds
Over 10,000 Trustpilot reviews

Rewarding Loyalty

Unique Loyalty Club Scheme
Loyalty Customers always pay less

Compare our cover

based on an Apple iPhone 17 256GB

£10.53
Standard price

£8.42
Best loyalty price**

£9.50

£15.00

£8.99

What's included

CoverForYou

O2

Vodafone

Protect Your Bubble

Accidental Damage

Loss or Theft

Next Day Replacement

Repair or Replace

Unauthorised Use

Worldwide Cover

Accidental loss

Get a quote

How are we so much cheaper?

If you insure your phone with your mobile network and your phone is damaged, they will replace your phone (normally next day). Our cover, whilst more comprehensive, aims to repair your existing device first and we will supply a replacement device only if that is not possible. While our service may take a little longer to get you up and running again, we believe it offers better overall value.

Why can a repair be better?

Imagine, you've dropped your iPhone, the screen has cracked and it is unusable. For many of us, the first thought is not the cost of repairing or replacing the device but the realisation that you've just lost precious memories of friends, family and important life events. With our insurance you can send it in to us where we will repair the physical damage to the screen, and you receive a working phone back with your data intact, where possible. We always request that the data is backed up, and we can't promise that the data will be intact.

* Our gadget insurance comparison is updated regularly. This table was last updated on 22nd January 2026 and based on monthly 'Full cover' quotes obtained directly from each competitor. Excess is based on next day replacement service from network providers which totals £79 for Vodafone (average £113) and £90 for O2. We have compared this against our top level 'Premium cover' with a £100 excess. Lower cover level and excess options are available from both CoverForYou and network providers. Discount percentage claimed is based on maximum saving for a loyalty purchase against the most expensive network provider option**.
**Based on the maximum 20% loyalty discount available to CoverForYou Club members. In most cases CoverForYou Club loyalty discount will vary between 15% and 20%. See Club benefits for more information.

Flexible

Our flexible gadget insurance allows you to insure your prized possessions on a month-to-month* basis, allowing you access to cover when you need it

24/7

Online Claims

Our online gadget claims portal is available 24 hours a day, 7 days a week, wherever you are.

Quality

Fast Repairs or a Like-for-Like Replacement with a 12 Month Warranty

Value

Great value comprehensive cover. Get 10% off when you insure more than one gadget and save even more with our bundles.

* All our policies are an annual contract. If you choose to pay monthly then so long as you haven't made a claim under the policy you'll be able to cancel your policy without penalty by giving us 3 working days notice prior to your next monthly payment.

It's more than just gadget insurance

We don't believe in "new customer offers".

For us, it's all about rewarding loyalty.

So what makes CoverForYou Club special?

Save up to 20% on your travel insurance
100% FREE for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place

Already a policy holder?

Access the CoverForYou Club
Feefo logo Feefo Gold Trusted Service Award

Reviews

StarStarStarStarStar
Trusted Customer - April 2, 2026 - Annual Multi-Trip Travel Insurance

Very well explained by a very knowledgeable agent

Thanks Susie StarStarStarStarStar
Mollie Shay - April 2, 2026 - Annual Multi-Trip Travel Insurance

Excellent customer service and advice from Susie.

Holiday Insurance StarStarStarStarStar
Andrew Wogan - April 2, 2026 - Annual Multi-Trip Travel Insurance

Initial had to go through the telephone triage system to arrive at the correct department- was easy enough to navigate this. When through this initial part of the telephone help line there was no waiting in a queue- straight through to an advisor. Spoke with Suzie. Very friendly and helpful. She took the time to explain the process. And did not hurry me along when I was required to read through the updated insurance policy. 10/10 to Suzie & Cover for you.

Easy-to-use website, 5-star cover StarStarStarStarStar
Alex - April 2, 2026 - Single Trip Travel Insurance

Easy-to-use website and feel confident that if something went wrong on my trip and I needed to make a claim, I would be covered.

Easy site to use. StarStarStarStarStar
Trusted Customer - April 1, 2026 - Single Trip Travel Insurance

Was easy to use, got the cover we were looking for

Travel insurance simplified. StarStarStarStarStar
Trusted Customer - April 1, 2026 - Annual Multi-Trip Travel Insurance

Insurance of any type is always complicated and risky as confusion is part and parcel of the selling pitch to be able to hook the customer. With. Cover. For you there was a certain way to out things that did not feel too scary or dishonest. But the proof of the pudding is in the eating. We will only know when. Something goes wrong.

Summarise StarStarStarStarStar
Trusted Customer - April 1, 2026 - Annual Multi-Trip Travel Insurance

The insurance is expensive but rate is competitive.

Would Recommend StarStarStarStarStar
Trusted Customer - April 1, 2026 - Single Trip Travel Insurance

Very good, great price

Excellent, easy-to-use StarStarStarStarStar
Trusted Customer - March 31, 2026 - Single Trip Travel Insurance

I found the site easy to use and quick to find what I needed. Even had to go back to make changes which was incredibly easy to do and I'm not a tech person..found it good I could download details straight away.

good service StarStarStarStarStar
KARL DYER - March 31, 2026 - Single Trip Travel Insurance

quick and easy to use

StarStarStarStarStar
Kay Horsfield - March 31, 2026 - Annual Multi-Trip Travel Insurance

Straightforward getting a price

Simple to get Travel Insurance StarStarStarStarStar
Trusted Customer - March 30, 2026 - Single Trip Travel Insurance

Easy to understand the questions and wording.

Simple and easy! StarStarStarStarStar
Trusted Customer - March 30, 2026 - Single Trip Travel Insurance

Really helpful, got my cover sorted quickly and easily and talked me through the process. Nice and simple to do and good peace of mind now knowing we are covered for our trip. I would use them again! Susie was really lovely to talk to!

Cover that suits you StarStarStarStarStar
Trusted Customer - March 30, 2026 - Single Trip Travel Insurance

Quick and easy process that gives you the holiday cover that suits your needs

Perfect Service, happy to renew Policy StarStarStarStarStar
Trusted Customer - March 30, 2026 - Annual Multi-Trip Travel Insurance

Renewal due & had to contact Cover For You to change Annual cover from Worldeide to Europe. Phone was answered promptly & member of staff very efficiently revised & renewed my Policy.

Excellent insurance company StarStarStarStarStar
Claire Stuteley - March 30, 2026 - Single Trip Travel Insurance

This is the best experience I have had with travel insurance, or any insurance for that matter. I paid extra for a no excess policy so when my purse was lost/stolen on my trip I was able to claim for the lost cash. The process for claiming was clear and doable. My claim was processed very quickly and paid out. Also, I was really impressed with the welcome home text and email which asked me if I needed to make a claim and offering me a discount on my next policy. I will definitely be purchasing again from this company.

Great and would recommend StarStarStarStarStar
Trusted Customer - March 29, 2026 - Single Trip Travel Insurance

Quick and easy to follow, good price comparison.

Good value and good cover StarStarStarStarStar
Trusted Customer - March 29, 2026 - Annual Multi-Trip Travel Insurance

Thankfully we have never had to utilise the insurance but good value, loyalty and easy to navigate the website

Easy to get quote, decent price. StarStarStarStarStar
Trusted Customer - March 29, 2026 - Annual Multi-Trip Travel Insurance

Easy to get quote, decent price.

Great StarStarStarStarStar
Paul - March 29, 2026 - Single Trip Travel Insurance

Great product very good price. Very pleased with service and price. Easy to use.

Over
10 MILLION
insured

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