Please Note: The information below provides a brief overview of an area of cover within our policies. All our policy benefits are subject to terms, conditions and exclusions. Please refer to the policy wording for full details which can be downloaded under 'Key Information' below.

Our policies all include over 100 sports and activities as standard, many more can be added for an additional premium.
Cover is available for the activities shown in the table below provided:

  • You follow the safety guidelines for the activity concerned and where applicable you use the appropriate and recommended safety equipment;
  • The activity is not part of a competition or tournament; and
  • The maximum period of 17 days is not exceeded; and
  • The activity is not on a professional basis.

If you wish to take part in an activity not shown in the following tables, please contact the CoverForYou Sales and Support Team by e-mailing directsales@coverforyou.co.uk before taking part to make sure that cover is provided.

Sport or Activity Cover Required Special Conditions
Abseiling Inclusive Within organisers guidelines
Administrative, clerical or professional occupations Inclusive No cover under Section G - Personal liability
Aerobics Inclusive
Airboarding Inclusive
Amateur athletics Inclusive Track and field
Archaeological digging Inclusive Use of hand tools only
Archery Inclusive
Athletics Inclusive Amateur only
Badminton Inclusive
Ballooning - hot air Inclusive Organising pleasure rides only
Bamboo rafting Category B
Banana boating/donuts/inflatables behind power boat Inclusive
Baseball (amateur) Inclusive
Basketball (amateur) Inclusive
Battle re-enactment Inclusive
Beach games Inclusive
Big foot skiing Winter Sports
Billiards/snooker/pool Inclusive
Blade skating Winter Sports
Blokarting Category A No cover under Section G - Personal liability
Body boarding (boogie boarding) Inclusive
Body building Category A
Bowls Inclusive
Bungee jumping Category C Within organisers guidelines
Bungee slingshot Category C Within organisers guidelines
Bungee swoop Category C Within organisers guidelines
Bungee trampolining Category C Within organisers guidelines
Camel riding Inclusive No cover under Section G - Personal liability
Camp america - counsellor Inclusive No cover under Section G - Personal liability
Canoeing (up to grade 2 rivers) Inclusive
Canoeing (up to grade 4 rivers) Category C
Canoeing(up to grade 3 rivers) Category B
Capoeira - no contact - dance movement only Category C
Catamaran sailing Inclusive No cover under Section G - Personal liability, must be qualified and no racing
Clay pigeon shooting Inclusive No cover under Section G - Personal liability
Climbing Inclusive Indoors on climbing wall only
Cricket (amateur) Inclusive
Croquet Inclusive
Cross country running Inclusive Non-competitive
Curling (amateur) Inclusive
Cycling Inclusive Wearing a helmet and no racing
Dancing (including instruction) Inclusive
Deep sea fishing Inclusive
Dinghy sailing Inclusive No cover under Section G - Personal liability, no racing
Driving motorised vehicles (excluding quad bikes) for which you are licenced to drive in the united kingdom Inclusive No cover under Section G - Personal liability, no cover for races, motor rallies or competitions, must be wearing a helmet if driving a motorbike, moped or scooter, or wearing a seatbelt when travelling in a motorised vehicle where a seatbelt is available for use
Dry slope skiing Winter Sports
Dune sliding Category A
Dune/wadi buggying/bashing Category A
Elephant polo Category A
Elephant polo Category B
Elephant riding/trekking Inclusive
Falconry Inclusive
Fell walking/running Inclusive Up to 2,500 metres above sea level
Fencing Inclusive Training only
Field hockey Category A
Fishing Inclusive
Fives Inclusive
Flying as a fare paying passenger in a fully licensed passenger carrying aircraft Inclusive
Flying fox (cable car) Inclusive
Football (american) Inclusive Amateur only and not main purpose of trip
Football (association) Inclusive Amateur only and not main purpose of trip
Frisbee/ultimate frisbee (including competitions) Inclusive
Fruit or vegetable picking Category A
Gaelic football Inclusive Amateur only and not main purpose of the trip
