We believe we offer the best-value travel insurance products in the UK - offering savings of over 50% compared to some leading brands. Our policies include a wide range of cover from emergency medical expenses to personal belongings protection, ensuring you and your loved ones are fully protected abroad. With over 450,000 travellers using CoverForYou to stay safe abroad in 2014, and over 97% of our customers rating our products and service 'Good' or 'Excellent', you can be sure you are in safe hands with us.

We also offer a gadget cover add-on, allowing you to cover a wide range of electronics abroad. Benefits include protection against damage, loss, theft and unauthorised usage, meaning you won't lose out if you run into issues abroad. Our gadget insurance includes cover for mobile phones, digital cameras, iPads, iPods, laptops and SatNavs; alongside a large number of other devices.

Our aim is to provide the best travel insurance products available in the UK - you can find some of the top features of our travel insurance below;


Cancellation Cover
100+ Sports & Activities
Kids Free On Family Policies
Online Policy Documentation
Accident & Liability Cover
Airline Failure Cover
Baggage Cover
Medical Expenses
We only compare competitor products that either match exactly or are lower than ours in at least 2 out of 3 of the key benefit areas. These key benefit areas are Medical Expenses, Cancellation and Baggage. The level of cover in these key areas are shown in the below travel insurance comparison table for easy comparison, as are the relevant excess levels:

5 Day Trip to New York for an individual (Age 45)
Medical ExpensesCancellationBaggageAirline FailureExcessPrice
Virgin Money£10,000,000£2,000£1,250£2,000£100£29.10
More Than £10,000,000£1,500£1,500N/A£100£29.50
M&S Bank£10,000,000£2,000£1,000N/A£100£31.15
Insure & Go£10,000,000£5,000£2,000£5,000£60£34.00
Multi-Trip £20,000,000£3,000£1,500£1,000£95£34.15
Debenhams £10,000,000£1,000£1,000N/A£175£42.37
Post Office£5,000,000£2,000£1,500N/A£100£56.16
5 Day Trip to Rome for a Couple (Age 40)
Medical ExpensesCancellationBaggageAirline FailureExcessPrice
Debenhams £10,000,000£1,000£1,000N/A£175£13.74
AXA £5,000,000£1,500£1,500£1,500£75£19.37
More Than £10,000,000£1,500£1,500N/A£100£19.50
M&S Bank£10,000,000£2,000£1,000N/A£100£20.14
Columbus £10,000,000£3,000£2,000£5,000£75£21.21
Virgin Money £10,000,000£2,000£1,250£2,000£100£21.46
Insure & Go £10,000,000£5,000£2,000£5,000£60£26.00
Multi-Trip £20,000,000£3,000£1,500£1,000£95£26.43
Tesco £10,000,000£10,000£2,000£1,500£45£26.99
Post Office £5,000,000£2,000£1,500N/A£100£35.49
5 Day Trip to Dubai for a Couple (Age 25)
Medical ExpensesCancellationBaggageAirline FailureExcessPrice
AXA £5,000,000£1,500£1,500£1,500£75£24.55
M&S Bank£10,000,000£2,000£1,000N/A£100£26.16
Debenhams £10,000,000£1,000£1,000N/A£175£31.24
Columbus £10,000,000£3,000£2,000£5,000£75£45.83
Multi-Trip £20,000,000£3,000£1,500£1,000£95£51.63
More Than £10,000,000£1,500£1,500N/A£100£52.50
Virgin Money £10,000,000£2,000£1,250£2,000£100£53.78
Insure & Go £10,000,000£5,000£2,000£5,000£60£54.00
Tesco £10,000,000£10,000£2,000£1,500£45£63.49
Post Office £5,000,000£2,000£1,500N/A£100£75.58
8 Day Trip to Spain for a Family of 4 (Ages 40, 40, 10 & 8)
Medical ExpensesCancellationBaggageAirline FailureExcessPrice
Debenhams £10,000,000£1,000£1,000N/A£175£23.80
Virgin Money £10,000,000£2,000£1,250£2,000£100£26.74
Insure & Go £10,000,000£5,000£2,000£5,000£60£30.00
Columbus £10,000,000£3,000£2,000£5,000£75£31.09
More Than £10,000,000£1,500£1,500N/A£100£32.50
Multi-Trip £20,000,000£3,000£1,500£1,000£95£32.93
AXA £5,000,000£1,500£1,500£1,500£75£33.23
M&S Bank£10,000,000£2,000£1,000N/A£100£34.07
Tesco £10,000,000£10,000£2,000£1,500£45£48.49
Post Office £5,000,000£2,000£1,500N/A£100£51.67
8 Day Trip to Florida for a Family of 4 (Ages 45, 45, 12 & 10)
Medical ExpensesCancellationBaggageAirline FailureExcessPrice
AXA £5,000,000£1,500£1,500£1,500£75£57.71
Virgin Money £10,000,000£2,000£1,250£2,000£100£64.54
Multi-Trip £20,000,000£3,000£1,500£1,000£95£68.59
More Than £10,000,000£1,500£1,500N/A£100£75.00
Insure & Go £10,000,000£5,000£2,000£5,000£60£88.00
M&S Bank£10,000,000£2,000£1,000N/A£100£90.28
Debenhams £10,000,000£1,000£1,000N/A£175£101.30
Post Office £5,000,000£2,000£1,500N/A£100£112.32
Columbus £10,000,000£3,000£2,000£5,000£75£117.57
Tesco £10,000,000£10,000£2,000£1,500£45£124.99
15 Day Trip to Thailand for a Couple (Aged 35)
Medical ExpensesCancellationBaggageAirline FailureExcessPrice
AXA £5,000,000£1,500£1,500£1,500£75£45.65
Debenhams £10,000,000£1,000£1,000N/A£175£49.86
Multi-Trip £20,000,000£3,000£1,500£1,000£95£58.83
Virgin Money £10,000,000£2,000£1,250£2,000£100£65.88
More Than £10,000,000£1,500£1,500N/A£100£67.50
Columbus £10,000,000£3,000£2,000£5,000£75£70.43
Insure & Go £10,000,000£5,000£2,000£5,000£60£76.00
M&S Bank£10,000,000£2,000£1,000N/A£100£78.52
Post Office £5,000,000£2,000£1,500N/A£100£121.31
Tesco £10,000,000£10,000£2,000£1,500£45£135.99
Europe Annual Multi-Trip for an Individual (Age 30)
Medical ExpensesCancellationBaggageAirline FailureExcessPrice
M&S Bank£10,000,000£2,000£1,000N/A£100£27.85
Multi-Trip £20,000,000£3,000£1,500£1,000£95£31.94
AXA £5,000,000£1,500£1,500£1,500£75£34.26
Post Office £5,000,000£2,000£1,500N/A£100£36.03
Columbus £10,000,000£3,000£2,000£5,000£75£38.61
Insure & Go £10,000,000£5,000£2,000£5,000£60£39.99
Virgin Money £10,000,000£2,000£1,250£2,000£100£40.60
More Than £10,000,000£1,500£1,500N/A£100£41.50
Debenhams £10,000,000£1,000£1,000N/A£175£54.41
Tesco £10,000,000£10,000£2,000£1,500£45£78.49
Worldwide (incl.) Annual Multi-Trip for a Couple (Age 40)
Medical ExpensesCancellationBaggageAirline FailureExcessPrice
Multi-Trip £20,000,000£3,000£1,500£1,000£95£73.94
Virgin Money £10,000,000£2,000£1,250£2,000£100£86.00
Debenhams £10,000,000£1,000£1,000N/A£175£89.50
AXA £5,000,000£1,500£1,500£1,500£75£93.18
More Than £10,000,000£1,500£1,500N/A£100£107.00
Columbus £10,000,000£3,000£2,000£5,000£75£107.50
Insure & Go £10,000,000£5,000£2,000£5,000£60£119.98
M&S Bank£10,000,000£2,000£1,000N/A£100£123.56
Post Office £5,000,000£2,000£1,500N/A£100£172.53
Tesco £10,000,000£10,000£2,000£1,500£45£231.49

Our travel insurance comparison is updated every three months. This table was last updated on the 13th June 2016.


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Financial Conduct Authority

We work with the FCA (Financial Conduct Authority) to ensure you will receive a travel insurance product that is best suited for your needs.

Know Before You Go

The FCO (Foreign & Commonwealth Office) website provides important information on travel advisories so you can stay safe whilst abroad.