Please Note: The information below provides a brief overview of an area of cover within our policies. All our policy benefits are subject to terms, conditions and exclusions. Please refer to the policy wording for full details.

Our policies all include over 100 sports and activities as standard, many more can be added for an additional premium.
Cover is available for the activities shown in the table below provided:

  • You follow the safety guidelines for the activity concerned and where applicable you use the appropriate and recommended safety equipment;
  • The activity is not part of a competition or tournament; and
  • The maximum period of 17 days is not exceeded; and
  • The activity is not on a professional basis.

If you wish to take part in an activity not shown in the following tables, please contact the CoverForYou Sales and Support Team by e-mailing directsales@coverforyou.co.uk before taking part to make sure that cover is provided.

Sport or Activity Cover Required Special Conditions
Abseiling Inclusive Within organiser's guidelines
Administrative, clerical or professional occupations* Inclusive No Personal Liability cover
Aerobics Inclusive
Airboarding Inclusive
Archaeological digging Inclusive
Archery Inclusive
Athletics Inclusive
Badminton Inclusive
Bamboo rafting Category B
Banana boating Inclusive
Baseball Inclusive
Basketball Inclusive
Battle re-enactment* Inclusive No Personal Liability cover
Beach games Inclusive
Billiards/snooker/pool Inclusive
Blade skating Winter Sports
Blokarting* Category A No liability cover
Body boarding (boogie boarding) Inclusive
Body building Category A
Bowls Inclusive
Breathing observation bubble (bob) Inclusive
Bungee jumping Category C Within organiser's guidelines
Bungee slingshot Category C
Bungee swoop Category C Within organiser's guidelines
Bungee trampolining Category C
Camel riding* Inclusive No personal liability cover
Camp america - counsellor* Inclusive No Personal Liability cover
Canoeing (grade 4 and above rivers) Category C
Canoeing (up to grade 2 rivers) Inclusive
Canoeing (up to grade 3 rivers) Category B
Capoeira Category C No contact, dance movement only
Catamaran sailing* Inclusive If qualified and no racing or liability cover
Clay pigeon shooting* Inclusive No liability cover
Climbing Inclusive On climbing wall only
Cricket Inclusive
Croquet Inclusive
Cross country running (non-competitive) Inclusive
Cross country skiing/nordic skiing Winter Sports
Curling Inclusive
Cycling (no racing or competition's). All protective clothing (e.g. helmet) must be wornNo cover for Mountain Biking - see separately listed activity",Inclusive,dancing (including instruction) Inclusive
Dinghy sailing* Inclusive No liability cover
Driving motorised vehicles* (excluding Quad bikes) for which you are licensed to drive in the United Kingdom (other than in motor rallies or competitions) and wearing a helmet if driving a motorbike, moped or scooter and no liability cover Inclusive
Dry slope skiing Winter Sports
Dune sliding Category B
Dune/wadi buggying/bashing Category B
Elephant polo Category C
Elephant riding/trekking Inclusive
Falconry Inclusive
Fell walking/running (up to 2,500 metres above sea level) Inclusive
Fencing Inclusive
Field hockey Category A
Fishing / deep sea fishing Inclusive
Fives Inclusive
Flying Inclusive As a fare paying passenger in a fully licensed passenger carrying aircraft
Flying fox Inclusive Cable car
Football (American) Inclusive Amateur only and not main purpose of trip
Football (Association) Inclusive Amateur only and not main purpose of trip
Frisbee/ultimate frisbee including competitions Inclusive
Fruit or vegetable picking Category A
Gaelic football - not main purpose of the trip Inclusive
Glacier skiing/walking Winter Sports
Glass bottom boats/bubbles* Inclusive No liability cover
Go karting* Inclusive Within organiser's guidelines and no liability cover
Golf Inclusive
Gorilla trekking Category A
Grass skiing Category B
Gymnastics Category A
Handball Inclusive
Heptathlon Category B
High diving Category A
Hobie catting* Inclusive If qualified and no liability cover
Horse riding Inclusive Excluding competitions, racing, jumping and hunting
Hot air ballooning Inclusive Organised pleasure rides only
Hovercraft driving/passenger* Inclusive No liability cover
Hurling - not main purpose of the trip Inclusive
Husky dog sledding (not on snow) Winter Sports
Husky dog sledding (organised, non-competitive and with experienced local driver) Winter Sports
Husky dog sledding (organised, non-competitive and with experienced local guide and adequate training in driving and handling the huskies) Winter Sports
Hydro zorbing Inclusive
Ice cricket Winter Sports
Ice go karting Winter Sports Within organiser's guidelines and no liability cover
Ice skating Inclusive
Ice windsurfing Winter Sports No liability cover
In-line skating/roller blading Inclusive Wearing pads and helmets
Indoor skating/skateboarding Inclusive Wearing pads and helmets
Javelin throwing Inclusive
Jet boating* Inclusive No racing or liability cover
Jet skiing* Category C No Personal Liability cover
Jogging Inclusive
Judo Category C
Karate Category C
Kayaking (grade 4 and above rivers) Category C
Kayaking (up to grade 2 rivers) Inclusive
Kayaking (up to grade 3 rivers or coastal waters) Category B
Kick sledging Winter Sports
Kite boarding Category C
Korfball Inclusive
Lacrosse Category A
Land skiing Category C
Manual work Category B But not including the use of power tools and machinery
Marathon running Category A Not professional