Glacier skiing/walking Winter Sports
Glass bottom boats/bubbles Inclusive No cover under Section G - Personal liability
Go karting Inclusive No cover under Section G - Personal liability, within organisers guidelines
Golf Inclusive
Gorilla trekking Category A
Grass skiing Category B
Gymnastics Category A
Handball (amateur) Inclusive
Heptathlon Category B Amateur only
High diving Category A
Hiking between 2,501 and 3500 metres above sea level Category B
Hiking up to 2500 metres above sea level Inclusive
Hobie catting Inclusive No cover under Section G - Personal liability, if qualified and no racing
Hockey Category A
Horse riding Inclusive Wearing a helmet and excluding competitions, racing, jumping and hunting
Hot air ballooning Inclusive Organised pleasure rides only
Hovercraft driving/passenger Inclusive No cover under Section G - Personal liability
Hurling Inclusive Amateur only and not main purpose of trip
Husky dog sledding Winter Sports Organised, non-competitive and with experienced local driver
Husky dog sledding Category B Organised, non-competitive and with experienced local guide and adequate training in driving and handling the huskies
Husky dog sledding (not on snow) Category C
Husky/horse/reindeer sledging or sleigh riding Inclusive As a passenger only with a local driver and not on snow
Hydro zorbing Inclusive
Ice cricket Winter Sports Wearing appropriate batting pads/gloves/spiked shoes
Ice fishing Winter Sports
Ice go karting Winter Sports No cover under Section G - Personal liability and within organisers guidelines
Ice skating Winter Sports
Ice windsurfing Winter Sports No cover under Section G - Personal liability
In-line skating/roller blading Inclusive Wearing pads and helmets
Indoor climbing (on climbing wall) Inclusive
Indoor skating/skateboarding Inclusive Wearing pads and helmets
Javelin throwing (amateur) Inclusive
Jet boating Inclusive No cover under Section G - Personal liability, no racing
Jet skiing Category C
Jogging Inclusive
Jousting Inclusive
Judo Category C
Karate Category C
Karting Inclusive No cover under Section G - Personal liaility, wearing a helmet and no racing
Kayaking (up to grade 2 rivers) Inclusive
Kayaking (up to grade 3 rivers or coastal waters) Category B
Kayaking (up to grade 4 rivers) Category C
Kick sledging Winter Sports
Kite boarding Category C
Korfball (amateur) Inclusive
Lacrosse Category A
Land skiing Category C
Manual work Category B Not including the use of power tools and machinery
Marathon running Category A Not professional
Minjin swinging Category A
Motorcycling excluding quad bikes) for which you are licenced to drive in the united kingdom (other than in races, motor rallies or competitions) and wearing a helmet Inclusive
Mud buggying Category A
Netball (amateur) Inclusive
Octopush Inclusive
Orienteering Inclusive
Paint balling/war games Inclusive No cover under Section G - Personal liability, wearing eye protection
Paragliding Category C
Paramotoring Category C
Parapenting/paraponting Category C
Parasailing - over land Category C
Parasailing/parascending - overwater Category A
Pedalos Inclusive
Pilates Inclusive
Polo cross Category B
Pony trekking Inclusive Wearing a helmet
Pool/billiards/snooker Inclusive
Pot holing/caving Category C
Power boating Inclusive No cover under Section G - Personal liability, no racing and non-competitive
Quad biking Category C
Racket ball Inclusive
Rambling Inclusive
Rap jumping/running Category A
Refereeing Inclusive Amateur only
Restaurant/bar work Category A No cover under Section G - Personal liability
Retail trade including manual work Category A No cover under Section G - Personal liability, not including the use of manual tools or machinery
Rhino trekking Category A
Rifle range shooting Inclusive
Ringos Inclusive
River tubing Category A
Roller hockey Category A
Roller skating/blading/in line skating Inclusive Wearing pads and helmets
Rounders (amateur) Inclusive
Rowing Inclusive No racing
Rugby Category C Amateur only
Running Inclusive Non-competitive and not a marathon of any type
Safari trekking/tracking in the bush Inclusive Must be organised tour
Sail boarding/wind surfing Inclusive
Sailing/yachting Inclusive No cover under Section G - Personal liability, must be qualified or accompanied by a qualified person and no racing
Sand boarding / sand dunes/surfing / skiing Inclusive
Sand yachting Inclusive No cover under Section G - Personal liability, no racing
Scuba diving to 30 metres Category B Must be qualified scuba diver or accompanied by qualified instructor and not diving alone or involved in cave diving
Scuba diving to 40 metres Category C Must be qualified scuba diver or accompanied by qualified instructor and not diving alone or involved in cave diving
Scuba diving up to depth of 18 metres Inclusive Must be qualified or accompanied by qualified instructor and not diving alone, not involved in cave diving and not involved in air travel until more than 24 hours have elapsed after your last dive
Sea canoeing/kayaking Category B Within sight of land
Shinty Category A
Shooting/small bore target/rifle range shooting Inclusive No cover under Section G - Personal liability, within organisers guidelines
Skateboarding Inclusive Wearing pads and helmets
Ski boarding Winter Sports
Ski run walking Winter Sports
Ski-biking Winter Sports
Ski-blading Winter Sports
Ski-dooing Winter Sports No cover under Section G - Personal liability
Ski-touring Winter Sports
Skiing - big foot Winter Sports
Skiing - cross country Winter Sports
Skiing - mono Winter Sports
Skiing - nordic Winter Sports
Skiing - off piste** with a guide Winter Sports
Skiing - on piste** Winter Sports
Skiing alpine Winter Sports
Sky jumping (from Sky Tower in Auckland, New Zealand only) Category C
Sledging/sleigh riding as a passenger Winter Sports No cover under Section G - Personal liability, pulled by horse or reindeer
Sledging/tobogganing on snow Winter Sports
Snorkelling Inclusive
Snow biking Winter Sports
Snow blading Winter Sports
Snow boarding - off piste** with a guide Winter Sports
Snow boarding - on piste** Winter Sports
Snow bobbing Winter Sports
Snow go karting Winter Sports No cover under Section G - Personal liability
Snow mobiling (skidoo) Winter Sports No cover under Section G - Personal liability
Snow scooting Winter Sports No cover under Section G - Personal liability
Snow shoe walking Winter Sports
Snowcat driving Winter Sports No cover under Section G - Personal liability
Softball (amateur) Inclusive
Spear fishing Inclusive Without tanks
Speed sailing Inclusive No cover under Section G - Personal liability, no racing
Sphering Inclusive
Squash Inclusive
Street hockey Category A Wearing pads and helmets
Street luge Category A
Superintendence of manual work Category A
Surfing Inclusive Including on board surf simulators
Swimming Inclusive
Swimming with dolphins Inclusive
Swimming with killer whales/Orcas Category B
Swimming/bathing with elephants Inclusive
Sydney harbour bridge Inclusive Organised and walking across clipped onto a safety line
Table tennis Inclusive
Tai chi Category C
Tall ship crewing Inclusive No cover under Section G - Personal liability, no racing
Tandem skiing Winter Sports
Telemarking Category C
Telemarking Winter Sports
Ten pin bowling Inclusive
Tennis Inclusive
Trampolining Inclusive
Tree canopy walking Inclusive
Trekking between 2,501 to 3,500 metres above sea level Category B
Trekking/hiking/walking/hill walking up to 2,500 metres above sea level Inclusive
Tubing Category A
Tug of war Inclusive
Via ferrata Category B
Volleyball Inclusive
Wadi/dune buggying/bashing Category A
Wake boarding Inclusive
Walking between 2,501 to 3,500 metres above sea level Category B
Walking up to 2,500 metres above sea level Inclusive
War games/paintballing Inclusive No cover under Section G - Personal liability, wearing eye protection
Water polo (amateur) Inclusive
Water skiing/water ski jumping Inclusive
Weight lifting Category B
Whale watching Inclusive
White water canoeing/kayaking/touring up to grade 4 Category C
White water rafting up to grade 4 Category C Within organisers guidelines
Wicker basket tobogganing Inclusive
Wind surfing/sailboarding Inclusive
Wind tunnel flying Inclusive Pads and helmets to be worn
Yachting (if qualified) Inclusive No cover under Section G - Personal liability

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