Minjin swinging Category A
Mountain biking* Category A No racing, competition's or extreme downhill mountain biking - e.g. a very steep course which was specifically designed to be used by professional cyclists only). All protective clothing (e.g. helmet) must be worn. Height restriction of 2,500 Metres above sea level.
Mud buggying Category A
Netball Inclusive
Occasional light manual work Category B But not including the use of tools and machinery
Octopush Inclusive
Off piste skiing Winter Sports
Orienteering Inclusive
Ostrich riding or racing Category C
Paint balling/war games* Inclusive Wearing eye protection and no liability cover
Paragliding Category C
Paramotoring* Category C No Personal Liability cover
Parapenting/paraponting Category C
Parasailing/parascending - over land Category C
Parasailing/parascending - over water Inclusive
Passenger sledge Inclusive
Pedalos Inclusive
Pilates Inclusive
Polo Category B
Polo cross Category B
Pony trekking Inclusive
Pot holing/caving Category C
Power boating* Inclusive No racing, non-competitive and no liability cover
Quad biking* Category C No Personal Liability cover
Racket ball Inclusive
Rap jumping/running Category A Within organiser's guidelines
Refereeing Inclusive
Restaurant/bar work* Category A No Personal Liability cover
Retail trade including manual work* Category A But not including the use of power tools and machinery
Rhino trekking Category A
Rifle range shooting* Inclusive No Personal Liability cover
Ringos Inclusive
River tubing Category A
Roller hockey Category A
Roller skating/blading/in line skating Inclusive Wearing pads and helmets
Rounders Inclusive
Rowing Inclusive Except racing
Rugby - not main purpose of the trip Category C
Running Inclusive
Safari trekking/tracking in the bush Inclusive Must be organised tour
Sail boarding/windsurfing Inclusive
Sailing* Inclusive If qualified or accompanied by a qualified person and no liability cover or racing
Sand boarding/surfing/skiing Inclusive
Sand dune surfing/skiing Inclusive
Sand yachting* Inclusive No liability cover
Scuba diving to 18 metres Inclusive If qualified scuba diver or accompanied by qualified instructor and not diving alone or involved in cave diving
Scuba diving to 30 metres Category B If qualified scuba diver or accompanied by qualified instructor and not diving alone or involved in cave diving
Scuba diving to 40 metres Category C If qualified scuba diver or accompanied by qualified instructor and not diving alone or involved in cave diving
Sea canoeing/kayaking Category B Within sight of land
Segway riding* Inclusive Organised tours only, wearing correct safety equipment including a helmet
Shinty Category A
Skateboarding Inclusive Wearing pads & helmets
Ski - blading Winter Sports
Ski - dooing/snow mobiling* Winter Sports No Personal Liability cover
Ski biking Winter Sports
Ski boarding Winter Sports
Ski run walking Winter Sports
Skiing Winter Sports
Skiing - big foot Winter Sports
Skiing - cross country Winter Sports
Skiing - mono Winter Sports
Skiing - nordic Winter Sports
Skiing - off piste** with a guide Winter Sports
Skiing alpine Winter Sports
Sky jumping (from Sky Tower in Auckland, New Zealand only) Category C
Sledging/sleigh riding* Winter Sports Pulled by horse or reindeer as a passenger
Sledging/tobogganing (not on snow) Inclusive
Sledging/tobogganing on snow Winter Sports
Snorkelling Inclusive
Snow biking Winter Sports
Snow blading Winter Sports
Snow boarding - off piste** with a guide Winter Sports
Snow boarding on piste** Winter Sports No Personal Liability cover
Snow bobbing Winter Sports
Snow carving Winter Sports Using non powered hand tools only and not working above 3 metres from the ground
Snow go karting* Winter Sports No liability cover
Snow mobiling/skidooing* Winter Sports No liability cover
Snow scooting* Winter Sports No Personal Liability cover
Snow shoe walking Winter Sports
Snow tubing Winter Sports
Snowcat driving* Winter Sports No Personal Liability cover
Soccer- not main purpose of the trip Inclusive
Softball Inclusive
Spear fishing Inclusive Without tanks
Speed sailing* Inclusive No liability
Sphering/ Zorbing Inclusive
Squash Inclusive
Street hockey Category A Wearing pads and helmets
Street luge Category A
Superintendance of manual work Category A
Surfing Inclusive
Swimming Inclusive
Swimming with dolphins Inclusive
Swimming/bathing with elephants Inclusive
Sydney harbour bridge Inclusive Walking across clipped onto safety line
Table tennis Inclusive
Tai chi Category C
Tall ship crewing* Inclusive No racing and no liability cover
Telemarking Winter Sports
Ten pin bowling Inclusive
Tennis Inclusive
Trampolining Inclusive
Tree canopy walking Inclusive
Trekking/ walking /rambling up to 2,500 metres above sea level Inclusive
Trekking/walking/ rambling between 2,501 to 3,500 metres above see level Category B
Tubing Category A
Tug of war Inclusive
Via ferrata Category B
Volleyball Inclusive
Wadi/dune/dune buggying/bashing Category A
Wake boarding Inclusive
Water polo Inclusive
Water ski jumping Inclusive
Water skiing Inclusive
Weightlifting Category B
Whale watching Inclusive
White water canoeing/kayaking/touring up to grade 4 Category C
White water rafting up to grade 4 Category C Within organiser's guidelines
Wicker basket tobogganing Inclusive
Wind surfing/sailboarding Inclusive
Wind tunnel flying Inclusive Pads and helmets to be worn
Winter walking Winter Sports Using crampons and ice picks only
Yachting* Inclusive If qualified and no liability cover
Yoga Inclusive

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